Navi Flexi Cap Fund Regular - Growth

Q: What are the returns of Navi Flexi Cap Fund?

The Navi Flexi Cap Fund is a 6 yrs 11 m old fund and has delivered average annual returns of 12.12% since inception. Navi Flexi Cap Fund Returns 1-Year 3-Year 5-Year Since Inception 3.27% 15.03% 21.05% 12.12%

NAV as of May 22, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹22.001-0.22% 1 day change	12.12% p.a.	#NA View Ranked Funds	₹244 Crs

Historical NAV & returns

NAV: ₹22.001 as on May 22, 2025

This fund Category average

Navi Flexi Cap Fund overview

Expense ratio	2.29% as on Apr 30, 2025
Exit load	0%
AUM (Fund size)	₹244 Crs
Lock-in	No Lockin
Age	6 yrs 11 m since Jun 18, 2018
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Navi Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on May 23, 2025

Period	This fund	Category average
1 Month	1.93%	1.55%
3 Months	8.85%	9.64%
6 Months	-3.52%	-1.51%
1 Year	3.27%	6.5%
2 Years	14.72%	21.63%
3 Years	15.03%	19.18%
4 Years	12.81%	15.74%
5 Years	21.05%	24.75%

Asset allocationas on Apr 30, 2025

Large Cap 45.598706%

Mid Cap 20.043582%

Small Cap 22.967712000000002%

Other Cap 0.0%

Top holdings

Axis Bank Ltd.4.1%

ICICI Bank Ltd.3.57%

Bharat Electronics Ltd.3.28%

Bharti Airtel Ltd.2.75%

Top sectors

Financial 19.54%

Automobile 13.42%

Services 8.879999999999999%

Technology 8.280000000000001%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Chennai Petroleum Corporation Ltd. 2.04%

Axis Bank Ltd. 1.02%

Hero FinCorp Ltd. 1.02%

Union Bank of India 0.82%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 6.13%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Navi Flexi Cap Fund	N.A.	₹244 Crs	6 yrs 11 m	2.29%
Parag Parikh Flexi Cap Fund	N.A.	₹98,541 Crs	12 yrs	0.62%
HDFC Flexi Cap Fund	N.A.	₹69,639 Crs	12 yrs 4 m	0.74%
JM Flexicap Fund	N.A.	₹5,263 Crs	12 yrs 4 m	0.48%
Edelweiss Flexi Cap Fund	N.A.	₹2,419 Crs	10 yrs 4 m	0.45%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Navi Flexi Cap Fund	1.93%	-3.52%	3.27%	15.03%	21.05%	N.A.
Parag Parikh Flexi Cap Fund	2.41%	3.38%	13.89%	23.28%	28.83%	18.18%
HDFC Flexi Cap Fund	0.78%	3.31%	14.1%	26.68%	33.56%	16.27%
JM Flexicap Fund	0.74%	-5.31%	1.57%	28.08%	30.57%	17.05%
Edelweiss Flexi Cap Fund	0.93%	-2.94%	8.17%	22.87%	28.14%	15.73%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Navi Flexi Cap Fund	14.28	0.93	0.35	0.62
Parag Parikh Flexi Cap Fund	10.24	0.62	1.22	1.68
HDFC Flexi Cap Fund	12.62	0.83	1.31	2.57
JM Flexicap Fund	15.8	0.98	1.1	1.65
Edelweiss Flexi Cap Fund	14.76	0.97	0.87	1.38

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-3.35 vs. 4.34 Underperformed at beating benchmark
Sharpe	0.35 vs. 5.47 Poor risk-adjusted returns
Beta	0.93 vs. 0.8 More sensitive to market's ups & downs
Standard deviation	14.28 vs. 10.92 More volatile performance

Compare Navi Flexi Cap Fund in detail with

About this fund

About Navi Flexi Cap Fund

Navi Flexi Cap Fund Regular - Growth is a Flexi Cap mutual fund scheme from Navi Mutual Fund. This fund has been in existence for 6 yrs 11 m, having been launched on 18/06/2018. Navi Flexi Cap Fund Regular - Growth has ₹244 Crores worth of assets under management (AUM) as on 31/03/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Navi Flexi Cap Fund Regular - Growth as of 22/05/2025 is ₹22.00. The fund has an expense ratio of 2.29%, which is higher than what most other Flexi Cap funds charge.

