LIC MF BSE Sensex Index Fund-Growth

Q: What are the returns of LIC MF BSE Sensex Index Fund?

The LIC MF BSE Sensex Index Fund is a 22 yrs 9 m old fund and has delivered average annual returns of 13.12% since inception. LIC MF BSE Sensex Index Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -2.1% 10.98% 16.11% 12.26% 13.12%

Previously called: LIC MF S&P BSE Sensex Index-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹150.8277+0.51% 1 day change	13.12% p.a.	App exclusive #NA View Ranked Funds	₹89 Cr

Historical NAV & returns

NAV: ₹150.8277 as on Sep 03, 2025

This fund Category average

LIC MF BSE Sensex Index Fund overview

Expense ratio	1.15% as on Aug 31, 2025
Plan type	Regular
Exit load	0.25% Exit load of 0.25%, if redeemed within 7 days.!
AUM (Fund size)	₹89 Cr
Lock-in Period	Nil
Age	22 yrs 9 m since Nov 14, 2002
Benchmark	BSE Sensex TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

LIC MF BSE Sensex Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-0.53%	0.74%
3 Months	-0.3%	1.22%
6 Months	10.68%	13.56%
1 Year	-2.1%	-4.46%
2 Years	10.91%	15.89%
3 Years	10.98%	13.69%
4 Years	8.63%	8.25%
5 Years	16.11%	15.25%
7 Years	11.42%	9.27%
10 Years	12.26%	11.19%

Asset allocationas on May 31, 2025

Large Cap 98.96%

Mid Cap 0.56%

Small Cap 0%

Other Cap 0%

Top holdings

HDFC Bank Ltd.15.99%

ICICI Bank Ltd.11.04%

Reliance Industries Ltd.9.82%

Infosys Ltd.5.61%

Top sectors

Financial 39.94%

Energy 12.85%

Technology 11.39%

Consumer Staples 6.3100000000000005%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF BSE Sensex Index Fund	N.A.	89 Cr	22 yrs 9 m	1.15%
DSP Nifty 50 Equal Weight Index Fund	N.A.	2,136 Cr	7 yrs 11 m	0.39%
Sundaram Nifty 100 Equal Weight Fund	N.A.	106 Cr	12 yrs 8 m	0.61%
Nippon India Nifty Next 50 Junior BeES FoF	N.A.	550 Cr	6 yrs 6 m	0.12%
DSP Nifty Next 50 Index Fund	N.A.	1,008 Cr	6 yrs 6 m	0.25%
UTI Nifty Next 50 Index Fund	N.A.	5,288 Cr	7 yrs 3 m	0.34%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF BSE Sensex Index Fund	-0.53%	10.68%	-2.1%	10.98%	16.11%	12.26%
DSP Nifty 50 Equal Weight Index Fund	2.37%	15.57%	-1.65%	16.78%	22.65%	10.19%
Sundaram Nifty 100 Equal Weight Fund	1.63%	16.83%	-4.75%	16.29%	21.13%	12.94%
Nippon India Nifty Next 50 Junior BeES FoF	0.67%	16.58%	-10.26%	16.09%	20.56%	9.48%
DSP Nifty Next 50 Index Fund	0.95%	16.95%	-10.15%	16.13%	20.52%	10.29%
UTI Nifty Next 50 Index Fund	0.93%	16.89%	-10.0%	16.11%	20.49%	9.53%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF BSE Sensex Index Fund	11.69	0.91	0.37	0.65
DSP Nifty 50 Equal Weight Index Fund	13.25	1.02	0.7	1.07
Sundaram Nifty 100 Equal Weight Fund	14.5	1.1	0.62	1.01
Nippon India Nifty Next 50 Junior BeES FoF	17.72	1.26	0.53	0.8
DSP Nifty Next 50 Index Fund	17.97	1.28	0.52	0.79
UTI Nifty Next 50 Index Fund	17.96	1.28	0.52	0.79

