PGIM India Flexi Cap Fund Direct-Growth

Q: What are the returns of PGIM India Flexi Cap Fund?

The PGIM India Flexi Cap Fund is a 10 yrs 2 m old fund and has delivered average annual returns of 14.79% since inception. PGIM India Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.21% 13.13% 26.86% 15.22% 14.79%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹40.38+0.42% 1 day change	14.79% p.a.	#NA View Ranked Funds	3

Historical NAV & returns

NAV: ₹40.38 as on Apr 23, 2025

This fund Category average

PGIM India Flexi Cap Fund overview

VRO rating	3
Expense ratio	0.43% as on Mar 31, 2025
Exit load	0.5% Exit load of 0.5%, if redeemed within 90 days.!
AUM (Fund size)	₹5,967 Crs
Lock-in	No Lockin
Age	10 yrs 2 m since Feb 11, 2015
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

PGIM India Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	3.33%	3.16%
3 months	4.56%	3.35%
6 months	-0.93%	-2.8%
1 year	10.21%	10.15%
3 years	13.13%	17.38%
5 years	26.86%	25.65%
7 years	16.48%	15.44%
10 years	15.22%	14.75%

Asset allocationas on Mar 31, 2025

Large Cap 61.98647000000001%

Mid Cap 24.872435999999997%

Small Cap 10.451094000000001%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.8.82%

ICICI Bank Ltd.8.53%

Reliance Industries Ltd.5.26%

Tata Consultancy Services Ltd.4.27%

Top sectors

Financial 22.290000000000003%

Services 10.94%

Healthcare 10.650000000000002%

Technology 9.29%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 2.77%

Reserve Bank of India 0.18%

Allocation by Instruments

CBLO 2.77%

Treasury Bills 0.18%

Other Holdings

Bifurcation by Holding is not available for this fund

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
PGIM India Flexi Cap Fund	N.A.	₹5,967 Crs	10 yrs 2 m	0.43%
Parag Parikh Flexi Cap Fund	N.A.	₹93,441 Crs	11 yrs 11 m	0.63%
JM Flexicap Fund	N.A.	₹5,263 Crs	12 yrs 3 m	0.56%
HDFC Flexi Cap Fund	N.A.	₹69,639 Crs	12 yrs 3 m	0.81%
Edelweiss Flexi Cap Fund	N.A.	₹2,419 Crs	10 yrs 3 m	0.49%

Fund name	1M	6M	1Y	3Y	5Y	10Y
PGIM India Flexi Cap Fund	3.33%	-0.93%	10.21%	13.13%	26.86%	15.22%
Parag Parikh Flexi Cap Fund	0.95%	1.49%	14.16%	20.42%	29.68%	18.11%
JM Flexicap Fund	3.45%	-7.19%	8.13%	25.76%	30.14%	17.73%
HDFC Flexi Cap Fund	3.77%	2.62%	18.27%	24.52%	32.3%	16.17%
Edelweiss Flexi Cap Fund	3.09%	-3.7%	12.86%	20.16%	27.54%	15.85%

Fund name	Std. deviation	Beta	Sharpe	Sortino
PGIM India Flexi Cap Fund	14.09	0.9	0.35	0.6
Parag Parikh Flexi Cap Fund	10.63	0.63	1.02	1.45
JM Flexicap Fund	16.02	0.99	0.97	1.55
HDFC Flexi Cap Fund	12.56	0.83	1.23	2.38
Edelweiss Flexi Cap Fund	14.98	0.98	0.73	1.28

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-2.16 vs. 3.92 Underperformed at beating benchmark
Sharpe	0.35 vs. 4.98 Poor risk-adjusted returns
Beta	0.9 vs. 0.75 More sensitive to market's ups & downs
Standard deviation	14.09 vs. 10.98 More volatile performance

Compare PGIM India Flexi Cap Fund in detail with

About this fund

About PGIM India Flexi Cap Fund

PGIM India Flexi Cap Fund Direct-Growth is a Flexi Cap mutual fund scheme from Pgim India Mutual Fund. This fund has been in existence for 10 yrs 2 m, having been launched on 11/02/2015. PGIM India Flexi Cap Fund Direct-Growth has ₹5,967 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of PGIM India Flexi Cap Fund Direct-Growth as of 23/04/2025 is ₹40.38. The fund has an expense ratio of 0.43%, which is less than what most other Flexi Cap funds charge.

