LIC MF Children's Fund

Q: What are the returns of this mutual fund scheme?

The LIC MF Children's Fund is a 24 yrs old fund and has delivered average annual returns of 5.08% since inception. LIC MF Children's Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 0.9% 11.44% 12.68% 8.55% 5.08%

Q: How much does this mutual fund charge as expense ratio?

The LIC MF Children's Fund has an expense ratio of 2.45% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: LIC MF Children's Gift-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹32.9154+0.32% 1 day change	5.08% p.a.	App exclusive #NA View Ranked Funds	₹15 Cr

Historical NAV & returns

NAV: ₹32.9154 as on Oct 20, 2025

This fund Category average

LIC MF Children's Fund overview

AUM (Fund size)	₹15 Cr
Exit load	0%
Lock-in Period	5 Years
Age	24 yrs since Sep 26, 2001
Benchmark	CRISIL Hybrid 35+65 Aggressive Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Expense ratio	2.45% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

LIC MF Children's Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Asset allocationas on Sep 30, 2025

Large Cap 37.4%

Mid Cap 18.24%

Small Cap 29.98%

Other Cap 0%

Top holdings

State Bank of India4.08%

Tata Power Company Ltd.3.41%

Axis Bank Ltd.3.26%

Maruti Suzuki India Ltd.3.05%

Top sectors

Financial 14.91%

Healthcare 8.58%

Services 7.0%

Capital Goods 6.83%

SOV 9.0%

Cash & Call Money 2.35000001%

Top Debt Holdings

GOI 10.35%

Allocation by Instruments

GOI Securities 10.35134885%

Repo 4.63632889%

Other Holdings

Others 4.64%

Detailed portfolio analysis

Key risk & return ratios Compared to other funds in the category

Alpha	-3.46 vs. 1.82 Underperformed at beating benchmark
Sharpe	0.4 vs. 3.83 Poor risk-adjusted returns
Beta	0.9 vs. 0.56 More sensitive to market's ups & downs
Standard deviation	13.08 vs. 8.53 More volatile performance

Compare LIC MF Children's Fund in detail with

About this fund

About LIC MF Children's Fund

LIC MF Children's Fund is a Children Solutions mutual fund scheme from Lic Mutual Fund. This fund has been in existence for 24 yrs, having been launched on 26/09/2001. LIC MF Children's Fund has ₹15 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of LIC MF Children's Fund as of 20/10/2025 is ₹32.92. The fund has an expense ratio of 2.45%, which is higher than what most other Children Solutions funds charge.

LIC MF Children's Fund returns of last 1-year are -3.99%. Since launch, it has delivered 5.10% average annual returns. The fund has doubled the money invested in it every 6 yrs.
LIC MF Children's Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund has the majority of its money invested in Financial, Healthcare, Services, Capital Goods, Energy sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in GOI, State Bank of India, Tata Power Company Ltd., Axis Bank Ltd., Maruti Suzuki India Ltd..

...

Fund AUM	15 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Karan Doshi

Mr. Doshi is a Bachelor of Engineering, MMS (Finance) Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.

Pratik Harish Shroff

Mr. Shroff has done B.Com, M.Com, CFA, FRM and Executive Programme in Applied Finance – IIM, Calcutta Prior to joining LIC Mutual Fund, he was associated with CTBC Bank Ltd, IndusInd Bank Ltd, Industrial and Commercial Bank of China, Tata Mutual Fund and LKP Securities

Investment objective

The scheme seeks to provide long term growth of capital through a judicious mix of investments mainly in quality debt securities with relatively low level of risks.

LIC Mutual Fund details

No. of schemes	30 view all schemes
Total AUM	41,742 Cr as on Sep 30, 2025
Address	Industrial Assurance Building Ground Floor, Opp. Churchgate Station Mumbai, 400020
Email	br.mumbai@licmf.com
Phone	022-66016177 / 022-66016178

More funds from LIC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
LIC MF Infrastructure Fund	N.A.	1,025 Cr	4.77%	31.34%
LIC MF Small Cap Fund	N.A.	632 Cr	-1.39%	27.78%
LIC MF Midcap Fund	N.A.	335 Cr	2.8%	22.25%
LIC MF Dividend Yield Fund	N.A.	660 Cr	6.5%	22.16%
LIC MF Large & Mid Cap Fund	N.A.	3,047 Cr	3.71%	20.1%
LIC MF Value Fund	N.A.	195 Cr	0.44%	19.06%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of LIC MF Children's Fund?

The current Net Asset Value (NAV) of the LIC MF Children's Fund plan is approximately ₹32.9154 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The LIC MF Children's Fund is a 24 yrs old fund and has delivered average annual returns of 5.08% since inception.

LIC MF Children's Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
0.9%	11.44%	12.68%	8.55%	5.08%

How much does this mutual fund charge as expense ratio?

The LIC MF Children's Fund has an expense ratio of 2.45%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The LIC MF Children's Fund currently has assets under management (AUM) or fund size valued at approximately 15 Cr as on Sep 30, 2025.

What are the top stock holdings of LIC MF Children's Fund?

The LIC MF Children's Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
State Bank of India	4.08%
Tata Power Company Ltd.	3.41%
Axis Bank Ltd.	3.26%
Maruti Suzuki India Ltd.	3.05%
ICICI Bank Ltd.	2.56%
Larsen & Toubro Ltd.	2.54%
Arvind Fashions Ltd.	2.51%
Kotak Mahindra Bank Ltd.	2.42%
Mahindra & Mahindra Ltd.	2.2%
Transrail Lighting Ltd.	2.07%

What are the top sectors LIC MF Children's Fund has invested in?

The LIC MF Children's Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	14.91%
Healthcare	8.58%
Services	7.0%
Capital Goods	6.83%
Energy	6.6%
Automobile	6.529999999999999%
Technology	6.430000000000001%
Construction	5.64%
Consumer Staples	5.04%
Chemicals	4.2%

What is risk level of LIC MF Children's Fund?

This is a Children Solutions fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 5 years.

How can I redeem my investments in LIC MF Children's Fund?

Redeeming your investments in the LIC MF Children's Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.