SBI PSU Fund-Growth

Q: What are the returns of SBI PSU Fund?

The SBI PSU Fund is a 15 yrs 3 m old fund and has delivered average annual returns of 7.76% since inception. SBI PSU Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -7.95% 29.45% 29.84% 13.99% 7.76%

Q: How much does SBI PSU Fund charge as the expense ratio?

The SBI PSU Fund - Direct Growth has an expense ratio of 1.86% , which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹31.1097+0.36% 1 day change	7.76% p.a.	App exclusive #NA View Ranked Funds	₹5,035 Cr

Historical NAV & returns

NAV: ₹31.1097 as on Sep 03, 2025

This fund Category average

SBI PSU Fund overview

Expense ratio	1.86% as on Aug 31, 2025
Plan type	Regular
Exit load	0.5% Exit load of 0.50% if redeemed within 30 days.!
AUM (Fund size)	₹5,035 Cr
Lock-in Period	Nil
Age	15 yrs 3 m since May 17, 2010
Benchmark	BSE PSU TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI PSU Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.12%	-0.67%
3 Months	-2.41%	-3.43%
6 Months	15.38%	15.02%
1 Year	-7.95%	-12.02%
2 Years	25.4%	25.66%
3 Years	29.45%	28.34%
4 Years	26.09%	24.9%
5 Years	29.84%	29.11%
7 Years	16.67%	18.24%
10 Years	13.99%	15.47%

Asset allocationas on Apr 30, 2025

Large Cap 71.8%

Mid Cap 21.65%

Small Cap 2.85%

Other Cap 0%

Top holdings

State Bank of India13.25%

Bharat Electronics Ltd.9.93%

GAIL (India) Ltd.9.29%

Power Grid Corporation Of India Ltd.8.34%

Top sectors

Energy 42.169999999999995%

Financial 27.590000000000003%

Capital Goods 9.93%

Insurance 7.66%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Reserve Bank of India 0.1%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 4.8%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI PSU Fund	N.A.	5,035 Cr	15 yrs 3 m	1.86%
Aditya Birla Sun Life PSU Equity Fund	N.A.	5,391 Cr	5 yrs 8 m	0.57%
SBI PSU Fund	N.A.	5,035 Cr	12 yrs 8 m	0.84%
Invesco India PSU Equity Fund	N.A.	1,341 Cr	12 yrs 8 m	0.9%
ICICI Prudential PSU Equity Fund	N.A.	2,031 Cr	3 yrs	0.88%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI PSU Fund	-0.12%	15.38%	-7.95%	29.45%	29.84%	13.99%
Aditya Birla Sun Life PSU Equity Fund	0.09%	15.51%	-11.12%	28.59%	31.57%	13.24%
SBI PSU Fund	-0.04%	15.98%	-6.97%	30.88%	31.21%	14.96%
Invesco India PSU Equity Fund	-0.53%	22.0%	-8.54%	30.38%	29.71%	18.62%
ICICI Prudential PSU Equity Fund	-0.1%	14.22%	-7.95%	27.89%	15.91%	7.66%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI PSU Fund	22.16	0.95	0.96	1.9
Aditya Birla Sun Life PSU Equity Fund	21.8	0.95	0.94	1.78
SBI PSU Fund	22.18	0.95	1.01	2.0
Invesco India PSU Equity Fund	22.47	0.96	0.98	1.71
ICICI Prudential PSU Equity Fund	N.A.	N.A.	N.A.	N.A.

View all Thematic-psu funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.58 vs. 10.37 Underperformed at beating benchmark
Sharpe	0.96 vs. -0.19 Better risk-adjusted return
Beta	0.95 vs. 0.71 More sensitive to market's ups & downs
Standard deviation	22.16 vs. 13.27 More volatile performance

Compare SBI PSU Fund in detail with

About this fund

About SBI PSU Fund

SBI PSU Fund-Growth is a Thematic-PSU mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 15 yrs 3 m, having been launched on 17/05/2010. SBI PSU Fund-Growth has ₹5,035 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI PSU Fund-Growth as of 03/09/2025 is ₹31.11. The fund has an expense ratio of 1.86%, which is higher than what most other Thematic-psu funds charge.

SBI PSU Fund-Growth returns of last 1-year are -8.98%. Since launch, it has delivered 7.77% average annual returns. The fund has doubled the money invested in it every 3 yrs.
SBI PSU Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Energy, Financial, Capital Goods, Insurance, Metals & Mining sectors. It has taken less exposure in Energy, Financial sectors compared to other funds in the category.
The fund's top 5 holdings are in State Bank of India, Bharat Electronics Ltd., GAIL (India) Ltd., Power Grid Corporation Of India Ltd., NTPC Ltd..

...

Fund AUM	5,035 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Rohit Shimpi

Mr. Shimpi is a B. Com., PGDBM (Finance), CFA. Prior to joining SBI Mutual Fund, he has worked with CNBC TV18, JP Morgans offshore research centre and HDFC Standard Life Insurance.

Investment objective

The scheme seeks to provide opportunities for long-term growth through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs and others.

SBI Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI Contra Fund	N.A.	44,069 Cr	-4.75%	29.44%
SBI Infrastructure Fund	N.A.	4,872 Cr	-11.07%	26.61%
SBI Magnum Midcap Fund	N.A.	21,512 Cr	-6.67%	25.39%
SBI Long Term Equity Fund	N.A.	28,506 Cr	-3.13%	25.04%
SBI Small Cap Fund	N.A.	31,790 Cr	-6.21%	24.43%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI PSU Fund?

The current Net Asset Value (NAV) of the SBI PSU Fund - Direct Growth plan is approximately ₹31.1097 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The SBI PSU Fund is a 15 yrs 3 m old fund and has delivered average annual returns of 7.76% since inception.

SBI PSU Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-7.95%	29.45%	29.84%	13.99%	7.76%

How much does this mutual fund charge as expense ratio?

The SBI PSU Fund - Direct Growth has an expense ratio of 1.86%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI PSU Fund currently has assets under management (AUM) or fund size valued at approximately 5,035 Cr as on Apr 30, 2025.

What are the top stock holdings of SBI PSU Fund?

The SBI PSU Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
State Bank of India	13.25%
Bharat Electronics Ltd.	9.93%
GAIL (India) Ltd.	9.29%
Power Grid Corporation Of India Ltd.	8.34%
NTPC Ltd.	7.71%
Bharat Petroleum Corporation Ltd.	5.87%
Bank Of Baroda	5.22%
NMDC Ltd.	3.78%
General Insurance Corporation of India	3.25%
Oil India Ltd.	3.12%

What are the top sectors SBI PSU Fund has invested in?

The SBI PSU Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Energy	42.169999999999995%
Financial	27.590000000000003%
Capital Goods	9.93%
Insurance	7.66%
Metals & Mining	5.49%
Construction	1.4%
Materials	1.17%

What is risk level of SBI PSU Fund?

This is a Thematic-psu fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI PSU Fund?

SBI PSU Fund-Growth is the regular plan of the fund. For this plan of you pay 1.86% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.84%. That's 1.02% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.02% if you opt for direct plan of SBI PSU Fund

How can I redeem my investments in SBI PSU Fund?

Redeeming your investments in SBI PSU Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI PSU Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-PSU

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-PSU funds in the last 5 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.50% if redeemed within 30 days.