Quantum Liquid Fund Direct-Growth

Q: What are the returns of this mutual fund scheme?

The Quantum Liquid Fund Direct-Growth is a 19 yrs 6 m old fund and has delivered average annual returns of 6.74% since inception. Quantum Liquid Fund Direct-Growth Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.36% 6.76% 5.5% 5.74% 6.74%

NAV as of Oct 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹35.8316+0.02% 1 day change	6.74% p.a.	App exclusive #NA View Ranked Funds	₹530 Cr

Historical NAV & returns

NAV: ₹35.8316 as on Oct 21, 2025

This fund Category average

Quantum Liquid Fund overview

Expense ratio	0.15% as on Sep 30, 2025
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
AUM (Fund size)	₹530 Cr
Lock-in Period	Nil
Age	19 yrs 6 m since Apr 03, 2006
Benchmark	CRISIL Liquid Debt A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Low
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Quantum Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.43%	0.46%
3 Months	1.33%	1.4%
6 Months	2.83%	2.98%
1 Year	6.36%	6.72%
2 Years	6.76%	7.07%
3 Years	6.76%	7.03%
4 Years	6.09%	6.35%
5 Years	5.5%	5.72%
7 Years	5.42%	5.76%
10 Years	5.74%	6.2%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 46.98%

A1+ 43.13%

Cash & Call Money 4.84%

AAA 4.72%

Top Debt Holdings

Reserve Bank of India 46.98%

Bank Of Baroda 9.41%

Canara Bank 9.38%

Small Industries Devp. Bank of India Ltd. 8.44%

Allocation by Instruments

Treasury Bills 46.980000000000004%

Certificate of Deposit 35.63%

Commercial Paper 7.5%

Debenture 4.72%

Other Holdings

Others 0.33%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Alpha	0.77 vs. 2.9 Underperformed at beating benchmark
Sharpe	1.77 vs. 3.1 Poor risk-adjusted returns
Beta	0.28 vs. 1.47 Less sensitive to market ups & downs
Standard deviation	0.15 vs. 0.14 More volatile performance

Compare Quantum Liquid Fund in detail with

About this fund

About Quantum Liquid Fund

Quantum Liquid Fund Direct-Growth is a Liquid mutual fund scheme from Quantum Mutual Fund. This fund has been in existence for 19 yrs 6 m, having been launched on 03/04/2006. Quantum Liquid Fund Direct-Growth has ₹530 Crores worth of assets under management (AUM) as on 30/09/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Quantum Liquid Fund Direct-Growth as of 21/10/2025 is ₹35.83. The fund has an expense ratio of 0.15%, which is close to what most other Liquid funds charge.

Quantum Liquid Fund Direct-Growth returns of last 1-year are 6.41%. Since launch, it has delivered 6.74% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Quantum Liquid Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, Bank Of Baroda, Canara Bank, Small Industries Devp. Bank of India Ltd., Punjab National Bank.

...

Fund AUM	530 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Pankaj Pathak

Mr. Pankaj is a CFA (CFA Institute, USA) and PG Diploma in Banking & Finance (NIBM, Pune). Prior to joining UTI AMC, he has worked with Quantum Asset Management Company and Bank of Maharashtra in Treasury Department.

Investment objective

The scheme aims to provide optimal returns with moderate levels of risk and high liquidity through judicious investments in money market and debt instruments.

Quantum Mutual Fund details

No. of schemes	12 view all schemes
Total AUM	3,369 Cr as on Sep 30, 2025
Address	1st floor, Apeejay House, 3 Dinshaw Vachha Road, Backbay Reclamation, Churchgate Mumbai , 400020
Phone	1800-209-3863 / 1800-22-3863 / 91-22-61447800

More funds from Quantum Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Quantum Dynamic Bond Fund	N.A.	118 Cr	7.47%	8.49%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Quantum Liquid Fund Direct-Growth?

The current Net Asset Value (NAV) of the Quantum Liquid Fund - Direct Growth plan is approximately ₹35.8316 as of Oct 21, 2025.

What are the returns of this mutual fund scheme?

The Quantum Liquid Fund Direct-Growth is a 19 yrs 6 m old fund and has delivered average annual returns of 6.74% since inception.

Quantum Liquid Fund Direct-Growth Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.36%	6.76%	5.5%	5.74%	6.74%

How much does this mutual fund charge as expense ratio?

The Quantum Liquid Fund - Direct Growth has an expense ratio of 0.15%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Quantum Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 530 Cr as on Sep 30, 2025.

To whom does Quantum Liquid Fund lend to?

The top 3 debt holdings of Quantum Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	46.98%
Bank Of Baroda	9.41%
Canara Bank	9.38%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Quantum Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	46.98%
A1+	43.13%
Cash & Call Money	4.84%

What is risk level of Quantum Liquid Fund?

This is a Liquid fund comes with Low risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Quantum Liquid Fund Direct-Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Quantum Liquid Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Quantum Liquid Fund is complete.

How can I redeem my investments in Quantum Liquid Fund?

Redeeming your investments in the Quantum Liquid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Age: This is the oldest Liquid fund.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.