Mahindra Manulife Consumption Fund

Q: What are the returns of this mutual fund scheme?

The Mahindra Manulife Consumption Fund is a 7 yrs old fund and has delivered average annual returns of 13.1% since inception. Mahindra Manulife Consumption Fund Returns 1-Year 3-Year 5-Year Since Inception 3.23% 16.29% 20.25% 13.1%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹23.5743+0.19% 1 day change	13.1% p.a.	App exclusive #NA View Ranked Funds	₹540 Cr

Historical NAV & returns

NAV: ₹23.5743 as on Oct 20, 2025

This fund Category average

Mahindra Manulife Consumption Fund overview

AUM (Fund size)	₹540 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
Lock-in Period	Nil
Age	7 yrs since Oct 19, 2018
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.36% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Mahindra Manulife Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	1.55%	1.7%
3 Months	5.38%	4.48%
6 Months	9.6%	9.1%
1 Year	3.23%	3.38%
2 Years	18.79%	18.82%
3 Years	16.29%	16.52%
4 Years	14.29%	14.53%
5 Years	20.25%	21.34%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 61.79%

Mid Cap 11.3%

Small Cap 21.15%

Other Cap 0%

Top holdings

Bharti Airtel Ltd.6.81%

ITC Ltd.6.4%

Eternal Ltd.5.66%

Mahindra & Mahindra Ltd.5.16%

Top sectors

Consumer Staples 28.730000000000004%

Services 19.54%

Automobile 18.64%

Consumer Discretionary 8.08%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 4.92%

Net Receivables 0.83%

Other Holdings

Others 0.83%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Mahindra Manulife Consumption Fund	1.55%	9.6%	3.23%	16.29%	20.25%	N.A.
Nippon India Consumption Fund	0.86%	6.48%	4.21%	16.34%	24.09%	14.31%
ICICI Prudential Bharat Consumption Fund	1.5%	10.31%	4.48%	17.79%	21.63%	10.15%
Tata India Consumer Fund	2.26%	9.71%	3.97%	18.63%	20.98%	16.51%
Baroda BNP Paribas India Consumption Fund	1.01%	7.16%	3.42%	16.4%	20.29%	12.55%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Mahindra Manulife Consumption Fund	13.48	0.81	0.64	0.78
Nippon India Consumption Fund	13.43	0.77	0.66	0.83
ICICI Prudential Bharat Consumption Fund	12.37	0.71	0.81	1.01
Tata India Consumer Fund	14.06	0.81	0.71	0.9
Baroda BNP Paribas India Consumption Fund	13.35	0.79	0.67	0.87

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Mahindra Manulife Consumption Fund	N.A.	540 Cr	7 yrs	2.36%
Nippon India Consumption Fund	N.A.	2,802 Cr	21 yrs 1 m	1.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,183 Cr	6 yrs 7 m	2.0%
Tata India Consumer Fund	N.A.	2,531 Cr	9 yrs 10 m	1.98%
Baroda BNP Paribas India Consumption Fund	N.A.	1,530 Cr	7 yrs 2 m	2.08%

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.59 vs. 3.83 Underperformed at beating benchmark
Sharpe	0.64 vs. 2.04 Poor risk-adjusted returns
Beta	0.81 vs. 0.45 More sensitive to market's ups & downs
Standard deviation	13.48 vs. 7.43 More volatile performance

Compare Mahindra Manulife Consumption Fund in detail with

About this fund

About Mahindra Manulife Consumption Fund

Mahindra Manulife Consumption Fund is a Thematic-Consumption mutual fund scheme from Mahindra Manulife Mutual Fund. This fund has been in existence for 7 yrs, having been launched on 19/10/2018. Mahindra Manulife Consumption Fund has ₹540 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Mahindra Manulife Consumption Fund as of 20/10/2025 is ₹23.57. The fund has an expense ratio of 2.36%, which is higher than what most other Thematic-consumption funds charge.

Mahindra Manulife Consumption Fund returns of last 1-year are -2.25%. Since launch, it has delivered 13.15% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Mahindra Manulife Consumption Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Consumer Staples, Services, Automobile, Consumer Discretionary, Communication sectors. It has taken less exposure in Consumer Staples, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., ITC Ltd., Eternal Ltd., Mahindra & Mahindra Ltd., Hindustan Unilever Ltd..

...

Fund AUM	540 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Fatema Pacha

Ms. Pacha has done PGDBM (Finance) and BE (Computers) Prior to joining Mahindra Manulife Mutual Fund, she was associated with ICICI Prudential Life Insurance and UTI Mutual Fund.

Navin Matta

PGDBA Prior to Joining the Mahindra Manulife Investment Management Pvt Ltd. He has worked with BOB Capita, SAFE Enterprises,Bajaj Allianz Life Insurance, HDFC Securities and Daiwa Capital.

Investment objective

The Scheme seeks to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit from consumption led demand in India.

Mahindra Manulife Mutual Fund details

No. of schemes	25 view all schemes
Total AUM	31,673 Cr as on Sep 30, 2025
Address	1st Floor - Sadhana House, 570 - P.B. Marg, Worli, Mumbai, 400018
Phone	022-66327900

More funds from Mahindra Manulife Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Mahindra Manulife Mid Cap Fund	N.A.	3,994 Cr	2.71%	27.82%
Mahindra Manulife Multi Cap Fund	N.A.	5,720 Cr	5.15%	25.36%
Mahindra Manulife Large & Mid Cap Fund	N.A.	2,647 Cr	2.48%	22.35%
Mahindra Manulife Focused Fund	N.A.	2,127 Cr	5.07%	22.2%
Mahindra Manulife ELSS Tax Saver Fund	N.A.	942 Cr	7.35%	20.88%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Mahindra Manulife Consumption Fund?

The current Net Asset Value (NAV) of the Mahindra Manulife Consumption Fund plan is approximately ₹23.5743 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Mahindra Manulife Consumption Fund is a 7 yrs old fund and has delivered average annual returns of 13.1% since inception.

Mahindra Manulife Consumption Fund Returns

1-Year	3-Year	5-Year	Since Inception
3.23%	16.29%	20.25%	13.1%

How much does this mutual fund charge as expense ratio?

The Mahindra Manulife Consumption Fund has an expense ratio of 2.36%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Mahindra Manulife Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 540 Cr as on Sep 30, 2025.

What are the top stock holdings of Mahindra Manulife Consumption Fund?

The Mahindra Manulife Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	6.81%
ITC Ltd.	6.4%
Eternal Ltd.	5.66%
Mahindra & Mahindra Ltd.	5.16%
Hindustan Unilever Ltd.	4.36%
Maruti Suzuki India Ltd.	4.35%
Tata Consumer Products Ltd.	2.47%
Titan Company Ltd.	2.36%
Avenue Supermarts Ltd.	2.36%
Hero Motocorp Ltd.	2.32%

What are the top sectors Mahindra Manulife Consumption Fund has invested in?

The Mahindra Manulife Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	28.730000000000004%
Services	19.54%
Automobile	18.64%
Consumer Discretionary	8.08%
Communication	8.03%
Capital Goods	3.22%
Materials	2.52%
Textiles	1.9300000000000002%
Energy	1.87%
Healthcare	1.69%

What is risk level of Mahindra Manulife Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Mahindra Manulife Consumption Fund?

Redeeming your investments in the Mahindra Manulife Consumption Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 5 Years.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Chance: This fund has generated only 15.4% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 3 months.