JM Flexicap Fund-Growth

Q: What are the returns of JM Flexicap Fund?

The JM Flexicap Fund is a 17 yrs old fund and has delivered average annual returns of 14.44% since inception. JM Flexicap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -1.06% 25.58% 27.16% 16.14% 14.44%

NAV as of May 30, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹96.6459-0.12% 1 day change	14.44% p.a.	#NA View Ranked Funds	₹5,263 Cr

Historical NAV & returns

NAV: ₹96.6459 as on May 30, 2025

This fund Category average

JM Flexicap Fund overview

Expense ratio	1.77% as on May 31, 2025
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
AUM (Fund size)	₹5,263 Cr
Lock-in Period	Nil
Age	17 yrs since Jul 31, 2008
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

JM Flexicap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 02, 2025

Period	This fund	Category average
1 Month	3.24%	4.21%
3 Months	11.56%	13.82%
6 Months	-7.06%	-1.86%
1 Year	-1.06%	6.16%
2 Years	27.55%	20.99%
3 Years	25.58%	18.39%
4 Years	21.6%	15.47%
5 Years	27.16%	23.27%
7 Years	17.92%	14.88%
10 Years	16.14%	13.82%

Asset allocationas on Mar 31, 2025

Large Cap 61.63%

Mid Cap 13.24%

Small Cap 20%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.05%

ICICI Bank Ltd.5.45%

State Bank of India3.41%

Sun Pharmaceutical Industries Ltd.3.16%

Top sectors

Financial 29.959999999999997%

Services 11.149999999999999%

Healthcare 9.75%

Capital Goods 5.869999999999999%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.51%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
JM Flexicap Fund	N.A.	5,263 Cr	17 yrs	1.77%
Parag Parikh Flexi Cap Fund	N.A.	98,541 Cr	12 yrs 3 m	1.28%
HDFC Flexi Cap Fund	N.A.	69,639 Cr	30 yrs 8 m	1.39%
Franklin India Flexi Cap Fund	N.A.	18,225 Cr	30 yrs 10 m	1.7%

Fund name	1M	6M	1Y	3Y	5Y	10Y
JM Flexicap Fund	3.24%	-7.06%	-1.06%	25.58%	27.16%	16.14%
Parag Parikh Flexi Cap Fund	2.39%	2.68%	12.54%	21.24%	26.24%	17.43%
HDFC Flexi Cap Fund	1.98%	2.9%	12.17%	24.65%	30.42%	15.54%
Franklin India Flexi Cap Fund	2.77%	-0.27%	7.49%	21.16%	27.06%	14.01%

Fund name	Std. deviation	Beta	Sharpe	Sortino
JM Flexicap Fund	15.77	0.98	1.03	1.54
Parag Parikh Flexi Cap Fund	10.24	0.62	1.15	1.57
HDFC Flexi Cap Fund	12.61	0.83	1.25	2.47
Franklin India Flexi Cap Fund	13.86	0.92	0.89	1.41

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	7.44 vs. 4.34 Higher outperformance against benchmark
Sharpe	1.03 vs. 5.47 Poor risk-adjusted returns
Beta	0.98 vs. 0.8 More sensitive to market's ups & downs
Standard deviation	15.77 vs. 10.92 More volatile performance

Compare JM Flexicap Fund in detail with

About this fund

About JM Flexicap Fund

JM Flexicap Fund-Growth is a Flexi Cap mutual fund scheme from Jm Financial Mutual Fund. This fund has been in existence for 17 yrs, having been launched on 31/07/2008. JM Flexicap Fund-Growth has ₹5,263 Crores worth of assets under management (AUM) as on 31/03/2025 and is small fund of its category. The latest Net Asset Value (NAV) of JM Flexicap Fund-Growth as of 30/05/2025 is ₹96.65. The fund has an expense ratio of 1.77%, which is higher than what most other Flexi Cap funds charge.

