Nippon India Gold Savings Fund Direct-Growth

Q: What are the returns of Nippon India Gold Savings Fund?

The Nippon India Gold Savings Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 8.4% since inception. Nippon India Gold Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 32.1% 23.25% 13.23% 13.31% 8.4%

NAV as of Jul 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹39.6478+0.49% 1 day change	8.4% p.a.	#NA View Ranked Funds	₹3,045 Cr

Historical NAV & returns

NAV: ₹39.6478 as on Jul 21, 2025

This fund Category average

Nippon India Gold Savings Fund overview

Expense ratio	0.13% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 15 days!
AUM (Fund size)	₹3,045 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	Domestic Price of Gold Index
Min. investment	SIP: ₹100 & Lumpsum: ₹100
Risk	High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Nippon India Gold Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jul 22, 2025

Period	This fund	Category average
1 Month	1.24%	2.7%
3 Months	-0.96%	6.46%
6 Months	21.38%	22.04%
1 Year	32.1%	29.59%
2 Years	27.17%	25.26%
3 Years	23.25%	23.85%
4 Years	18.59%	18.72%
5 Years	13.23%	13.4%
7 Years	17.22%	17.36%
10 Years	13.31%	13.31%

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Nippon India Gold Savings Fund	N.A.	3,045 Cr	12 yrs 6 m	0.13%
Axis Gold Fund	N.A.	944 Cr	12 yrs 6 m	0.17%
SBI Gold Fund	N.A.	3,931 Cr	12 yrs 6 m	0.1%
Aditya Birla Sun Life Gold Fund	N.A.	601 Cr	12 yrs 6 m	0.2%
HDFC Gold ETF Fund of Fund	N.A.	4,088 Cr	12 yrs 6 m	0.18%
ICICI Prudential Regular Gold Savings Fund (FOF)	N.A.	2,057 Cr	12 yrs 6 m	0.09%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Nippon India Gold Savings Fund	1.24%	21.38%	32.1%	23.25%	13.23%	13.31%
Axis Gold Fund	1.41%	20.9%	31.95%	23.36%	13.56%	12.82%
SBI Gold Fund	1.29%	21.46%	31.76%	23.23%	13.51%	13.34%
Aditya Birla Sun Life Gold Fund	1.22%	21.13%	31.79%	23.52%	13.46%	13.4%
HDFC Gold ETF Fund of Fund	1.16%	21.3%	32.37%	23.48%	13.41%	13.43%
ICICI Prudential Regular Gold Savings Fund (FOF)	1.18%	21.15%	32.17%	23.54%	13.38%	13.37%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Nippon India Gold Savings Fund	11.77	0.97	1.23	2.77
Axis Gold Fund	11.52	0.94	1.25	2.71
SBI Gold Fund	11.84	0.97	1.23	2.81
Aditya Birla Sun Life Gold Fund	11.41	0.93	1.28	2.79
HDFC Gold ETF Fund of Fund	11.75	0.97	1.25	2.75
ICICI Prudential Regular Gold Savings Fund (FOF)	11.91	0.98	1.22	2.7

View all Gold/ Precious Metals funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.6 vs. 2.69 Underperformed at beating benchmark
Sharpe	1.23 vs. 3.06 Poor risk-adjusted returns
Beta	0.97 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	11.77 vs. 5.89 More volatile performance

Compare Nippon India Gold Savings Fund in detail with

About this fund

About Nippon India Gold Savings Fund

Nippon India Gold Savings Fund Direct-Growth is a Gold/ Precious Metals mutual fund scheme from Nippon India Mutual Fund. This fund has been in existence for 12 yrs 6 m, having been launched on 01/01/2013. Nippon India Gold Savings Fund Direct-Growth has ₹3,045 Crores worth of assets under management (AUM) as of 31/05/2025. The fund has an expense ratio of 0.13%. The latest Net Asset Value (NAV) of Nippon India Gold Savings Fund Direct-Growth as of 21/07/2025 is ₹39.65.

Nippon India Gold Savings Fund Direct-Growth returns of last 1-year are 31.21%. Since launch, it has delivered 8.41% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Nippon India Gold Savings Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is above average.

...

Fund AUM	3,045 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Himanshu Mange

Mr. Mange has done B.Com and CA Prior to joining Nippon India MF, he has worked with Tata AIA Life Insurance, Pipalia Singhal & Associates, Felix Solutions, Lodha Group and N.B.Gandhi & Co.

Investment objective

The scheme seeks to provide returns that closely correspond to returns provided by R*Shares Gold BeES.

Nippon India Mutual Fund details

No. of schemes	65 view all schemes
Total AUM	6,17,875 Cr as on Jun 30, 2025
Address	4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, 400013

More funds from Nippon India Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Nippon India Silver ETF FoF	N.A.	622 Cr	26.32%	N.A.

See all Commodities funds from this AMC

Frequently asked questions

What is the current NAV of Nippon India Gold Savings Fund?

The current Net Asset Value (NAV) of the Nippon India Gold Savings Fund - Direct Growth plan is approximately ₹39.6478 as of Jul 21, 2025.

What are the returns of this mutual fund scheme?

The Nippon India Gold Savings Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 8.4% since inception.

Nippon India Gold Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
32.1%	23.25%	13.23%	13.31%	8.4%

How much does this mutual fund charge as expense ratio?

The Nippon India Gold Savings Fund - Direct Growth has an expense ratio of 0.13%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Nippon India Gold Savings Fund currently has assets under management (AUM) or fund size valued at approximately 3,045 Cr as on May 31, 2025.

What is risk level of Nippon India Gold Savings Fund?

This is a Gold/ Precious Metals fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Nippon India Gold Savings Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Nippon India Gold Savings Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Nippon India Gold Savings Fund is complete.

How can I redeem my investments in Nippon India Gold Savings Fund?

Redeeming your investments in Nippon India Gold Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Nippon India Gold Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Gold/ Precious Metals

#NA

Return Outperformance: This fund has generated highest return amongst Gold/ Precious Metals funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Chance: This fund has generated only 7.54% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: Exit load of 1%, if redeemed within 15 days