Quantum Liquid Fund

Q: What are the returns of this mutual fund scheme?

The Quantum Liquid Fund is a 8 yrs 10 m old fund and has delivered average annual returns of 5.48% since inception. Quantum Liquid Fund Returns 1-Year 3-Year 5-Year Since Inception 5.9% 6.58% 5.54% 5.48%

Q: How much does this mutual fund charge as expense ratio?

The Quantum Liquid Fund has an expense ratio of 0.26% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹36.113+0.02% 1 day change	5.48% p.a.	App exclusive #NA View Ranked Funds	₹564 Cr

Historical NAV & returns

NAV: ₹36.113 as on Feb 02, 2026

This fund Category average

Quantum Liquid Fund overview

AUM (Fund size)	₹564 Cr
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
Lock-in Period	Nil
Age	8 yrs 10 m since Apr 01, 2017
Benchmark	CRISIL Liquid Debt A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Expense ratio	0.26% as on Feb 02, 2026
Plan type	Regular
Risk	Low
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Quantum Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.42%	0.44%
3 Months	1.34%	1.27%
6 Months	2.69%	2.69%
1 Year	5.9%	6.09%
2 Years	6.44%	6.65%
3 Years	6.58%	6.76%
4 Years	6.15%	6.32%
5 Years	5.54%	5.69%
7 Years	5.27%	5.49%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 48.43%

SOV 41.48%

Cash & Call Money 5.35%

AAA 4.43%

Top Debt Holdings

Reserve Bank of India 41.48%

Bank Of Baroda 8.86%

Small Industries Devp. Bank of India Ltd. 8.81%

Canara Bank 8.8%

Allocation by Instruments

Treasury Bills 41.480000000000004%

Certificate of Deposit 39.62%

Commercial Paper 8.809999999999999%

Repo 4.78%

Other Holdings

Others 0.57%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Quantum Liquid Fund	0.42%	2.69%	5.9%	6.58%	5.54%	N.A.
Canara Robeco Liquid Fund	0.42%	2.85%	6.35%	6.94%	5.84%	6.01%
Mirae Asset Liquid Fund	0.42%	2.85%	6.3%	6.91%	5.83%	6.06%
Bank of India Liquid Fund	0.45%	2.9%	6.4%	6.99%	5.89%	6.12%
Mahindra Manulife Liquid Fund	0.43%	2.87%	6.32%	6.93%	5.85%	5.8%
JM Liquid Fund	0.43%	2.82%	6.24%	6.83%	5.78%	6.09%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Quantum Liquid Fund	0.18	0.19	1.32	1.99
Canara Robeco Liquid Fund	0.2	0.24	2.89	4.16
Mirae Asset Liquid Fund	0.2	0.23	2.79	4.37
Bank of India Liquid Fund	0.19	0.21	3.36	5.0
Mahindra Manulife Liquid Fund	0.19	0.22	3.05	4.5
JM Liquid Fund	0.18	0.21	2.66	3.59

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Quantum Liquid Fund	N.A.	564 Cr	8 yrs 10 m	0.26%
Canara Robeco Liquid Fund	N.A.	5,149 Cr	17 yrs 6 m	0.15%
Mirae Asset Liquid Fund	N.A.	15,757 Cr	17 yrs	0.19%
Bank of India Liquid Fund	N.A.	1,107 Cr	17 yrs 6 m	0.14%
Mahindra Manulife Liquid Fund	N.A.	1,216 Cr	9 yrs 6 m	0.26%
JM Liquid Fund	N.A.	2,285 Cr	28 yrs 1 m	0.26%

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.6 vs. 2.81 Underperformed at beating benchmark
Sharpe	1.32 vs. 2.63 Poor risk-adjusted returns
Beta	0.19 vs. 1.66 Less sensitive to market ups & downs
Standard deviation	0.18 vs. 0.16 More volatile performance

Compare Quantum Liquid Fund in detail with

About this fund

About Quantum Liquid Fund

Quantum Liquid Fund is a Liquid mutual fund scheme from Quantum Mutual Fund. This fund has been in existence for 8 yrs 10 m, having been launched on 01/04/2017. Quantum Liquid Fund has ₹564 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Quantum Liquid Fund as of 02/02/2026 is ₹36.11. The fund has an expense ratio of 0.26%, which is higher than what most other Liquid funds charge.

Quantum Liquid Fund returns of last 1-year are 5.92%. Since launch, it has delivered 6.66% average annual returns.
Quantum Liquid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, Bank Of Baroda, Small Industries Devp. Bank of India Ltd., Canara Bank, Export-Import Bank Of India.

...

Fund AUM	564 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Pankaj Pathak

Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune). Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.

Investment objective

The scheme aims to provide optimal returns with moderate levels of risk and high liquidity through judicious investments in money market and debt instruments.

Quantum Mutual Fund details

No. of schemes	12 view all schemes
Total AUM	3,696 Cr as on Dec 31, 2025
Address	1st floor, Apeejay House, 3 Dinshaw Vachha Road, Backbay Reclamation, Churchgate Mumbai , 400020
Phone	1800-209-3863 / 1800-22-3863 / 91-22-61447800

More funds from Quantum Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Quantum Dynamic Bond Fund	N.A.	118 Cr	5.08%	7.07%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Quantum Liquid Fund?

The current Net Asset Value (NAV) of the Quantum Liquid Fund plan is approximately ₹36.113 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Quantum Liquid Fund is a 8 yrs 10 m old fund and has delivered average annual returns of 5.48% since inception.

Quantum Liquid Fund Returns

1-Year	3-Year	5-Year	Since Inception
5.9%	6.58%	5.54%	5.48%

How much does this mutual fund charge as expense ratio?

The Quantum Liquid Fund has an expense ratio of 0.26%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Quantum Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 564 Cr as on Dec 31, 2025.

To whom does Quantum Liquid Fund lend to?

The top 3 debt holdings of Quantum Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	41.48%
Bank Of Baroda	8.86%
Small Industries Devp. Bank of India Ltd.	8.81%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Quantum Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	48.43%
SOV	41.48%
Cash & Call Money	5.35%

What is risk level of Quantum Liquid Fund?

This is a Liquid fund comes with Low risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Quantum Liquid Fund?

Redeeming your investments in the Quantum Liquid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.