Kotak Multi Asset Allocation Fund

Q: What are the returns of this mutual fund scheme?

The Kotak Multi Asset Allocation Fund is a 2 yrs 1 m old fund and has delivered average annual returns of 19.59% since inception. Kotak Multi Asset Allocation Fund Returns 1-Year Since Inception 13.74% 19.59%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.649-0.7% 1 day change	19.59% p.a.	App exclusive #NA View Ranked Funds	₹8,958 Cr

Historical NAV & returns

NAV: ₹14.649 as on Oct 20, 2025

This fund Category average

Kotak Multi Asset Allocation Fund overview

AUM (Fund size)	₹8,958 Cr
Exit load	1.0% Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.!
Lock-in Period	Nil
Age	2 yrs 1 m since Aug 31, 2023
Benchmark	NA
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.72% as on Sep 30, 2025
Plan type	Regular
Risk	Very High

Kotak Multi Asset Allocation Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	2.87%	2.84%
3 Months	9.51%	5.3%
6 Months	15.6%	10.01%
1 Year	13.74%	12.32%
2 Years	20.88%	19.06%

Asset allocationas on Sep 30, 2025

Large Cap 39.29%

Mid Cap 14%

Small Cap 11.74%

Other Cap 0%

Top holdings

Maruti Suzuki India Ltd.4.65%

State Bank of India4.18%

Hero Motocorp Ltd.3.67%

Infosys Ltd.2.98%

Top sectors

Financial 15.690000000000001%

Automobile 10.200000000000001%

Energy 8.21%

Technology 7.540000000000001%

SOV 8.34594%

Cash & Call Money 2.96604%

A1+ 1.40307%

AAA 1.10396%

Top Debt Holdings

Bihar State 0.76%

IndiGrid Infrastructure Trust 0.57%

Nuvoco Vistas Corporation Ltd. 0.56%

REC Ltd. 0.31%

Allocation by Instruments

Mutual Fund 20.61%

GOI Securities 6.970000000000001%

Net Current Assets 1.69%

Repo 1.34%

Other Holdings

Kotak Silver ETF Regular - Growth 14.65%

Kotak Gold ETF 5.66%

Others 1.69%

Kotak Liquid - Plan A - Direct Plan-Growth 0.3%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Multi Asset Allocation Fund	2.87%	15.6%	13.74%	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	3.49%	12.43%	13.64%	20.1%	20.49%	15.09%
ICICI Prudential Asset Allocator Fund (FOF)	1.74%	6.53%	9.62%	14.47%	15.51%	12.35%
ICICI Prudential Multi Asset Fund	2.92%	9.54%	13.66%	20.15%	25.43%	15.78%
SBI Multi Asset Allocation Fund	3.02%	10.99%	12.82%	17.57%	15.51%	11.49%
Nippon India Multi Asset Allocation Fund	2.87%	13.83%	15.73%	20.72%	18.45%	8.88%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Multi Asset Allocation Fund	N.A.	N.A.	N.A.	N.A.
Kotak Multi Asset Omni FoF	8.09	0.88	1.52	2.01
ICICI Prudential Asset Allocator Fund (FOF)	5.14	0.56	1.37	1.94
ICICI Prudential Multi Asset Fund	6.9	0.7	1.79	3.03
SBI Multi Asset Allocation Fund	6.78	0.7	1.38	2.53
Nippon India Multi Asset Allocation Fund	7.75	0.83	1.66	2.66

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Multi Asset Allocation Fund	N.A.	8,958 Cr	2 yrs 1 m	1.72%
Kotak Multi Asset Omni FoF	N.A.	1,964 Cr	21 yrs 3 m	1.08%
ICICI Prudential Asset Allocator Fund (FOF)	N.A.	27,750 Cr	21 yrs 11 m	1.24%
ICICI Prudential Multi Asset Fund	N.A.	68,000 Cr	23 yrs	1.38%
SBI Multi Asset Allocation Fund	N.A.	10,484 Cr	19 yrs 11 m	1.41%
Nippon India Multi Asset Allocation Fund	N.A.	7,759 Cr	5 yrs 2 m	1.42%

View all Multi Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak Multi Asset Allocation Fund in detail with

About this fund

About Kotak Multi Asset Allocation Fund

Kotak Multi Asset Allocation Fund is a Multi Asset Allocation mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 2 yrs 1 m, having been launched on 31/08/2023. Kotak Multi Asset Allocation Fund has ₹8,958 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Multi Asset Allocation Fund as of 20/10/2025 is ₹14.65. The fund has an expense ratio of 1.72%, which is higher than what most other Multi Asset Allocation funds charge. Currently, the fund has a 65.04% allocation to equity and 10.85% to Debt.

