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UTI Retirement Fund Regular Plan
Previously called: UTI Retirement Benefit Pension Reg
| NAV as of Sep 03, 2025 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹49.2062+0.34% 1 day change | 10.76% | App exclusive  | ₹4,725 Cr |
Historical NAV & returns
NAV: ₹49.2062 as on Sep 03, 2025
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UTI Retirement Fund overview
| Expense ratio | 1.65% as on Aug 31, 2025 |
| Plan type | Regular |
| Exit load | 1.0% Exit load of 1%, if redeemed within 1 year.! |
| AUM (Fund size) | ₹4,725 Cr |
| Lock-in Period | 5 Years |
| Age | 30 yrs 8 m since Dec 26, 1994 |
| Benchmark | CRISIL Short Term Debt Hybrid 60+40 Index |
| Min. investment | SIP: ₹500 & Lumpsum: ₹500 |
| Risk | High |
UTI Retirement Fund Returns calculator
Investment type
- Total investment ₹ 12 lakh
- Profit ₹12 lakhs
- Total corpus ₹1 lakh
- Absolute return 52.69%
Trailing returns as on Sep 04, 2025
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.84% | -0.28% |
| 3 Months | -0.79% | -0.02% |
| 6 Months | 6.75% | 9.03% |
| 1 Year | 1.99% | 1.42% |
| 2 Years | 11.59% | 11.56% |
| 3 Years | 11.58% | 11.03% |
| 4 Years | 10.13% | 8.72% |
| 5 Years | 13.33% | 11.62% |
| 7 Years | 9.32% | 9.26% |
| 10 Years | 9.61% | 9.12% |
Asset allocationas on May 31, 2025
Large Cap 24.78%
Mid Cap 7.73%
Small Cap 6.31%
Other Cap 0%
Top holdings
Top sectors
Financial 11.950000000000003%
Energy 3.9499999999999997%
Technology 3.92%
Healthcare 2.8099999999999996%
SOV 39.59130348%
AAA 17.37531034%
Cash & Call Money 1.72049012%
Term Deposits 1.66984333%
Top Debt Holdings
GOI 31.76%
Indian Railway Finance Corporation Ltd. 3.25%
Maharashtra State 2.88%
HDFC Bank Ltd. 2.77%
Allocation by Instruments
Bifurcation by Instrument is not available for this fund
Other Holdings
Others 2.33%
Mindspace Business Parks REIT 0.52%
Nexus Select Trust 0.16%
UTI Nifty 50 ETF 0.12%
Peer comparison
Key risk & return ratios Compared to other funds in the category
About this fund
More funds from UTI Mutual Fund
Frequently asked questions
ET Money rank
App exclusive
#NA
- Return Consistency: This fund is one of the best in generating consistent return in it's category.
- Return Outperformance: This fund has generated highest return amongst Retirement Solutions funds in the last 5 Years.
- Chance: This fund has generated a 8.27% annual return in 70% of times for investors holding for at least 5 years.
- Return/Risk: The fund is performing poorly than its category.
- Exit Load: Exit load of 1%, if redeemed within 1 year.