SBI Nifty Index Fund-Growth

Q: What are the returns of SBI Nifty Index Fund?

The SBI Nifty Index Fund is a 23 yrs 8 m old fund and has delivered average annual returns of 14.11% since inception. SBI Nifty Index Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -1.2% 12.53% 17.6% 12.93% 14.11%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹218.5957+0.55% 1 day change	14.11% p.a.	App exclusive #NA View Ranked Funds	₹9,571 Cr

Historical NAV & returns

NAV: ₹218.5957 as on Sep 03, 2025

This fund Category average

SBI Nifty Index Fund overview

Expense ratio	0.41% as on Aug 31, 2025
Plan type	Regular
Exit load	0.2% Exit load of 0.20% if redeemed within 15 days!
AUM (Fund size)	₹9,571 Cr
Lock-in Period	Nil
Age	23 yrs 8 m since Dec 18, 2001
Benchmark	Nifty 50 Total Return
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

SBI Nifty Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.08%	0.74%
3 Months	0.8%	1.22%
6 Months	12.58%	13.56%
1 Year	-1.2%	-4.46%
2 Years	13.26%	15.89%
3 Years	12.53%	13.69%
4 Years	9.94%	8.25%
5 Years	17.6%	15.25%
7 Years	12.03%	9.27%
10 Years	12.93%	11.19%

Asset allocationas on Apr 30, 2025

Large Cap 98.8%

Mid Cap 1.14%

Small Cap 0%

Other Cap 0%

Top holdings

HDFC Bank Ltd.13.67%

ICICI Bank Ltd.9.38%

Reliance Industries Ltd.8.37%

Infosys Ltd.4.83%

Top sectors

Financial 36.64%

Energy 11.78%

Technology 10.41%

Automobile 7.159999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.05%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Nifty Index Fund	N.A.	9,571 Cr	23 yrs 8 m	0.41%
DSP Nifty 50 Equal Weight Index Fund	N.A.	2,136 Cr	7 yrs 11 m	0.39%
Sundaram Nifty 100 Equal Weight Fund	N.A.	106 Cr	12 yrs 8 m	0.61%
Nippon India Nifty Next 50 Junior BeES FoF	N.A.	550 Cr	6 yrs 6 m	0.12%
DSP Nifty Next 50 Index Fund	N.A.	1,008 Cr	6 yrs 6 m	0.25%
UTI Nifty Next 50 Index Fund	N.A.	5,288 Cr	7 yrs 3 m	0.34%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Nifty Index Fund	0.08%	12.58%	-1.2%	12.53%	17.6%	12.93%
DSP Nifty 50 Equal Weight Index Fund	2.37%	15.57%	-1.65%	16.78%	22.65%	10.19%
Sundaram Nifty 100 Equal Weight Fund	1.63%	16.83%	-4.75%	16.29%	21.13%	12.94%
Nippon India Nifty Next 50 Junior BeES FoF	0.67%	16.58%	-10.26%	16.09%	20.56%	9.48%
DSP Nifty Next 50 Index Fund	0.95%	16.95%	-10.15%	16.13%	20.52%	10.29%
UTI Nifty Next 50 Index Fund	0.93%	16.89%	-10.0%	16.11%	20.49%	9.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Nifty Index Fund	12.12	0.96	0.47	0.84
DSP Nifty 50 Equal Weight Index Fund	13.25	1.02	0.7	1.07
Sundaram Nifty 100 Equal Weight Fund	14.5	1.1	0.62	1.01
Nippon India Nifty Next 50 Junior BeES FoF	17.72	1.26	0.53	0.8
DSP Nifty Next 50 Index Fund	17.97	1.28	0.52	0.79
UTI Nifty Next 50 Index Fund	17.96	1.28	0.52	0.79

View all Large Cap Index funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.1 vs. 2.82 Underperformed at beating benchmark
Sharpe	0.47 vs. 2.9 Poor risk-adjusted returns
Beta	0.96 vs. 0.6 More sensitive to market's ups & downs
Standard deviation	12.12 vs. 8.95 More volatile performance

Compare SBI Nifty Index Fund in detail with

About this fund

About SBI Nifty Index Fund

SBI Nifty Index Fund-Growth is a Large Cap Index mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 23 yrs 8 m, having been launched on 18/12/2001. SBI Nifty Index Fund-Growth has ₹9,571 Crores worth of assets under management (AUM) as on 30/04/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Nifty Index Fund-Growth as of 03/09/2025 is ₹218.60. The fund has an expense ratio of 0.41%, which is higher than what most other Large Cap Index funds charge.

