SBI Gold Direct Plan-Growth

Q: What are the returns of this mutual fund scheme?

The SBI Gold Direct Plan-Growth is a 12 yrs 11 m old fund and has delivered average annual returns of 10.5% since inception. SBI Gold Direct Plan-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 65.06% 31.85% 19.8% 16.67% 10.5%

Q: How much does this mutual fund charge as expense ratio?

The SBI Gold Fund - Direct Growth has an expense ratio of 0.1% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹39.1503-0.31% 1 day change	10.5% p.a.	App exclusive #NA View Ranked Funds	₹8,457 Cr

Historical NAV & returns

NAV: ₹39.1503 as on Dec 04, 2025

This fund Category average

SBI Gold Fund overview

Expense ratio	0.1% as on Nov 30, 2025
Exit load	1.0% Exit load of 1% if redeemed within 15 days.!
AUM (Fund size)	₹8,457 Cr
Lock-in Period	Nil
Age	12 yrs 11 m since Jan 01, 2013
Benchmark	Domestic Price of Gold
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

SBI Gold Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 05, 2025

Period	This fund	Category average
1 Month	5.76%	8.93%
3 Months	20.32%	22.54%
6 Months	30.74%	35.83%
1 Year	65.06%	71.94%
2 Years	40.26%	42.96%
3 Years	31.85%	33.4%
4 Years	26.79%	27.3%
5 Years	19.8%	20.64%
7 Years	21.62%	22.13%
10 Years	16.67%	16.23%

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Gold Fund	5.76%	30.74%	65.06%	31.85%	19.8%	16.67%
Aditya Birla Sun Life Gold Fund	5.69%	30.35%	65.36%	31.91%	19.89%	16.96%
LIC MF Gold ETF FoF	5.03%	29.66%	63.44%	31.87%	19.77%	16.05%
Axis Gold Fund	5.83%	30.15%	64.3%	31.63%	19.76%	16.58%
HDFC Gold ETF Fund of Fund	5.94%	30.76%	65.23%	31.88%	19.75%	16.64%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Gold Fund	13.14	0.98	1.75	3.78
Aditya Birla Sun Life Gold Fund	12.7	0.95	1.8	4.24
LIC MF Gold ETF FoF	13.04	0.97	1.76	3.45
Axis Gold Fund	12.83	0.96	1.78	3.66
HDFC Gold ETF Fund of Fund	13.05	0.98	1.75	3.83

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Gold Fund	N.A.	8,457 Cr	12 yrs 11 m	0.1%
Aditya Birla Sun Life Gold Fund	N.A.	1,042 Cr	12 yrs 11 m	0.2%
LIC MF Gold ETF FoF	N.A.	465 Cr	12 yrs 11 m	0.32%
Axis Gold Fund	N.A.	1,800 Cr	12 yrs 11 m	0.17%
HDFC Gold ETF Fund of Fund	N.A.	7,092 Cr	12 yrs 11 m	0.5%

View all Gold/ Precious Metals funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.79 vs. 5.5 Underperformed at beating benchmark
Sharpe	1.75 vs. 4.65 Poor risk-adjusted returns
Beta	0.98 vs. 1.05 Less sensitive to market ups & downs
Standard deviation	13.14 vs. 7.83 More volatile performance

Compare SBI Gold Fund in detail with

About this fund

About SBI Gold Fund

SBI Gold Direct Plan-Growth is a Gold/ Precious Metals mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 12 yrs 11 m, having been launched on 01/01/2013. SBI Gold Direct Plan-Growth has ₹8,457 Crores worth of assets under management (AUM) as of 31/10/2025. The fund has an expense ratio of 0.1%. The latest Net Asset Value (NAV) of SBI Gold Direct Plan-Growth as of 04/12/2025 is ₹39.15.

SBI Gold Direct Plan-Growth returns of last 1-year are 65.84%. Since launch, it has delivered 10.52% average annual returns. The fund has doubled the money invested in it every 2 yrs.
SBI Gold Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.

...

Fund AUM	8,457 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Raviprakash Sharma

Mr. Sharma is a B.Com (H), Chartered Accountant and CFA (USA). Prior to joining SBI AMC he has worked with HDFC AMC, Citigroup Wealth Advisors India Pvt. Ltd, Kotak Securities, Times Investors Services Pvt. Ltd. and Birla Sun Life Securities.

Investment objective

The Scheme seeks to provide returns that closely correspond to returns provided by SBI Gold Exchange Traded Scheme (SBI GETS).

SBI Mutual Fund details

No. of schemes	72 view all schemes
Total AUM	12,07,585 Cr as on Sep 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI Silver ETF FoF	N.A.	1,193 Cr	89.25%	N.A.

See all Commodities funds from this AMC

Frequently asked questions

What is the current NAV of SBI Gold Direct Plan-Growth?

The current Net Asset Value (NAV) of the SBI Gold Fund - Direct Growth plan is approximately ₹39.1503 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The SBI Gold Direct Plan-Growth is a 12 yrs 11 m old fund and has delivered average annual returns of 10.5% since inception.

SBI Gold Direct Plan-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
65.06%	31.85%	19.8%	16.67%	10.5%

How much does this mutual fund charge as expense ratio?

The SBI Gold Fund - Direct Growth has an expense ratio of 0.1%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The SBI Gold Fund currently has assets under management (AUM) or fund size valued at approximately 8,457 Cr as on Oct 31, 2025.

What is risk level of SBI Gold Fund?

This is a Gold/ Precious Metals fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI Gold Direct Plan-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI Gold Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the SBI Gold Fund is complete.

How can I redeem my investments in SBI Gold Fund?

Redeeming your investments in the SBI Gold Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Gold/ Precious Metals

#NA

Return Outperformance: This fund has generated highest return amongst Gold/ Precious Metals funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Expense Ratio: This fund has the 3rd lowest expense ratio amongst actively/passively managed Gold/ Precious Metals funds.
Chance: This fund has generated only 8.09% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit load of 1% if redeemed within 15 days.