Mahindra Manulife Consumption Fund Regular - Growth

Q: What are the returns of Mahindra Manulife Consumption Fund?

The Mahindra Manulife Consumption Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 13.16% since inception. Mahindra Manulife Consumption Fund Returns 1-Year 3-Year 5-Year Since Inception -4.18% 15.94% 19.69% 13.16%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹23.2736+0.39% 1 day change	13.16% p.a.	App exclusive #NA View Ranked Funds	₹495 Cr

Historical NAV & returns

NAV: ₹23.2736 as on Sep 03, 2025

This fund Category average

Mahindra Manulife Consumption Fund overview

Expense ratio	2.37% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
AUM (Fund size)	₹495 Cr
Lock-in Period	Nil
Age	6 yrs 10 m since Oct 19, 2018
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Mahindra Manulife Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	3.69%	3.16%
3 Months	6.2%	5.51%
6 Months	18.17%	18.12%
1 Year	-4.18%	-2.57%
2 Years	17.67%	18.27%
3 Years	15.94%	16.25%
4 Years	14.38%	14.96%
5 Years	19.69%	20.82%

Asset allocationas on May 31, 2025

Large Cap 58.34%

Mid Cap 11.3%

Small Cap 23.5%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.5.28%

ITC Ltd.5.17%

Mahindra & Mahindra Ltd.4.49%

Hindustan Unilever Ltd.4.44%

Top sectors

Consumer Staples 29.540000000000003%

Services 19.520000000000003%

Automobile 14.89%

Consumer Discretionary 9.920000000000002%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 5.43%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Mahindra Manulife Consumption Fund	N.A.	495 Cr	6 yrs 10 m	2.37%
Nippon India Consumption Fund	N.A.	2,419 Cr	20 yrs 11 m	1.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,103 Cr	6 yrs 5 m	1.99%
Mirae Asset Great Consumer Fund	N.A.	4,224 Cr	14 yrs 5 m	1.83%
Tata India Consumer Fund	N.A.	2,379 Cr	9 yrs 9 m	1.98%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Mahindra Manulife Consumption Fund	3.69%	18.17%	-4.18%	15.94%	19.69%	N.A.
Nippon India Consumption Fund	3.53%	18.89%	-2.81%	17.01%	23.15%	15.46%
ICICI Prudential Bharat Consumption Fund	3.38%	18.15%	-2.0%	17.35%	20.15%	10.0%
Mirae Asset Great Consumer Fund	4.38%	21.92%	-2.2%	17.85%	21.87%	16.8%
Tata India Consumer Fund	3.26%	18.15%	0.09%	18.02%	20.84%	16.47%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Mahindra Manulife Consumption Fund	13.46	0.8	0.66	0.8
Nippon India Consumption Fund	13.41	0.76	0.74	0.89
ICICI Prudential Bharat Consumption Fund	12.37	0.71	0.81	1.01
Mirae Asset Great Consumer Fund	14.44	0.85	0.74	0.95
Tata India Consumer Fund	14.0	0.8	0.75	0.92

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Alpha	-0.31 vs. 4.19 Underperformed at beating benchmark
Sharpe	0.66 vs. 2.43 Poor risk-adjusted returns
Beta	0.8 vs. 0.46 More sensitive to market's ups & downs
Standard deviation	13.46 vs. 7.41 More volatile performance

Compare Mahindra Manulife Consumption Fund in detail with

About this fund

About Mahindra Manulife Consumption Fund

Mahindra Manulife Consumption Fund Regular - Growth is a Thematic-Consumption mutual fund scheme from Mahindra Manulife Mutual Fund. This fund has been in existence for 6 yrs 10 m, having been launched on 19/10/2018. Mahindra Manulife Consumption Fund Regular - Growth has ₹495 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Mahindra Manulife Consumption Fund Regular - Growth as of 03/09/2025 is ₹23.27. The fund has an expense ratio of 2.37%, which is higher than what most other Thematic-consumption funds charge.

