Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.1829+0.06% 1 day change	1.75%	App exclusive #NA View Ranked Funds	₹360 Cr

Historical NAV & returns

NAV: ₹10.1829 as on Oct 20, 2025

This fund Category average

Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund overview

AUM (Fund size)	₹360 Cr
Exit load	0%
Lock-in Period	Nil
Age	3 m since Jun 27, 2025
Benchmark	Nifty AAA Financial Services Bond Mar 2028
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.35% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.69%	0.62%
3 Months	1.55%	1.11%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 94.49%

Cash & Call Money 5.51%

Top Debt Holdings

Aditya Birla Housing Finance Ltd. 14.07%

LIC Housing Finance Ltd. 12.7%

Mahindra & Mahindra Financial Services Ltd. 11.29%

Bajaj Housing Finance Ltd. 11.27%

Allocation by Instruments

Debenture 47.93000000000001%

Non Convertible Debenture 32.45%

Floating Rate Bond 12.7%

Net Current Assets 5.07%

Other Holdings

Others 5.07%

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	0.69%	N.A.	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	1.14%	3.4%	8.85%	8.55%	6.59%	4.45%
BHARAT Bond FOF - April 2031	1.34%	3.64%	8.86%	8.85%	6.53%	3.33%
Kotak Nifty G-Sec July 2033 Index Fund	0.63%	2.09%	8.38%	6.11%	3.62%	1.8%
HDFC NIFTY G-Sec Jun 2036 Index Fund	0.56%	0.9%	7.63%	7.95%	4.7%	2.32%
SBI CRISIL IBX Gilt Index - June 2036 Fund	0.55%	0.86%	7.51%	8.87%	5.34%	2.63%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	2.07	4.3	0.84	1.71
BHARAT Bond FOF - April 2031	2.36	4.52	0.81	1.35
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	N.A.	N.A.	N.A.
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	N.A.	N.A.	N.A.

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	N.A.	360 Cr	3 m	0.35%
BHARAT Bond FOF - April 2030	N.A.	9,601 Cr	5 yrs 10 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,731 Cr	5 yrs 3 m	0.08%
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	21 Cr	2 yrs 1 m	0.39%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	966 Cr	2 yrs 7 m	0.38%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,709 Cr	3 yrs 1 m	0.49%

View all Target Maturity funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund in detail with

About this fund

About Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund

Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund is a Target Maturity mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 3 m, having been launched on 27/06/2025. Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund has ₹360 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund as of 20/10/2025 is ₹10.18. The fund has an expense ratio of 0.35%, which is higher than what most other Target Maturity funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Aditya Birla Housing Finance Ltd., LIC Housing Finance Ltd., Mahindra & Mahindra Financial Services Ltd., Bajaj Housing Finance Ltd., HDB Financial Services Ltd..

...

Fund AUM	360 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Investment objective

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of Nifty AAA Financial Services Bond Mar 2028 Index which seeks to track the performance of AAA issuers from the financial services sector maturing near target date of the index.

Kotak Mahindra Mutual Fund details

No. of schemes	83 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	2,937 Cr	7.27%	8.65%
Kotak FMP Series 304 - 3119 Days	N.A.	117 Cr	8.69%	N.A.
Kotak Medium Term Fund	N.A.	1,837 Cr	8.73%	8.07%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	N.A.	548 Cr	8.18%	7.91%
Kotak Floating Rate Fund	N.A.	2,989 Cr	8.3%	7.9%
Kotak Income Plus Arbitrage Omni FoF	N.A.	6,346 Cr	7.62%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund?

The current Net Asset Value (NAV) of the Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund plan is approximately ₹10.1829 as of Oct 20, 2025.

How much does this mutual fund charge as expense ratio?

The Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund has an expense ratio of 0.35%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund currently has assets under management (AUM) or fund size valued at approximately 360 Cr as on Sep 30, 2025.

To whom does Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund lend to?

The top 3 debt holdings of Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund are as follows

Holding Name	Percentage of Portfolio
Aditya Birla Housing Finance Ltd.	14.07%
LIC Housing Finance Ltd.	12.7%
Mahindra & Mahindra Financial Services Ltd.	11.29%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	94.49%
Cash & Call Money	5.51%

What is risk level of Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund?

This is a Target Maturity fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund?

Redeeming your investments in the Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Target Maturity

#NA

Return Outperformance: This fund has generated highest return amongst Target Maturity funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.