View all Large Cap Index funds

Key risk & return ratios Compared to other funds in the category

Alpha	-2.17 vs. 2.82 Underperformed at beating benchmark
Sharpe	0.37 vs. 2.9 Poor risk-adjusted returns
Beta	0.91 vs. 0.6 More sensitive to market's ups & downs
Standard deviation	11.69 vs. 8.95 More volatile performance

Compare LIC MF BSE Sensex Index Fund in detail with

About this fund

About LIC MF BSE Sensex Index Fund

LIC MF BSE Sensex Index Fund-Growth is a Large Cap Index mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 22 yrs 9 m, having been launched on 14/11/2002. LIC MF BSE Sensex Index Fund-Growth has ₹89 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF BSE Sensex Index Fund-Growth as of 03/09/2025 is ₹150.83. The fund has an expense ratio of 1.15%, which is higher than what most other Large Cap Index funds charge.

LIC MF BSE Sensex Index Fund-Growth returns of last 1-year are -2.35%. Since launch, it has delivered 13.14% average annual returns. The fund has doubled the money invested in it every 5 yrs.
LIC MF BSE Sensex Index Fund-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Financial, Energy, Technology, Consumer Staples, Automobile sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Infosys Ltd., Bharti Airtel Ltd..

...

Fund AUM	89 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Sumit Bhatnagar

Mr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA). Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.

Investment objective

The scheme aims to generate returns commensurate with the performance of BSE Sensex by investing in the index stocks, subject to tracking errors.

LIC Mutual Fund details

No. of schemes	30 view all schemes
Total AUM	38,854 Cr as on Jun 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,005 Cr	-6.36%	30.93%
LIC MF Large & Mid Cap Fund	N.A.	3,055 Cr	-5.24%	20.1%
LIC MF ELSS Tax Saver	N.A.	1,113 Cr	-2.51%	18.35%
LIC MF Nifty 50 Index Fund	N.A.	331 Cr	-1.74%	16.92%
LIC MF Flexi Cap Fund	N.A.	980 Cr	-4.85%	16.36%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF BSE Sensex Index Fund?

The current Net Asset Value (NAV) of the LIC MF BSE Sensex Index Fund - Direct Growth plan is approximately ₹150.8277 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The LIC MF BSE Sensex Index Fund is a 22 yrs 9 m old fund and has delivered average annual returns of 13.12% since inception.

LIC MF BSE Sensex Index Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-2.1%	10.98%	16.11%	12.26%	13.12%

How much does this mutual fund charge as expense ratio?

The LIC MF BSE Sensex Index Fund - Direct Growth has an expense ratio of 1.15%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The LIC MF BSE Sensex Index Fund currently has assets under management (AUM) or fund size valued at approximately 89 Cr as on May 31, 2025.

What are the top stock holdings of LIC MF BSE Sensex Index Fund?

The LIC MF BSE Sensex Index Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	15.99%
ICICI Bank Ltd.	11.04%
Reliance Industries Ltd.	9.82%
Infosys Ltd.	5.61%
Bharti Airtel Ltd.	5.22%
Larsen & Toubro Ltd.	4.42%
ITC Ltd.	3.97%
Tata Consultancy Services Ltd.	3.2%
State Bank of India	3.19%
Axis Bank Ltd.	3.17%

What are the top sectors LIC MF BSE Sensex Index Fund has invested in?

The LIC MF BSE Sensex Index Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	39.94%
Energy	12.85%
Technology	11.39%
Consumer Staples	6.3100000000000005%
Automobile	6.15%
Communication	5.22%
Services	4.44%
Construction	4.42%
Materials	2.62%
Healthcare	1.88%

What is risk level of LIC MF BSE Sensex Index Fund?

This is a Large Cap Index fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in LIC MF BSE Sensex Index Fund?

LIC MF BSE Sensex Index Fund-Growth is the regular plan of the fund. For this plan of you pay 1.15% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.79%. That's 0.3599999999999999% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.3599999999999999% if you opt for direct plan of LIC MF BSE Sensex Index Fund

How can I redeem my investments in LIC MF BSE Sensex Index Fund?

Redeeming your investments in LIC MF BSE Sensex Index Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in LIC MF BSE Sensex Index Fund from anywhere else, you can go to the fund house website and put a request through it.