Motilal Oswal Liquid Fund Direct - Growth

Q: What are the returns of Motilal Oswal Liquid Fund?

The Motilal Oswal Liquid Fund is a 6 yrs 5 m old fund and has delivered average annual returns of 5.19% since inception. Motilal Oswal Liquid Fund Returns 1-Year 3-Year 5-Year Since Inception 6.84% 6.59% 5.2% 5.19%

NAV as of Jun 05, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹13.8811+0.02% 1 day change	5.19% p.a.	#NA View Ranked Funds	₹896 Crs

Historical NAV & returns

NAV: ₹13.8811 as on Jun 05, 2025

This fund Category average

Motilal Oswal Liquid Fund overview

Expense ratio	0.19% as on May 31, 2025
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
AUM (Fund size)	₹896 Crs
Lock-in	No Lockin
Age	6 yrs 5 m since Dec 11, 2018
Benchmark	CRISIL Liquid Debt A-I Index
Min. investment	SIP ₹500 & Lump. ₹500
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Motilal Oswal Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 06, 2025

Period	This fund	Category average
1 Month	0.51%	0.54%
3 Months	1.67%	1.8%
6 Months	3.34%	3.56%
1 Year	6.84%	7.24%
2 Years	6.92%	7.27%
3 Years	6.59%	6.95%
4 Years	5.76%	6.09%
5 Years	5.2%	5.53%

Asset allocationas on Dec 31, 2024

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 63.65%

SOV 22.15%

Cash & Call Money 14.01%

Others 0.19%

Top Debt Holdings

Reserve Bank of India 22.15%

Kotak Mahindra Bank Ltd. 2.79%

Indian Bank 2.79%

National Bank For Agriculture & Rural Development 2.78%

Allocation by Instruments

Certificate of Deposit 35.98%

Commercial Paper 27.669999999999995%

Treasury Bills 22.15%

Repo 12.51%

Other Holdings

Others 1.5%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Motilal Oswal Liquid Fund	N.A.	₹896 Crs	6 yrs 5 m	0.19%
Mirae Asset Liquid Fund	N.A.	₹12,485 Crs	12 yrs 5 m	0.09%
Sundaram Liquid Fund	N.A.	₹5,946 Crs	12 yrs 5 m	0.13%
Navi Liquid Fund	N.A.	₹74 Crs	12 yrs 5 m	0.15%
JM Liquid Fund	N.A.	₹2,680 Crs	12 yrs 5 m	0.16%
Mahindra Manulife Liquid Fund	N.A.	₹1,314 Crs	8 yrs 11 m	0.14%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Motilal Oswal Liquid Fund	0.51%	3.34%	6.84%	6.59%	5.2%	N.A.
Mirae Asset Liquid Fund	0.55%	3.59%	7.31%	7.02%	5.59%	6.29%
Sundaram Liquid Fund	0.55%	3.63%	7.35%	7.03%	5.6%	6.24%
Navi Liquid Fund	0.51%	3.3%	6.85%	6.66%	5.39%	6.22%
JM Liquid Fund	0.54%	3.53%	7.2%	6.95%	5.53%	6.33%
Mahindra Manulife Liquid Fund	0.55%	3.59%	7.32%	7.05%	5.63%	5.51%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Motilal Oswal Liquid Fund	0.22	0.46	0.41	0.46
Mirae Asset Liquid Fund	0.23	0.48	2.19	2.33
Sundaram Liquid Fund	0.23	0.47	2.29	2.42
Navi Liquid Fund	0.18	0.34	0.91	1.02
JM Liquid Fund	0.21	0.44	2.11	2.06
Mahindra Manulife Liquid Fund	0.21	0.45	2.49	2.5

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.96 vs. 2.87 Underperformed at beating benchmark
Sharpe	0.41 vs. 2.98 Poor risk-adjusted returns
Beta	0.46 vs. 1.06 Less sensitive to market ups & downs
Standard deviation	0.22 vs. 0.21 More volatile performance

Compare Motilal Oswal Liquid Fund in detail with

About this fund

About Motilal Oswal Liquid Fund

Motilal Oswal Liquid Fund Direct - Growth is a Liquid mutual fund scheme from Motilal Oswal Mutual Fund. This fund has been in existence for 6 yrs 5 m, having been launched on 11/12/2018. Motilal Oswal Liquid Fund Direct - Growth has ₹896 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Motilal Oswal Liquid Fund Direct - Growth as of 05/06/2025 is ₹13.88. The fund has an expense ratio of 0.19%, which is close to what most other Liquid funds charge.

Motilal Oswal Liquid Fund Direct - Growth returns of last 1-year are 6.86%. Since launch, it has delivered 5.21% average annual returns.
Motilal Oswal Liquid Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, Kotak Mahindra Bank Ltd., Indian Bank, National Bank For Agriculture & Rural Development, Ultratech Cement Ltd..

...

Fund AUM	₹896 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Rakesh Shetty

Mr. Shetty has done B.Com Prior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.

Investment objective

The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.

Motilal Oswal Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	₹99,318 Crs as on Mar 31, 2025
Address	Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai, 400025
Phone	022-39804238 / 1800-200-6626

More funds from Motilal Oswal Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Motilal Oswal 5 Year G-Sec FoF	N.A.	₹30 Crs	10.86%	8.48%
Motilal Oswal Ultra Short Term Fund	N.A.	₹492 Crs	6.63%	6.3%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Motilal Oswal Liquid Fund?

The current Net Asset Value (NAV) of the Motilal Oswal Liquid Fund - Direct Growth plan is approximately ₹13.8811 as of Jun 05, 2025.

What are the returns of this mutual fund scheme?

The Motilal Oswal Liquid Fund is a 6 yrs 5 m old fund and has delivered average annual returns of 5.19% since inception.

Motilal Oswal Liquid Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.84%	6.59%	5.2%	5.19%

How much does this mutual fund charge as expense ratio?

The Motilal Oswal Liquid Fund - Direct Growth has an expense ratio of 0.19%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Motilal Oswal Liquid Fund currently has assets under management (AUM) or fund size valued at approximately ₹896 Crs crore as of Mar 31, 2025.

To whom does Motilal Oswal Liquid Fund lend to?

The top 3 debt holdings of Motilal Oswal Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	22.15%
Kotak Mahindra Bank Ltd.	2.79%
Indian Bank	2.79%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Motilal Oswal Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	63.65%
SOV	22.15%
Cash & Call Money	14.01%

What is risk level of Motilal Oswal Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Motilal Oswal Liquid Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Motilal Oswal Liquid Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Motilal Oswal Liquid Fund is complete.

How can I redeem my investments in Motilal Oswal Liquid Fund?

Redeeming your investments in Motilal Oswal Liquid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Motilal Oswal Liquid Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Liquid

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.