PGIM India Flexi Cap Fund Direct-Growth returns of last 1-year are 10.75%. Since launch, it has delivered 14.75% average annual returns. The fund has doubled the money invested in it every 5 yrs.
PGIM India Flexi Cap Fund Direct-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Services, Healthcare, Technology, Automobile sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Tata Consultancy Services Ltd., Varun Beverages Ltd..

...

Fund AUM	₹5,967 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Anandha Padmanabhan Anjeneyan

Mr. Anjeneyan is a B. Com, ACA, CFA, FRM Prior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.

Puneet Pal

Mr. Pal is a B.Com (H) and MBA from SIBM Pune. Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.

Vinay Paharia

Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai. Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Vivek Sharma

Mr. Sharma is a PGDM Finance Prior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.

Investment objective

The scheme seeks to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

PGIM India Mutual Fund details

No. of schemes	24 view all schemes
Total AUM	₹24,165 Crs as on Mar 31, 2025
Address	7th Floor, Radhe Empire, Chandavarkar Road Borivali (W), Mumbai Mumbai, 400092
Phone	+91 22 6159 5441 / 42

More funds from PGIM India Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
PGIM India Midcap Opportunities Fund	N.A.	₹10,302 Crs	11.53%	32.92%
PGIM India ELSS Tax Saver Fund	N.A.	₹741 Crs	12.46%	25.73%
PGIM India Large Cap Fund	N.A.	₹569 Crs	8.37%	20.71%
PGIM India Global Equity Opportunities Fund	N.A.	₹1,251 Crs	1.34%	13.17%
PGIM India Small Cap Fund	N.A.	₹1,376 Crs	6.97%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of PGIM India Flexi Cap Fund?

The current Net Asset Value (NAV) of the PGIM India Flexi Cap Fund - Direct Growth plan is approximately ₹40.38 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The PGIM India Flexi Cap Fund is a 10 yrs 2 m old fund and has delivered average annual returns of 14.79% since inception.

PGIM India Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.21%	13.13%	26.86%	15.22%	14.79%

How much does this mutual fund charge as expense ratio?

The PGIM India Flexi Cap Fund - Direct Growth has an expense ratio of 0.43%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The PGIM India Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately ₹5,967 Crs crore as of Mar 31, 2025.

What are the top stock holdings of PGIM India Flexi Cap Fund?

The PGIM India Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.82%
ICICI Bank Ltd.	8.53%
Reliance Industries Ltd.	5.26%
Tata Consultancy Services Ltd.	4.27%
Varun Beverages Ltd.	3.19%
Bharti Airtel Ltd.	3.04%
Persistent Systems Ltd.	2.54%
Interglobe Aviation Ltd.	2.44%
TVS Motor Company Ltd.	2.42%
Multi Commodity Exchange Of India Ltd.	2.34%

What are the top sectors PGIM India Flexi Cap Fund has invested in?

The PGIM India Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	22.290000000000003%
Services	10.94%
Healthcare	10.650000000000002%
Technology	9.29%
Automobile	6.92%
Energy	6.81%
Capital Goods	5.99%
Consumer Staples	5.42%
Consumer Discretionary	3.6500000000000004%
Construction	3.2600000000000002%

What is risk level of PGIM India Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in PGIM India Flexi Cap Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for PGIM India Flexi Cap Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in PGIM India Flexi Cap Fund is complete.

How can I redeem my investments in PGIM India Flexi Cap Fund?

Redeeming your investments in PGIM India Flexi Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in PGIM India Flexi Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Expense Ratio: This fund has the 3rd lowest expense ratio amongst actively/passively managed Flexi Cap funds.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Exit Load: Exit load of 0.5%, if redeemed within 90 days.