LIC MF Focused Fund

Q: What are the returns of this mutual fund scheme?

The LIC MF Focused Fund is a 7 yrs 11 m old fund and has delivered average annual returns of 10.35% since inception. LIC MF Focused Fund Returns 1-Year 3-Year 5-Year Since Inception 4.14% 12.38% 16.47% 10.35%

Q: How much does this mutual fund charge as expense ratio?

The LIC MF Focused Fund has an expense ratio of 2.52% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: LIC MF Focused 30 Equity Reg-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹21.8059+0.89% 1 day change	10.35% p.a.	App exclusive #NA View Ranked Funds	₹168 Cr

Historical NAV & returns

NAV: ₹21.8059 as on Oct 20, 2025

This fund Category average

LIC MF Focused Fund overview

AUM (Fund size)	₹168 Cr
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.!
Lock-in Period	Nil
Age	7 yrs 11 m since Oct 30, 2017
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.52% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

LIC MF Focused Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Sep 30, 2025

Large Cap 27.63%

Mid Cap 15.5%

Small Cap 48.73%

Other Cap 0%

Top holdings

Kotak Mahindra Bank Ltd.8.01%

Tata Consultancy Services Ltd.5.9%

Tata Consumer Products Ltd.5.59%

MAS Financial Services Ltd.5.04%

Top sectors

Financial 26.01%

Capital Goods 13.77%

Chemicals 12.4%

Healthcare 9.99%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 8.52289604%

Other Holdings

Others 8.52%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Focused Fund	3.99%	7.28%	4.14%	12.38%	16.47%	N.A.
ICICI Prudential India Opportunities Fund	4.09%	7.45%	8.52%	22.78%	32.63%	13.86%
ICICI Prudential Dividend Yield Equity Fund	3.7%	7.44%	7.33%	23.76%	29.89%	16.07%
ICICI Prudential Value Fund	4.07%	7.71%	7.35%	21.71%	26.81%	15.51%
SBI Contra Fund	4.52%	6.02%	2.74%	20.23%	29.54%	16.14%
ICICI Prudential India Equity FOF	4.07%	7.27%	6.61%	21.35%	26.52%	12.27%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Focused Fund	13.35	0.94	0.44	0.62
ICICI Prudential India Opportunities Fund	11.51	0.82	1.32	2.34
ICICI Prudential Dividend Yield Equity Fund	12.13	0.86	1.33	2.07
ICICI Prudential Value Fund	11.19	0.79	1.28	2.23
SBI Contra Fund	12.19	0.89	1.05	1.68
ICICI Prudential India Equity FOF	11.73	0.87	1.17	1.88

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Focused Fund	N.A.	168 Cr	7 yrs 11 m	2.52%
ICICI Prudential India Opportunities Fund	N.A.	30,802 Cr	6 yrs 10 m	1.58%
ICICI Prudential Dividend Yield Equity Fund	N.A.	5,936 Cr	11 yrs 6 m	1.81%
ICICI Prudential Value Fund	N.A.	55,445 Cr	21 yrs 3 m	1.5%
SBI Contra Fund	N.A.	47,205 Cr	20 yrs 5 m	1.5%
ICICI Prudential India Equity FOF	N.A.	229 Cr	5 yrs 8 m	1.21%

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	-3.21 vs. 4.37 Underperformed at beating benchmark
Sharpe	0.44 vs. 4.77 Poor risk-adjusted returns
Beta	0.94 vs. 0.73 More sensitive to market's ups & downs
Standard deviation	13.35 vs. 8.76 More volatile performance

Compare LIC MF Focused Fund in detail with

About this fund

About LIC MF Focused Fund

LIC MF Focused Fund is a Strategy mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 7 yrs 11 m, having been launched on 30/10/2017. LIC MF Focused Fund has ₹168 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Focused Fund as of 20/10/2025 is ₹21.81. The fund has an expense ratio of 2.52%, which is higher than what most other Strategy funds charge.

LIC MF Focused Fund returns of last 1-year are -1.29%. Since launch, it has delivered 10.33% average annual returns. The fund has doubled the money invested in it every 5 yrs.
LIC MF Focused Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Capital Goods, Chemicals, Healthcare, Technology sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in Kotak Mahindra Bank Ltd., Tata Consultancy Services Ltd., Tata Consumer Products Ltd., MAS Financial Services Ltd., Shriram Finance Ltd.

...

Fund AUM	168 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Jaiprakash Toshniwal

Mr. Toshniwal is a CFA - CFA Institute, USA. MS Finance (CFA) - ICFAI, India. B.com - Gujarat University. Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with India First Life Insurance and Taurus Mutual Fund.

Sumit Bhatnagar

Mr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA). Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.

Investment objective

The Scheme seeks to generate long term capital appreciation by investing in a concentrated portfolio of equity and equity related instruments of up to 30 companies across market capitalisation.

LIC Mutual Fund details

No. of schemes	30 view all schemes
Total AUM	41,742 Cr as on Sep 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,025 Cr	3.58%	31.34%
LIC MF Small Cap Fund	N.A.	632 Cr	-2.87%	27.78%
LIC MF Midcap Fund	N.A.	335 Cr	2.85%	22.25%
LIC MF Dividend Yield Fund	N.A.	660 Cr	5.55%	22.16%
LIC MF Large & Mid Cap Fund	N.A.	3,047 Cr	3.05%	20.1%
LIC MF Value Fund	N.A.	195 Cr	-0.8%	19.06%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Focused Fund?

The current Net Asset Value (NAV) of the LIC MF Focused Fund plan is approximately ₹21.8059 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The LIC MF Focused Fund is a 7 yrs 11 m old fund and has delivered average annual returns of 10.35% since inception.

LIC MF Focused Fund Returns

1-Year	3-Year	5-Year	Since Inception
4.14%	12.38%	16.47%	10.35%

How much does this mutual fund charge as expense ratio?

The LIC MF Focused Fund has an expense ratio of 2.52%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The LIC MF Focused Fund currently has assets under management (AUM) or fund size valued at approximately 168 Cr as on Sep 30, 2025.

What are the top stock holdings of LIC MF Focused Fund?

The LIC MF Focused Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Kotak Mahindra Bank Ltd.	8.01%
Tata Consultancy Services Ltd.	5.9%
Tata Consumer Products Ltd.	5.59%
MAS Financial Services Ltd.	5.04%
Shriram Finance Ltd	4.44%
SBI Cards And Payment Services Ltd.	4.42%
Techno Electric & Engineering Company Ltd.	4.29%
SH Kelkar And Company Ltd.	4.14%
Linde India Ltd.	3.75%
Tech Mahindra Ltd.	3.69%

What are the top sectors LIC MF Focused Fund has invested in?

The LIC MF Focused Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	26.01%
Capital Goods	13.77%
Chemicals	12.4%
Healthcare	9.99%
Technology	9.59%
Consumer Staples	9.3%
Services	5.5%
Construction	2.85%
Consumer Discretionary	2.4400000000000004%

What is risk level of LIC MF Focused Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in LIC MF Focused Fund?

Redeeming your investments in the LIC MF Focused Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Strategy

#NA

Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 1 Year.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 12.05% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 12 months.