Mahindra Manulife Dynamic Bond Fund

Q: What are the returns of this mutual fund scheme?

The Mahindra Manulife Dynamic Bond Fund is a 7 yrs 2 m old fund and has delivered average annual returns of 5.29% since inception. Mahindra Manulife Dynamic Bond Fund Returns 1-Year 3-Year 5-Year Since Inception 6.7% 7.16% 4.77% 5.29%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.528+0.09% 1 day change	5.29% p.a.	App exclusive #NA View Ranked Funds	₹97 Cr

Historical NAV & returns

NAV: ₹14.528 as on Oct 20, 2025

This fund Category average

Mahindra Manulife Dynamic Bond Fund overview

AUM (Fund size)	₹97 Cr
Exit load	0%
Lock-in Period	Nil
Age	7 yrs 2 m since Jul 27, 2018
Benchmark	CRISIL Dynamic Bond A-III Index
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.57% as on Sep 30, 2025
Plan type	Regular
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Mahindra Manulife Dynamic Bond Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.64%	0.77%
3 Months	0.76%	0.53%
6 Months	1.71%	1.02%
1 Year	6.7%	6.44%
2 Years	7.98%	8.07%
3 Years	7.16%	7.42%
4 Years	5.24%	6.05%
5 Years	4.77%	5.59%
7 Years	5.42%	6.83%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 54.62%

SOV 19.72%

AA+ 9.45%

Cash & Call Money 5.82%

Top Debt Holdings

GOI 19.72%

LIC Housing Finance Ltd. 10.42%

Small Industries Devp. Bank of India Ltd. 10.4%

Power Finance Corporation Ltd. 6.22%

Allocation by Instruments

Debenture 50.51%

GOI Securities 19.72%

Bonds 8.94%

Non Convertible Debenture 7.23%

Other Holdings

Others 3.82%

Nexus Select Trust 1.62%

Embassy Office Parks REIT 0.99%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Mahindra Manulife Dynamic Bond Fund	0.64%	1.71%	6.7%	7.16%	4.77%	N.A.
ICICI Prudential All Seasons Bond Fund	0.75%	2.49%	8.01%	7.92%	6.46%	7.99%
360 ONE Dynamic Bond Fund	0.84%	3.3%	8.73%	8.45%	6.97%	7.01%
JM Dynamic Bond Fund	0.75%	1.59%	7.73%	7.4%	5.68%	6.61%
Aditya Birla Sun Life Dynamic Bond Fund	0.96%	1.85%	7.66%	7.88%	6.92%	6.27%
HSBC Dynamic Bond Fund	0.68%	0.65%	6.54%	7.19%	5.03%	6.76%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Mahindra Manulife Dynamic Bond Fund	2.18	1.26	0.25	0.44
ICICI Prudential All Seasons Bond Fund	1.38	0.77	0.87	1.13
360 ONE Dynamic Bond Fund	1.92	1.07	0.87	1.29
JM Dynamic Bond Fund	2.08	1.16	0.35	0.57
Aditya Birla Sun Life Dynamic Bond Fund	2.2	1.26	0.51	0.74
HSBC Dynamic Bond Fund	2.41	1.39	0.24	0.34

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Mahindra Manulife Dynamic Bond Fund	N.A.	97 Cr	7 yrs 2 m	1.57%
ICICI Prudential All Seasons Bond Fund	N.A.	14,948 Cr	16 yrs 5 m	1.28%
360 ONE Dynamic Bond Fund	N.A.	639 Cr	12 yrs 4 m	0.52%
JM Dynamic Bond Fund	N.A.	60 Cr	22 yrs 4 m	0.98%
Aditya Birla Sun Life Dynamic Bond Fund	N.A.	1,918 Cr	21 yrs 1 m	1.23%
HSBC Dynamic Bond Fund	N.A.	168 Cr	19 yrs 2 m	0.78%

