SBI Nifty Index Direct Plan-Growth

Q: What are the returns of SBI Nifty Index Fund?

The SBI Nifty Index Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 12.72% since inception. SBI Nifty Index Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 9.65% 13.85% 22.64% 12.23% 12.72%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹224.1176+0.67% 1 day change	12.72% p.a.	#NA View Ranked Funds	2

Historical NAV & returns

NAV: ₹224.1176 as on Apr 23, 2025

This fund Category average

SBI Nifty Index Fund overview

VRO rating	2
Expense ratio	0.22% as on Mar 31, 2025
Exit load	0.2% Exit load of 0.20% if redeemed within 15 days!
AUM (Fund size)	₹9,192 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	Nifty 50 Total Return
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

SBI Nifty Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	2.8%	3.04%
3 months	5.43%	5.44%
6 months	-0.05%	-1.88%
1 year	9.65%	8.07%
3 years	13.85%	14.56%
5 years	22.64%	22.62%
7 years	13.48%	13.47%
10 years	12.23%	12.31%

Asset allocationas on Mar 31, 2025

Large Cap 98.90072100000002%

Mid Cap 1.029279%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.13.06%

ICICI Bank Ltd.8.94%

Reliance Industries Ltd.8.11%

Infosys Ltd.5.31%

Top sectors

Financial 35.93%

Technology 11.899999999999999%

Energy 11.84%

Automobile 6.92%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 1.24%

Other Holdings

Others 1.24%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
SBI Nifty Index Fund	N.A.	₹9,192 Crs	12 yrs 3 m	0.22%
UTI Nifty Next 50 Index Fund	N.A.	₹4,832 Crs	6 yrs 10 m	0.35%
DSP Nifty Next 50 Index Fund	N.A.	₹899 Crs	6 yrs 2 m	0.26%
ICICI Prudential Nifty Next 50 Index Fund	N.A.	₹6,760 Crs	12 yrs 3 m	0.31%
Motilal Oswal Nifty Next 50 Index Fund	N.A.	₹307 Crs	5 yrs 4 m	0.36%
HSBC Nifty Next 50 Index Fund	N.A.	₹125 Crs	5 yrs 1 m	0.34%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Nifty Index Fund	2.8%	-0.05%	9.65%	13.85%	22.64%	12.23%
UTI Nifty Next 50 Index Fund	3.69%	-6.52%	4.72%	16.59%	23.97%	9.25%
DSP Nifty Next 50 Index Fund	3.7%	-6.74%	4.57%	16.6%	23.9%	10.0%
ICICI Prudential Nifty Next 50 Index Fund	3.67%	-6.85%	4.38%	16.44%	23.78%	13.66%
Motilal Oswal Nifty Next 50 Index Fund	3.67%	-6.48%	4.74%	16.65%	23.67%	8.98%
HSBC Nifty Next 50 Index Fund	3.51%	-6.89%	4.2%	16.23%	23.67%	10.95%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Nifty Index Fund	13.38	0.95	0.42	0.83
UTI Nifty Next 50 Index Fund	20.37	1.32	0.52	0.81
DSP Nifty Next 50 Index Fund	20.37	1.32	0.52	0.82
ICICI Prudential Nifty Next 50 Index Fund	20.39	1.32	0.51	0.8
Motilal Oswal Nifty Next 50 Index Fund	20.34	1.32	0.52	0.82
HSBC Nifty Next 50 Index Fund	20.33	1.32	0.51	0.79

View all Large Cap Index funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.1 vs. 3.35 Underperformed at beating benchmark
Sharpe	0.42 vs. 3.24 Poor risk-adjusted returns
Beta	0.95 vs. 0.68 More sensitive to market's ups & downs
Standard deviation	13.38 vs. 11.31 More volatile performance

Compare SBI Nifty Index Fund in detail with

About this fund

About SBI Nifty Index Fund

SBI Nifty Index Direct Plan-Growth is a Large Cap Index mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. SBI Nifty Index Direct Plan-Growth has ₹9,192 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of SBI Nifty Index Direct Plan-Growth as of 23/04/2025 is ₹224.12. The fund has an expense ratio of 0.22%, which is close to what most other Large Cap Index funds charge.

SBI Nifty Index Direct Plan-Growth returns of last 1-year are 9.82%. Since launch, it has delivered 12.72% average annual returns. The fund has doubled the money invested in it every 5 yrs.
SBI Nifty Index Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Technology, Energy, Automobile, Consumer Staples sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Infosys Ltd., Bharti Airtel Ltd..

...

Fund AUM	₹9,192 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Raviprakash Sharma

Mr. Sharma is a B.Com (H), Chartered Accountant and CFA (USA). Prior to joining SBI AMC he has worked with HDFC AMC, Citigroup Wealth Advisors India Pvt. Ltd, Kotak Securities, Times Investors Services Pvt. Ltd. and Birla Sun Life Securities.

Investment objective

The scheme is a passively managed index fund, which would invest in all the stocks comprising Nifty 50 Index in the same proportion as their weightage in the index.

SBI Mutual Fund details

No. of schemes	67 view all schemes
Total AUM	₹10,76,364 Crs as on Mar 31, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
SBI Contra Fund	N.A.	₹42,220 Crs	6.86%	37.14%
SBI Magnum Midcap Fund	N.A.	₹20,890 Crs	10.29%	33.52%
SBI PSU Fund	N.A.	₹4,789 Crs	3.99%	33.36%
SBI Infrastructure Fund	N.A.	₹4,681 Crs	1.61%	32.49%
SBI Small Cap Fund	N.A.	₹30,829 Crs	4.43%	31.39%
SBI Long Term Equity Fund	N.A.	₹27,730 Crs	9.87%	30.71%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of SBI Nifty Index Fund?

The current Net Asset Value (NAV) of the SBI Nifty Index Fund - Direct Growth plan is approximately ₹224.1176 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The SBI Nifty Index Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 12.72% since inception.

SBI Nifty Index Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
9.65%	13.85%	22.64%	12.23%	12.72%

How much does this mutual fund charge as expense ratio?

The SBI Nifty Index Fund - Direct Growth has an expense ratio of 0.22%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI Nifty Index Fund currently has assets under management (AUM) or fund size valued at approximately ₹9,192 Crs crore as of Mar 31, 2025.

What are the top stock holdings of SBI Nifty Index Fund?

The SBI Nifty Index Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	13.06%
ICICI Bank Ltd.	8.94%
Reliance Industries Ltd.	8.11%
Infosys Ltd.	5.31%
Bharti Airtel Ltd.	4.37%
Larsen & Toubro Ltd.	3.85%
ITC Ltd.	3.58%
Tata Consultancy Services Ltd.	3.46%
Kotak Mahindra Bank Ltd.	3.0%
Axis Bank Ltd.	2.96%

What are the top sectors SBI Nifty Index Fund has invested in?

The SBI Nifty Index Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	35.93%
Technology	11.899999999999999%
Energy	11.84%
Automobile	6.92%
Consumer Staples	6.83%
Communication	4.37%
Materials	4.04%
Construction	3.85%
Services	3.82%
Healthcare	3.8099999999999996%

What is risk level of SBI Nifty Index Fund?

This is a Large Cap Index fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI Nifty Index Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI Nifty Index Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in SBI Nifty Index Fund is complete.

How can I redeem my investments in SBI Nifty Index Fund?

Redeeming your investments in SBI Nifty Index Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Nifty Index Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Large Cap Index

#NA

Return Outperformance: This fund has generated highest return amongst Large Cap Index funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Exit Load: Exit load of 0.20% if redeemed within 15 days