Navi Flexi Cap Fund Regular - Growth returns of last 1-year are 4.42%. Since launch, it has delivered 12.15% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Navi Flexi Cap Fund Regular - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Automobile, Services, Technology, Capital Goods sectors. It has taken less exposure in Financial, Automobile sectors compared to other funds in the category.
The fund's top 5 holdings are in Axis Bank Ltd., ICICI Bank Ltd., Bharat Electronics Ltd., Bharti Airtel Ltd., Infosys Ltd..

...

Fund AUM	₹244 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Aditya Mulki

Mr. Mulki is a CFA and B.COM Prior to joining Navi Mutual Fund, he has worked for close to 6 years at Quantum Advisor Ltd as an Equity Research Analyst.

Ashutosh Shirwaikar

Mr. Shirwaikar has done MMS and CFA Prior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank

Investment objective

The scheme to generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time.

Navi Mutual Fund details

No. of schemes	14 view all schemes
Total AUM	₹7,120 Crs as on Mar 31, 2025
Address	7th Floor, Wing B, Prestige RMZ Startech, No. 139, 2, Hosur Rd Koramangala Industrial Layout, S.G. Palya. Bangalore, 560095
Email	mf@navi.com
Phone	+91 80 4511 3444 / 1800-103-8999

More funds from Navi Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Navi Large & Midcap Fund	N.A.	₹303 Crs	9.45%	26.13%
Navi Flexi Cap Fund	N.A.	₹244 Crs	5.2%	23.4%
Navi Nifty India Manufacturing Index Fund	N.A.	₹53 Crs	1.03%	N.A.
Navi Nifty 50 Index Fund	N.A.	₹2,922 Crs	8.06%	N.A.
Navi Nifty Next 50 Index Fund	N.A.	₹734 Crs	-2.64%	N.A.
Navi ELSS Tax Saver Nifty 50 Index Fund	N.A.	₹86 Crs	8.02%	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Navi Flexi Cap Fund?

The current Net Asset Value (NAV) of the Navi Flexi Cap Fund - Direct Growth plan is approximately ₹22.001 as of May 22, 2025.

What are the returns of this mutual fund scheme?

The Navi Flexi Cap Fund is a 6 yrs 11 m old fund and has delivered average annual returns of 12.12% since inception.

Navi Flexi Cap Fund Returns

1-Year	3-Year	5-Year	Since Inception
3.27%	15.03%	21.05%	12.12%

How much does this mutual fund charge as expense ratio?

The Navi Flexi Cap Fund - Direct Growth has an expense ratio of 2.29%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Navi Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately ₹244 Crs crore as of Mar 31, 2025.

What are the top stock holdings of Navi Flexi Cap Fund?

The Navi Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Axis Bank Ltd.	4.1%
ICICI Bank Ltd.	3.57%
Bharat Electronics Ltd.	3.28%
Bharti Airtel Ltd.	2.75%
Infosys Ltd.	2.74%
HDFC Bank Ltd.	2.64%
Tata Consultancy Services Ltd.	2.62%
The Federal Bank Ltd.	2.58%
Shriram Finance Ltd	2.56%
EMS Ltd.	2.4%

What are the top sectors Navi Flexi Cap Fund has invested in?

The Navi Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	19.54%
Automobile	13.42%
Services	8.879999999999999%
Technology	8.280000000000001%
Capital Goods	7.87%
Healthcare	7.590000000000001%
Consumer Staples	5.45%
Metals & Mining	3.71%
Construction	2.83%
Communication	2.75%

What is risk level of Navi Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Navi Flexi Cap Fund?

Navi Flexi Cap Fund Regular - Growth is the regular plan of the fund. For this plan of you pay 2.29% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.43%. That's 1.86% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.86% if you opt for direct plan of Navi Flexi Cap Fund

How can I redeem my investments in Navi Flexi Cap Fund?

Redeeming your investments in Navi Flexi Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Navi Flexi Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 1 Month.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.