LIC MF Flexi Cap Fund-Growth

Q: What are the returns of LIC MF Flexi Cap Fund?

The LIC MF Flexi Cap Fund is a 32 yrs 7 m old fund and has delivered average annual returns of 7.37% since inception. LIC MF Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -4.85% 14.14% 16.36% 10.33% 7.37%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹99.2814+0.75% 1 day change	7.37% p.a.	App exclusive #NA View Ranked Funds	₹980 Cr

Historical NAV & returns

NAV: ₹99.2814 as on Sep 03, 2025

This fund Category average

LIC MF Flexi Cap Fund overview

Expense ratio	2.29% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.!
AUM (Fund size)	₹980 Cr
Lock-in Period	Nil
Age	32 yrs 7 m since Jan 11, 1993
Benchmark	NIFTY 500 TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

LIC MF Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	2.62%	0.5%
3 Months	7.16%	1.65%
6 Months	20.15%	15.4%
1 Year	-4.85%	-2.14%
2 Years	13.08%	16.63%
3 Years	14.14%	16.1%
4 Years	10.34%	12.44%
5 Years	16.36%	20.52%
7 Years	11.42%	14.27%
10 Years	10.33%	14.47%

Asset allocationas on May 31, 2025

Large Cap 36.62%

Mid Cap 11.97%

Small Cap 46.12%

Other Cap 0%

Top holdings

HDFC Bank Ltd.4.76%

VA Tech Wabag Ltd.2.91%

Apollo Micro Systems Ltd.2.68%

Allied Blenders And Distillers Ltd.2.62%

Top sectors

Financial 19.79%

Capital Goods 13.989999999999998%

Services 9.1%

Consumer Staples 7.88%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 7.03%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Flexi Cap Fund	N.A.	980 Cr	32 yrs 7 m	2.29%
HDFC Flexi Cap Fund	N.A.	75,784 Cr	30 yrs 9 m	1.37%
Parag Parikh Flexi Cap Fund	N.A.	1,03,868 Cr	12 yrs 3 m	1.28%
JM Flexicap Fund	N.A.	5,917 Cr	17 yrs 1 m	1.8%
Edelweiss Flexi Cap Fund	N.A.	2,642 Cr	10 yrs 7 m	1.92%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Flexi Cap Fund	2.62%	20.15%	-4.85%	14.14%	16.36%	10.33%
HDFC Flexi Cap Fund	1.73%	15.36%	4.97%	22.12%	27.98%	16.65%
Parag Parikh Flexi Cap Fund	0.5%	11.12%	6.21%	20.64%	22.37%	18.12%
JM Flexicap Fund	1.21%	11.54%	-10.2%	21.53%	25.12%	16.77%
Edelweiss Flexi Cap Fund	0.93%	14.98%	-3.11%	17.51%	21.64%	14.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Flexi Cap Fund	14.01	0.96	0.44	0.54
HDFC Flexi Cap Fund	11.22	0.81	1.25	2.34
Parag Parikh Flexi Cap Fund	8.9	0.59	1.41	2.07
JM Flexicap Fund	14.97	1.02	0.94	1.35
Edelweiss Flexi Cap Fund	13.56	0.98	0.76	1.16

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.65 vs. 4.7 Underperformed at beating benchmark
Sharpe	0.44 vs. 4.0 Poor risk-adjusted returns
Beta	0.96 vs. 0.78 More sensitive to market's ups & downs
Standard deviation	14.01 vs. 10.08 More volatile performance

Compare LIC MF Flexi Cap Fund in detail with

About this fund

About LIC MF Flexi Cap Fund

LIC MF Flexi Cap Fund-Growth is a Flexi Cap mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 32 yrs 7 m, having been launched on 11/01/1993. LIC MF Flexi Cap Fund-Growth has ₹980 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Flexi Cap Fund-Growth as of 03/09/2025 is ₹99.28. The fund has an expense ratio of 2.29%, which is higher than what most other Flexi Cap funds charge.

LIC MF Flexi Cap Fund-Growth returns of last 1-year are -4.60%. Since launch, it has delivered 7.86% average annual returns. The fund has doubled the money invested in it every 5 yrs.
LIC MF Flexi Cap Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Capital Goods, Services, Consumer Staples, Healthcare sectors. It has taken less exposure in Financial, Capital Goods sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., VA Tech Wabag Ltd., Apollo Micro Systems Ltd., Allied Blenders And Distillers Ltd., JTL Industries Ltd.

...

Fund AUM	980 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Jaiprakash Toshniwal

Mr. Toshniwal is a CFA - CFA Institute, USA. MS Finance (CFA) - ICFAI, India. B.com - Gujarat University. Prior to joining LIC Mutual Fund Asset Management Ltd., he has worked with India First Life Insurance and Taurus Mutual Fund.

Karan Doshi

Mr. Doshi is a Bachelor of Engineering, MMS (Finance) Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Investment objective

The scheme seeks maximum possible capital growth consistent with reasonable levels of safety with predominant investment in equity, it may also take exposure in debt market securities. It was made in to an open-ended scheme from April 1998.

LIC Mutual Fund details

No. of schemes	30 view all schemes
Total AUM	38,854 Cr as on Jun 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,005 Cr	-6.36%	30.93%
LIC MF Large & Mid Cap Fund	N.A.	3,055 Cr	-5.24%	20.1%
LIC MF ELSS Tax Saver	N.A.	1,113 Cr	-2.51%	18.35%
LIC MF Nifty 50 Index Fund	N.A.	331 Cr	-1.74%	16.92%
LIC MF BSE Sensex Index Fund	N.A.	89 Cr	-2.1%	16.11%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Flexi Cap Fund?

The current Net Asset Value (NAV) of the LIC MF Flexi Cap Fund - Direct Growth plan is approximately ₹99.2814 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The LIC MF Flexi Cap Fund is a 32 yrs 7 m old fund and has delivered average annual returns of 7.37% since inception.

LIC MF Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-4.85%	14.14%	16.36%	10.33%	7.37%

How much does this mutual fund charge as expense ratio?

The LIC MF Flexi Cap Fund - Direct Growth has an expense ratio of 2.29%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The LIC MF Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 980 Cr as on May 31, 2025.

What are the top stock holdings of LIC MF Flexi Cap Fund?

The LIC MF Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	4.76%
VA Tech Wabag Ltd.	2.91%
Apollo Micro Systems Ltd.	2.68%
Allied Blenders And Distillers Ltd.	2.62%
JTL Industries Ltd	2.52%
Kotak Mahindra Bank Ltd.	2.44%
Hindustan Unilever Ltd.	2.41%
Page Industries Ltd.	2.25%
Shriram Finance Ltd	2.18%
CreditAccess Grameen Ltd.	2.09%

What are the top sectors LIC MF Flexi Cap Fund has invested in?

The LIC MF Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	19.79%
Capital Goods	13.989999999999998%
Services	9.1%
Consumer Staples	7.88%
Healthcare	7.33%
Textiles	6.5%
Technology	6.0200000000000005%
Energy	5.540000000000001%
Construction	4.25%
Metals & Mining	4.16%

What is risk level of LIC MF Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in LIC MF Flexi Cap Fund?

LIC MF Flexi Cap Fund-Growth is the regular plan of the fund. For this plan of you pay 2.29% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.36%. That's 0.9299999999999999% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.9299999999999999% if you opt for direct plan of LIC MF Flexi Cap Fund

How can I redeem my investments in LIC MF Flexi Cap Fund?

Redeeming your investments in LIC MF Flexi Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in LIC MF Flexi Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.64% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 3 months.