Motilal Oswal Ultra Short Term Fund Direct-Growth

Q: What are the returns of Motilal Oswal Ultra Short Term Fund?

The Motilal Oswal Ultra Short Term Fund is a 11 yrs 9 m old fund and has delivered average annual returns of 4.8% since inception. Motilal Oswal Ultra Short Term Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.63% 6.3% 5.03% 4.19% 4.8%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹17.3661+0.03% 1 day change	4.8% p.a.	#NA View Ranked Funds	₹492 Crs

Historical NAV & returns

NAV: ₹17.3661 as on Jun 05, 2025

This fund Category average

Motilal Oswal Ultra Short Term Fund overview

Expense ratio	0.29% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹492 Crs
Lock-in	No Lockin
Age	11 yrs 9 m since Sep 04, 2013
Benchmark	CRISIL Ultra Short Duration Debt A-I Index
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Motilal Oswal Ultra Short Term Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	0.58%	0.66%
3 Months	1.74%	2.25%
6 Months	3.24%	3.98%
1 Year	6.63%	7.89%
2 Years	6.66%	7.62%
3 Years	6.3%	7.26%
4 Years	5.47%	6.41%
5 Years	5.03%	6.02%
7 Years	3.22%	6.26%
10 Years	4.19%	6.73%

Asset allocationas on Dec 31, 2024

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 86.55%

Cash & Call Money 10.3%

A1+ 3.03%

Others 0.12%

Top Debt Holdings

Reserve Bank of India 86.55%

National Bank For Agriculture & Rural Development 2.02%

ICICI Bank Ltd. 1.01%

Allocation by Instruments

Treasury Bills 86.54999999999998%

Repo 11.18%

Certificate of Deposit 3.0300000000000002%

Alternative Investment Fund 0.12%

Other Holdings

Others 11.18%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Motilal Oswal Ultra Short Term Fund	N.A.	₹492 Crs	11 yrs 9 m	0.29%
ICICI Prudential Ultra Short Term Fund	N.A.	₹15,092 Crs	12 yrs 5 m	0.39%
Axis Ultra Short Duration Fund	N.A.	₹6,122 Crs	6 yrs 9 m	0.36%
Sundaram Ultra Short Duration Fund	N.A.	₹2,091 Crs	12 yrs 5 m	0.23%
WhiteOak Capital Ultra Short Duration Fund	N.A.	₹457 Crs	6 yrs	0.47%
Tata Ultra Short Term Fund	N.A.	₹4,817 Crs	6 yrs 4 m	0.28%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Motilal Oswal Ultra Short Term Fund	0.58%	3.24%	6.63%	6.3%	5.03%	4.19%
ICICI Prudential Ultra Short Term Fund	0.73%	4.11%	8.08%	7.47%	6.53%	7.76%
Axis Ultra Short Duration Fund	0.69%	4.08%	8.11%	7.5%	6.28%	4.51%
Sundaram Ultra Short Duration Fund	0.66%	4.02%	7.98%	7.37%	5.99%	6.23%
WhiteOak Capital Ultra Short Duration Fund	0.61%	3.85%	7.62%	7.05%	5.85%	3.44%
Tata Ultra Short Term Fund	0.66%	4.1%	8.1%	7.43%	6.07%	4.02%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Motilal Oswal Ultra Short Term Fund	0.27	0.63	-0.71	-0.85
ICICI Prudential Ultra Short Term Fund	0.32	0.77	2.78	4.14
Axis Ultra Short Duration Fund	0.32	0.77	2.97	4.23
Sundaram Ultra Short Duration Fund	0.31	0.73	2.62	3.77
WhiteOak Capital Ultra Short Duration Fund	0.3	0.72	1.7	2.13
Tata Ultra Short Term Fund	0.32	0.76	2.73	3.58

View all Ultra Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.0 vs. 3.46 Underperformed at beating benchmark
Sharpe	-0.71 vs. 3.65 Poor risk-adjusted returns
Beta	0.63 vs. 1.76 Less sensitive to market ups & downs
Standard deviation	0.27 vs. 0.3 More stable returns

Compare Motilal Oswal Ultra Short Term Fund in detail with

About this fund

About Motilal Oswal Ultra Short Term Fund

Motilal Oswal Ultra Short Term Fund Direct-Growth is a Ultra Short Duration mutual fund scheme from Motilal Oswal Mutual Fund. This fund has been in existence for 11 yrs 9 m, having been launched on 04/09/2013. Motilal Oswal Ultra Short Term Fund Direct-Growth has ₹492 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Motilal Oswal Ultra Short Term Fund Direct-Growth as of 05/06/2025 is ₹17.37. The fund has an expense ratio of 0.29%, which is close to what most other Ultra Short Duration funds charge.

Motilal Oswal Ultra Short Term Fund Direct-Growth returns of last 1-year are 6.66%. Since launch, it has delivered 4.81% average annual returns.
Motilal Oswal Ultra Short Term Fund Direct-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, National Bank For Agriculture & Rural Development, ICICI Bank Ltd..

...

Fund AUM	₹492 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Rakesh Shetty

Mr. Shetty has done B.Com Prior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.

Investment objective

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Motilal Oswal Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	₹99,318 Crs as on Mar 31, 2025
Address	Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai, 400025
Phone	022-39804238 / 1800-200-6626

More funds from Motilal Oswal Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Motilal Oswal 5 Year G-Sec FoF	N.A.	₹30 Crs	10.86%	8.48%
Motilal Oswal Liquid Fund	N.A.	₹896 Crs	6.84%	6.59%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Motilal Oswal Ultra Short Term Fund?

The current Net Asset Value (NAV) of the Motilal Oswal Ultra Short Term Fund - Direct Growth plan is approximately ₹17.3661 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Motilal Oswal Ultra Short Term Fund is a 11 yrs 9 m old fund and has delivered average annual returns of 4.8% since inception.

Motilal Oswal Ultra Short Term Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.63%	6.3%	5.03%	4.19%	4.8%

How much does this mutual fund charge as expense ratio?

The Motilal Oswal Ultra Short Term Fund - Direct Growth has an expense ratio of 0.29%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Motilal Oswal Ultra Short Term Fund currently has assets under management (AUM) or fund size valued at approximately ₹492 Crs crore as of Mar 31, 2025.

To whom does Motilal Oswal Ultra Short Term Fund lend to?

The top 3 debt holdings of Motilal Oswal Ultra Short Term Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	86.55%
National Bank For Agriculture & Rural Development	2.02%
ICICI Bank Ltd.	1.01%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Motilal Oswal Ultra Short Term Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	86.55%
Cash & Call Money	10.3%
A1+	3.03%

What is risk level of Motilal Oswal Ultra Short Term Fund?

This is a Ultra Short Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Motilal Oswal Ultra Short Term Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Motilal Oswal Ultra Short Term Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Motilal Oswal Ultra Short Term Fund is complete.

How can I redeem my investments in Motilal Oswal Ultra Short Term Fund?

Redeeming your investments in Motilal Oswal Ultra Short Term Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Motilal Oswal Ultra Short Term Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Ultra Short Duration

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.