Kotak Multi Asset Allocation Fund returns of last 1-year are 12.22%. Since launch, it has delivered 20.15% average annual returns.
The fund's equity portion is primarily invested in Unclassified, Financial, Automobile, Energy, Technology sectors. It has taken less exposure in Unclassified, Financial sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Kotak Silver ETF Regular - Growth, Kotak Gold ETF, Maruti Suzuki India Ltd., State Bank of India, Hero Motocorp Ltd..

...

Fund AUM	8,958 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Devender Singhal

Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi. Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Hiten Shah

Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University. Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.

Jeetu Valechha Sonar

Mr. Sonar is a Post Graduate Diploma in Management in Finance management Prior to joining Kotak AMC Limited, he has worked as institutional dealer with Kotak Securities Ltd. and is part of Kotak Group since 2014.

Investment objective

The scheme seeks to generate long term capital appreciation by investing in Equity & Equity related Securities, Debt & Money Market Instruments, Commodity ETFs and Exchange Traded Commodity Derivatives.

Kotak Mahindra Mutual Fund details

No. of schemes	83 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Kotak Multi Asset Omni FoF	N.A.	1,964 Cr	13.64%	20.49%
Kotak Balanced Advantage Fund	N.A.	17,475 Cr	6.29%	12.01%
Kotak Equity Savings Fund	N.A.	8,782 Cr	8.15%	11.63%
Kotak Debt Hybrid Fund	N.A.	3,097 Cr	5.65%	10.82%
Kotak Arbitrage Fund	N.A.	71,518 Cr	6.47%	5.89%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Multi Asset Allocation Fund?

The current Net Asset Value (NAV) of the Kotak Multi Asset Allocation Fund plan is approximately ₹14.649 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Kotak Multi Asset Allocation Fund is a 2 yrs 1 m old fund and has delivered average annual returns of 19.59% since inception.

Kotak Multi Asset Allocation Fund Returns

1-Year	Since Inception
13.74%	19.59%

How much does this mutual fund charge as expense ratio?

The Kotak Multi Asset Allocation Fund has an expense ratio of 1.72%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Multi Asset Allocation Fund currently has assets under management (AUM) or fund size valued at approximately 8,958 Cr as on Sep 30, 2025.

What are the top stock holdings of Kotak Multi Asset Allocation Fund?

The Kotak Multi Asset Allocation Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Maruti Suzuki India Ltd.	4.65%
State Bank of India	4.18%
Hero Motocorp Ltd.	3.67%
Infosys Ltd.	2.98%
NTPC Ltd.	2.98%
Poonawalla Fincorp Ltd.	2.41%
Bharti Airtel Ltd.	2.31%
HDFC Bank Ltd.	2.27%
Power Finance Corporation Ltd.	2.2%
Bank Of Baroda	2.16%

What are the top sectors Kotak Multi Asset Allocation Fund has invested in?

The Kotak Multi Asset Allocation Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	15.690000000000001%
Automobile	10.200000000000001%
Energy	8.21%
Technology	7.540000000000001%
Services	7.290000000000001%
Consumer Staples	7.02%
Communication	4.59%
Healthcare	1.32%
Capital Goods	0.95%
Chemicals	0.72%

To whom does Kotak Multi Asset Allocation Fund lend to?

The top 3 debt holdings of Kotak Multi Asset Allocation Fund are as follows

Holding Name	Percentage of Portfolio
Bihar State	0.76%
IndiGrid Infrastructure Trust	0.57%
Nuvoco Vistas Corporation Ltd.	0.56%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Multi Asset Allocation Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	8.34594%
Cash & Call Money	2.96604%
A1+	1.40307%

What is risk level of Kotak Multi Asset Allocation Fund?

This is a Multi Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak Multi Asset Allocation Fund?

Redeeming your investments in the Kotak Multi Asset Allocation Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Multi Asset Allocation

#NA

Return Outperformance: This fund has generated highest return amongst Multi Asset Allocation funds in the last 2 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year.