Question 1

What is the current NAV of LIC MF Consumption Fund Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the LIC MF Consumption Fund - Direct Growth plan is approximately ₹9.9843 as of Dec 04, 2025.

Question 2

How much does this mutual fund charge as expense ratio?

Accepted Answer

The LIC MF Consumption Fund - Direct Growth has an expense ratio of 0.61%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 3

What is the AUM or fund size of this mutual fund?

Accepted Answer

The LIC MF Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 0 Cr .

Question 4

What is risk level of LIC MF Consumption Fund?

Accepted Answer

This is a Thematic-consumption fund comes with Very High risk.

Question 5

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 6

How do I invest in LIC MF Consumption Fund Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for LIC MF Consumption Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the LIC MF Consumption Fund is complete.

Question 7

How can I redeem my investments in LIC MF Consumption Fund?

Accepted Answer

Redeeming your investments in the LIC MF Consumption Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.61% as on Nov 30, 2025
Exit load	1.0% Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. !
AUM (Fund size)	NA
Lock-in Period	Nil
Age	1 m since Oct 31, 2025
Benchmark	NIFTY India Consumption TRI
Min. investment	Lumpsum: ₹1000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Fund name	1M	6M	1Y	3Y	5Y	10Y
LIC MF Consumption Fund	N.A.	N.A.	N.A.	N.A.	N.A.	N.A.
Nippon India Consumption Fund	-0.86%	4.76%	2.63%	16.6%	22.21%	14.6%
ICICI Prudential Bharat Consumption Fund	-0.71%	5.91%	3.37%	17.6%	19.53%	10.81%
Mirae Asset Great Consumer Fund	-0.67%	7.5%	3.89%	18.15%	21.07%	17.47%
SBI Consumption Opportunities Fund	-1.36%	2.13%	-5.47%	14.72%	21.94%	16.34%
Tata India Consumer Fund	-1.87%	6.5%	0.85%	19.02%	19.76%	18.01%

Fund name	Std. deviation	Beta	Sharpe	Sortino
LIC MF Consumption Fund	N.A.	N.A.	N.A.	N.A.
Nippon India Consumption Fund	13.44	0.78	0.76	0.96
ICICI Prudential Bharat Consumption Fund	12.42	0.72	0.87	1.1
Mirae Asset Great Consumer Fund	14.53	0.87	0.79	1.05
SBI Consumption Opportunities Fund	13.97	0.81	0.61	0.83
Tata India Consumer Fund	14.12	0.81	0.9	1.11

Fund name	ETM Rank	AUM	Fund age	Expense ratio
LIC MF Consumption Fund	N.A.	0 Cr	1 m	0.61%
Nippon India Consumption Fund	N.A.	2,801 Cr	12 yrs 11 m	0.55%
ICICI Prudential Bharat Consumption Fund	N.A.	3,273 Cr	6 yrs 8 m	1.09%
Mirae Asset Great Consumer Fund	N.A.	4,769 Cr	12 yrs 11 m	0.41%
SBI Consumption Opportunities Fund	N.A.	3,259 Cr	12 yrs 11 m	0.92%
Tata India Consumer Fund	N.A.	2,660 Cr	10 yrs	0.69%

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,054 Cr	-3.37%	28.95%
LIC MF Small Cap Fund	N.A.	647 Cr	-12.36%	25.21%
LIC MF Dividend Yield Fund	N.A.	698 Cr	1.75%	20.66%
LIC MF Midcap Fund	N.A.	348 Cr	0.17%	19.83%
LIC MF Large & Mid Cap Fund	N.A.	3,152 Cr	0.07%	19.07%
LIC MF Value Fund	N.A.	211 Cr	-5.56%	18.11%

LIC MF Consumption Fund Direct-Growth

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