JM Flexicap Fund-Growth returns of last 1-year are 1.97%. Since launch, it has delivered 14.56% average annual returns. The fund has doubled the money invested in it every 4 yrs.
JM Flexicap Fund-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Services, Healthcare, Capital Goods, Technology sectors. It has taken less exposure in Financial, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., State Bank of India, Sun Pharmaceutical Industries Ltd., Cholamandalam Investment and Finance Company Ltd..

...

Fund AUM	5,263 Cr as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Satish Ramanathan

Mr. Ramanathan holds a B.Tech degree and has done MBA and CFA. Prior to joining JM Mutual Fund, he has worked with Sundaram BNP Paribas AMC and has an extensive experience in the asset management business with stints in Research division of Sundaram AMC and managing funds for Franklin Templeton. He has also worked with ICICI Securities for 4 years, with Birla Merlin & Dewoo Finance for 1 year, with ICRA Ltd. for 2 years and for 1 year with Tata Economic Consultancy Services.

Chaitanya Choksi

Mr. Choksi is a MMS (Finance) and CFA. Prior to joining JM Financials he has worked with Lotus AMC, Chanrai Finance Pvt. Ltd, IL&FS Investmart and UTI Investment Advisory Services Ltd.

Asit Bhandarkar

Mr. Bhandarkar is a B.Com (H) and MMS. Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.

Ruchi Fozdar

Ms. Ruchi is a graduate in science and PGDBM in finance Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund

Investment objective

The scheme which aims to provide capital appreciation by investing primarily in equity and equity related securities of various market depending upon valuation discount or premium amongst Large / Mid & Small cap stocks, the fund will keep varying the weights to capture the value while keeping an optimum Risk / Return profile.

JM Financial Mutual Fund details

No. of schemes	15 view all schemes
Total AUM	13,831 Cr as on Mar 31, 2025
Address	Office B-8th Floor-Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai, 400025
Phone	022-33797777 / 1800-103-8345

Frequently asked questions

What is the current NAV of JM Flexicap Fund?

The current Net Asset Value (NAV) of the JM Flexicap Fund - Direct Growth plan is approximately ₹96.6459 as of May 30, 2025.

What are the returns of this mutual fund scheme?

The JM Flexicap Fund is a 17 yrs old fund and has delivered average annual returns of 14.44% since inception.

JM Flexicap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-1.06%	25.58%	27.16%	16.14%	14.44%

How much does this mutual fund charge as expense ratio?

The JM Flexicap Fund - Direct Growth has an expense ratio of 1.77%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The JM Flexicap Fund currently has assets under management (AUM) or fund size valued at approximately 5,263 Cr as on Mar 31, 2025.

What are the top stock holdings of JM Flexicap Fund?

The JM Flexicap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.05%
ICICI Bank Ltd.	5.45%
State Bank of India	3.41%
Sun Pharmaceutical Industries Ltd.	3.16%
Cholamandalam Investment and Finance Company Ltd.	3.06%
Kotak Mahindra Bank Ltd.	2.99%
Bajaj Finance Ltd.	2.93%
REC Ltd.	2.9%
Godfrey Phillips India Ltd.	2.81%
Bharti Airtel Ltd.	2.73%

What are the top sectors JM Flexicap Fund has invested in?

The JM Flexicap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	29.959999999999997%
Services	11.149999999999999%
Healthcare	9.75%
Capital Goods	5.869999999999999%
Technology	5.73%
Consumer Staples	5.6000000000000005%
Automobile	4.949999999999999%
Energy	3.52%
Materials	2.7800000000000002%
Communication	2.73%

What is risk level of JM Flexicap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in JM Flexicap Fund?

JM Flexicap Fund-Growth is the regular plan of the fund. For this plan of you pay 1.77% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.47%. That's 1.3% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.3% if you opt for direct plan of JM Flexicap Fund

How can I redeem my investments in JM Flexicap Fund?

Redeeming your investments in JM Flexicap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in JM Flexicap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Flexi Cap

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 10 Years.
Chance: This fund has generated a 10.53% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Entry load of 2.25% for investment less than Rs. 2 crores. Exit load of 1% for investment less than Rs. 2 crores if redeemed within 1 year and 0.50% for investment equals to or greater than Rs.2 crores if redeemed within 3 months