SBI Nifty Index Fund-Growth returns of last 1-year are -1.52%. Since launch, it has delivered 13.94% average annual returns. The fund has doubled the money invested in it every 5 yrs.
SBI Nifty Index Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Technology, Automobile, Consumer Staples sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Infosys Ltd., Bharti Airtel Ltd..

...

Fund AUM	9,571 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Raviprakash Sharma

Mr. Sharma is a B.Com (H), Chartered Accountant and CFA (USA). Prior to joining SBI AMC he has worked with HDFC AMC, Citigroup Wealth Advisors India Pvt. Ltd, Kotak Securities, Times Investors Services Pvt. Ltd. and Birla Sun Life Securities.

Investment objective

The scheme is a passively managed index fund, which would invest in all the stocks comprising Nifty 50 Index in the same proportion as their weightage in the index.

SBI Mutual Fund details

No. of schemes	71 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI PSU Fund	N.A.	5,035 Cr	-7.95%	29.84%
SBI Contra Fund	N.A.	44,069 Cr	-4.75%	29.44%
SBI Infrastructure Fund	N.A.	4,872 Cr	-11.07%	26.61%
SBI Magnum Midcap Fund	N.A.	21,512 Cr	-6.67%	25.39%
SBI Long Term Equity Fund	N.A.	28,506 Cr	-3.13%	25.04%
SBI Small Cap Fund	N.A.	31,790 Cr	-6.21%	24.43%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI Nifty Index Fund?

The current Net Asset Value (NAV) of the SBI Nifty Index Fund - Direct Growth plan is approximately ₹218.5957 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The SBI Nifty Index Fund is a 23 yrs 8 m old fund and has delivered average annual returns of 14.11% since inception.

SBI Nifty Index Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-1.2%	12.53%	17.6%	12.93%	14.11%

How much does this mutual fund charge as expense ratio?

The SBI Nifty Index Fund - Direct Growth has an expense ratio of 0.41%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI Nifty Index Fund currently has assets under management (AUM) or fund size valued at approximately 9,571 Cr as on Apr 30, 2025.

What are the top stock holdings of SBI Nifty Index Fund?

The SBI Nifty Index Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	13.67%
ICICI Bank Ltd.	9.38%
Reliance Industries Ltd.	8.37%
Infosys Ltd.	4.83%
Bharti Airtel Ltd.	4.63%
Larsen & Toubro Ltd.	3.79%
ITC Ltd.	3.41%
Tata Consultancy Services Ltd.	2.75%
Axis Bank Ltd.	2.72%
State Bank of India	2.72%

What are the top sectors SBI Nifty Index Fund has invested in?

The SBI Nifty Index Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	36.64%
Energy	11.78%
Technology	10.41%
Automobile	7.159999999999999%
Consumer Staples	6.74%
Communication	4.63%
Services	4.3500000000000005%
Materials	3.94%
Construction	3.79%
Healthcare	3.7699999999999996%

What is risk level of SBI Nifty Index Fund?

This is a Large Cap Index fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI Nifty Index Fund?

SBI Nifty Index Fund-Growth is the regular plan of the fund. For this plan of you pay 0.41% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.19%. That's 0.21999999999999997% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.21999999999999997% if you opt for direct plan of SBI Nifty Index Fund

How can I redeem my investments in SBI Nifty Index Fund?

Redeeming your investments in SBI Nifty Index Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Nifty Index Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Large Cap Index

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap Index funds in the last 10 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.20% if redeemed within 15 days