View all Dynamic Bond funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.28 vs. 2.12 Underperformed at beating benchmark
Sharpe	0.25 vs. 2.23 Poor risk-adjusted returns
Beta	1.26 vs. 0.78 More sensitive to market's ups & downs
Standard deviation	2.18 vs. 2.41 More stable returns

Compare Mahindra Manulife Dynamic Bond Fund in detail with

About this fund

About Mahindra Manulife Dynamic Bond Fund

Mahindra Manulife Dynamic Bond Fund is a Dynamic Bond mutual fund scheme from Mahindra Manulife Mutual Fund. This fund has been in existence for 7 yrs 2 m, having been launched on 27/07/2018. Mahindra Manulife Dynamic Bond Fund has ₹97 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Mahindra Manulife Dynamic Bond Fund as of 20/10/2025 is ₹14.53. The fund has an expense ratio of 1.57%, which is higher than what most other Dynamic Bond funds charge.

Mahindra Manulife Dynamic Bond Fund returns of last 1-year are 6.71%. Since launch, it has delivered 5.35% average annual returns.
Mahindra Manulife Dynamic Bond Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, LIC Housing Finance Ltd., Small Industries Devp. Bank of India Ltd., Power Finance Corporation Ltd., National Bank For Agriculture & Rural Development.

...

Fund AUM	97 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Rahul Pal

Mr. Pal is a B.Com (H) and Chartered Accountant. Prior to joining Mahindra Manulife Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Investment objective

The scheme seeks to generate regular returns and capital appreciation through an active management of a portfolio constituted of money market and debt instruments across duration.

Mahindra Manulife Mutual Fund details

No. of schemes	25 view all schemes
Total AUM	31,673 Cr as on Sep 30, 2025
Address	1st Floor - Sadhana House, 570 - P.B. Marg, Worli, Mumbai, 400018
Phone	022-66327900

More funds from Mahindra Manulife Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Mahindra Manulife Short Duration Fund	N.A.	71 Cr	7.58%	7.25%
Mahindra Manulife Ultra Short Duration Fund	N.A.	208 Cr	7.0%	7.05%
Mahindra Manulife Liquid Fund	N.A.	1,013 Cr	6.68%	7.0%
Mahindra Manulife Low Duration Fund	N.A.	577 Cr	7.16%	6.99%
Mahindra Manulife Overnight Fund	N.A.	35 Cr	5.92%	6.34%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Mahindra Manulife Dynamic Bond Fund?

The current Net Asset Value (NAV) of the Mahindra Manulife Dynamic Bond Fund plan is approximately ₹14.528 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Mahindra Manulife Dynamic Bond Fund is a 7 yrs 2 m old fund and has delivered average annual returns of 5.29% since inception.

Mahindra Manulife Dynamic Bond Fund Returns

1-Year	3-Year	5-Year	Since Inception
6.7%	7.16%	4.77%	5.29%

How much does this mutual fund charge as expense ratio?

The Mahindra Manulife Dynamic Bond Fund has an expense ratio of 1.57%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Mahindra Manulife Dynamic Bond Fund currently has assets under management (AUM) or fund size valued at approximately 97 Cr as on Sep 30, 2025.

To whom does Mahindra Manulife Dynamic Bond Fund lend to?

The top 3 debt holdings of Mahindra Manulife Dynamic Bond Fund are as follows

Holding Name	Percentage of Portfolio
GOI	19.72%
LIC Housing Finance Ltd.	10.42%
Small Industries Devp. Bank of India Ltd.	10.4%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Mahindra Manulife Dynamic Bond Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	54.62%
SOV	19.72%
AA+	9.45%

What is risk level of Mahindra Manulife Dynamic Bond Fund?

This is a Dynamic Bond fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Mahindra Manulife Dynamic Bond Fund?

Redeeming your investments in the Mahindra Manulife Dynamic Bond Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Dynamic Bond

#NA

Return Outperformance: This fund has generated highest return amongst Dynamic Bond funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.