Mahindra Manulife Consumption Fund Regular - Growth returns of last 1-year are -3.93%. Since launch, it has delivered 13.20% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Mahindra Manulife Consumption Fund Regular - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Consumer Staples, Services, Automobile, Consumer Discretionary, Communication sectors. It has taken less exposure in Consumer Staples, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., ITC Ltd., Mahindra & Mahindra Ltd., Hindustan Unilever Ltd., Eternal Ltd..

...

Fund AUM	495 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Fatema Pacha

Ms. Pacha has done PGDBM (Finance) and BE (Computers) Prior to joining Mahindra Manulife Mutual Fund, she was associated with ICICI Prudential Life Insurance and UTI Mutual Fund.

Navin Matta

PGDBA Prior to Joining the Mahindra Manulife Investment Management Pvt Ltd. He has worked with BOB Capita, SAFE Enterprises,Bajaj Allianz Life Insurance, HDFC Securities and Daiwa Capital.

Investment objective

The Scheme seeks to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit from consumption led demand in India.

Mahindra Manulife Mutual Fund details

No. of schemes	25 view all schemes
Total AUM	29,590 Cr as on Jun 30, 2025
Address	1st Floor - Sadhana House, 570 - P.B. Marg, Worli, Mumbai, 400018
Phone	022-66327900

More funds from Mahindra Manulife Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Mahindra Manulife Mid Cap Fund	N.A.	3,776 Cr	-5.73%	26.95%
Mahindra Manulife Multi Cap Fund	N.A.	5,408 Cr	-4.58%	24.92%
Mahindra Manulife Large & Mid Cap Fund	N.A.	2,629 Cr	-6.16%	21.88%
Mahindra Manulife Focused Fund	N.A.	2,112 Cr	-6.16%	N.A.
Mahindra Manulife ELSS Tax Saver Fund	N.A.	950 Cr	-2.2%	20.49%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Mahindra Manulife Consumption Fund?

The current Net Asset Value (NAV) of the Mahindra Manulife Consumption Fund - Direct Growth plan is approximately ₹23.2736 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Mahindra Manulife Consumption Fund is a 6 yrs 10 m old fund and has delivered average annual returns of 13.16% since inception.

Mahindra Manulife Consumption Fund Returns

1-Year	3-Year	5-Year	Since Inception
-4.18%	15.94%	19.69%	13.16%

How much does this mutual fund charge as expense ratio?

The Mahindra Manulife Consumption Fund - Direct Growth has an expense ratio of 2.37%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Mahindra Manulife Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 495 Cr as on May 31, 2025.

What are the top stock holdings of Mahindra Manulife Consumption Fund?

The Mahindra Manulife Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	5.28%
ITC Ltd.	5.17%
Mahindra & Mahindra Ltd.	4.49%
Hindustan Unilever Ltd.	4.44%
Eternal Ltd.	4.16%
Trent Ltd.	3.36%
Maruti Suzuki India Ltd.	3.28%
Titan Company Ltd.	2.72%
Avenue Supermarts Ltd.	2.44%
Tata Power Company Ltd.	2.06%

What are the top sectors Mahindra Manulife Consumption Fund has invested in?

The Mahindra Manulife Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	29.540000000000003%
Services	19.520000000000003%
Automobile	14.89%
Consumer Discretionary	9.920000000000002%
Communication	8.440000000000001%
Capital Goods	3.13%
Energy	2.06%
Materials	1.9100000000000001%
Healthcare	1.87%
Textiles	1.8599999999999999%

What is risk level of Mahindra Manulife Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Mahindra Manulife Consumption Fund?

Mahindra Manulife Consumption Fund Regular - Growth is the regular plan of the fund. For this plan of you pay 2.37% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.65%. That's 1.7200000000000002% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.7200000000000002% if you opt for direct plan of Mahindra Manulife Consumption Fund

How can I redeem my investments in Mahindra Manulife Consumption Fund?

Redeeming your investments in Mahindra Manulife Consumption Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Mahindra Manulife Consumption Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 3 months.