SBI Gold Direct Plan-Growth

Q: What are the returns of SBI Gold Fund?

The SBI Gold Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 8.61% since inception. SBI Gold Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 31.76% 23.23% 13.51% 13.34% 8.61%

Q: How much does SBI Gold Fund charge as the expense ratio?

The SBI Gold Fund - Direct Growth has an expense ratio of 0.1% , which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹30.34+0.49% 1 day change	8.61% p.a.	#NA View Ranked Funds	₹3,931 Cr

Historical NAV & returns

NAV: ₹30.34 as on Jul 21, 2025

This fund Category average

SBI Gold Fund overview

Expense ratio	0.1% as on May 31, 2025
Exit load	1.0% Exit load of 1% if redeemed within 15 days.!
AUM (Fund size)	₹3,931 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	Domestic Price of Gold
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

SBI Gold Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	1.29%	2.7%
3 Months	-0.6%	6.46%
6 Months	21.46%	22.04%
1 Year	31.76%	29.59%
2 Years	27.43%	25.26%
3 Years	23.23%	23.85%
4 Years	18.9%	18.72%
5 Years	13.51%	13.4%
7 Years	17.61%	17.36%
10 Years	13.34%	13.31%

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
SBI Gold Fund	N.A.	3,931 Cr	12 yrs 6 m	0.1%
Axis Gold Fund	N.A.	944 Cr	12 yrs 6 m	0.17%
Aditya Birla Sun Life Gold Fund	N.A.	601 Cr	12 yrs 6 m	0.2%
HDFC Gold ETF Fund of Fund	N.A.	4,088 Cr	12 yrs 6 m	0.18%
ICICI Prudential Regular Gold Savings Fund (FOF)	N.A.	2,057 Cr	12 yrs 6 m	0.09%

Fund name	1M	6M	1Y	3Y	5Y	10Y
SBI Gold Fund	1.29%	21.46%	31.76%	23.23%	13.51%	13.34%
Axis Gold Fund	1.41%	20.9%	31.95%	23.36%	13.56%	12.82%
Aditya Birla Sun Life Gold Fund	1.22%	21.13%	31.79%	23.52%	13.46%	13.4%
HDFC Gold ETF Fund of Fund	1.16%	21.3%	32.37%	23.48%	13.41%	13.43%
ICICI Prudential Regular Gold Savings Fund (FOF)	1.18%	21.15%	32.17%	23.54%	13.38%	13.37%

Fund name	Std. deviation	Beta	Sharpe	Sortino
SBI Gold Fund	11.84	0.97	1.23	2.81
Axis Gold Fund	11.52	0.94	1.25	2.71
Aditya Birla Sun Life Gold Fund	11.41	0.93	1.28	2.79
HDFC Gold ETF Fund of Fund	11.75	0.97	1.25	2.75
ICICI Prudential Regular Gold Savings Fund (FOF)	11.91	0.98	1.22	2.7

View all Gold/ Precious Metals funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.58 vs. 2.69 Underperformed at beating benchmark
Sharpe	1.23 vs. 3.06 Poor risk-adjusted returns
Beta	0.97 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	11.84 vs. 5.89 More volatile performance

Compare SBI Gold Fund in detail with

About this fund

About SBI Gold Fund

SBI Gold Direct Plan-Growth is a Gold/ Precious Metals mutual fund scheme from Sbi Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. SBI Gold Direct Plan-Growth has ₹3,931 Crores worth of assets under management (AUM) as of 30/04/2025. The fund has an expense ratio of 0.1%. The latest Net Asset Value (NAV) of SBI Gold Direct Plan-Growth as of 21/07/2025 is ₹30.34.

SBI Gold Direct Plan-Growth returns of last 1-year are 31.18%. Since launch, it has delivered 8.62% average annual returns. The fund has doubled the money invested in it every 4 yrs.
SBI Gold Direct Plan-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.

...

Fund AUM	3,931 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

Fund managers

Raviprakash Sharma

Mr. Sharma is a B.Com (H), Chartered Accountant and CFA (USA). Prior to joining SBI AMC he has worked with HDFC AMC, Citigroup Wealth Advisors India Pvt. Ltd, Kotak Securities, Times Investors Services Pvt. Ltd. and Birla Sun Life Securities.

Investment objective

The Scheme seeks to provide returns that closely correspond to returns provided by SBI Gold Exchange Traded Scheme (SBI GETS).

SBI Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	11,45,315 Cr as on Jun 30, 2025
Address	9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai, 400051
Phone	022-61793000 / 1800-425-5425

More funds from SBI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
SBI Silver ETF FoF	N.A.	308 Cr	25.97%	N.A.

See all Commodities funds from this AMC

Frequently asked questions

What is the current NAV of SBI Gold Fund?

The current Net Asset Value (NAV) of the SBI Gold Fund - Direct Growth plan is approximately ₹30.34 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The SBI Gold Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 8.61% since inception.

SBI Gold Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
31.76%	23.23%	13.51%	13.34%	8.61%

How much does this mutual fund charge as expense ratio?

The SBI Gold Fund - Direct Growth has an expense ratio of 0.1%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The SBI Gold Fund currently has assets under management (AUM) or fund size valued at approximately 3,931 Cr as on Apr 30, 2025.

What is risk level of SBI Gold Fund?

This is a Gold/ Precious Metals fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in SBI Gold Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for SBI Gold Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in SBI Gold Fund is complete.

How can I redeem my investments in SBI Gold Fund?

Redeeming your investments in SBI Gold Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in SBI Gold Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Gold/ Precious Metals

#NA

Return Outperformance: This fund has generated highest return amongst Gold/ Precious Metals funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Chance: This fund has generated only 7.71% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit load of 1% if redeemed within 15 days.