Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.4421+0.05% 1 day change	4.37%	App exclusive #NA View Ranked Funds	₹473 Cr

Historical NAV & returns

NAV: ₹10.4421 as on Oct 20, 2025

This fund Category average

Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund overview

AUM (Fund size)	₹473 Cr
Exit load	0%
Lock-in Period	Nil
Age	8 m since Feb 21, 2025
Benchmark	CRISIL-IBX Financial Services 3 to 6 Months Debt
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.35% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 17, 2025

Period	This fund	Category average
1 Month	0.46%	0.47%
3 Months	1.44%	1.36%
6 Months	3.13%	3.07%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 54.64%

AAA 41.39%

Cash & Call Money 3.97%

Top Debt Holdings

REC Ltd. 10.62%

Small Industries Devp. Bank of India Ltd. 10.61%

HDB Financial Services Ltd. 10.61%

National Bank For Agriculture & Rural Development 10.31%

Allocation by Instruments

Certificate of Deposit 38.17%

Debenture 22.29%

Non Convertible Debenture 19.1%

Commercial Paper 16.47%

Other Holdings

Others 1.6%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	0.46%	3.13%	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Ultra Short Term Fund	0.5%	3.3%	7.26%	7.2%	5.93%	6.92%
Mahindra Manulife Ultra Short Duration Fund	0.47%	3.11%	7.0%	7.05%	5.63%	3.43%
WhiteOak Capital Ultra Short Duration Fund	0.43%	2.89%	6.57%	6.59%	5.38%	3.31%
HDFC Ultra Short Term Fund	0.5%	3.19%	7.14%	7.16%	5.78%	4.45%
HSBC Ultra Short Duration Fund	0.49%	3.17%	7.14%	7.17%	5.76%	3.27%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	N.A.	N.A.	N.A.	N.A.
ICICI Prudential Ultra Short Term Fund	0.27	0.65	2.4	4.46
Mahindra Manulife Ultra Short Duration Fund	0.24	0.57	2.18	3.83
WhiteOak Capital Ultra Short Duration Fund	0.24	0.58	0.38	0.64
HDFC Ultra Short Term Fund	0.26	0.65	2.32	4.32
HSBC Ultra Short Duration Fund	0.26	0.64	2.47	4.16

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	N.A.	473 Cr	8 m	0.35%
ICICI Prudential Ultra Short Term Fund	N.A.	14,697 Cr	14 yrs 6 m	0.8%
Mahindra Manulife Ultra Short Duration Fund	N.A.	208 Cr	6 yrs	0.7%
WhiteOak Capital Ultra Short Duration Fund	N.A.	531 Cr	6 yrs 5 m	1.03%
HDFC Ultra Short Term Fund	N.A.	16,700 Cr	7 yrs 1 m	0.7%
HSBC Ultra Short Duration Fund	N.A.	2,496 Cr	5 yrs 9 m	0.35%

View all Ultra Short Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund in detail with

About this fund

About Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund

Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a Ultra Short Duration mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 8 m, having been launched on 21/02/2025. Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund has ₹473 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund as of 20/10/2025 is ₹10.44. The fund has an expense ratio of 0.35%, which is close to what most other Ultra Short Duration funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in REC Ltd., Small Industries Devp. Bank of India Ltd., HDB Financial Services Ltd., National Bank For Agriculture & Rural Development, ICICI Securities Ltd..

...

Fund AUM	473 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Manu Sharma

Mr. Sharma has done M.Com and CA. He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.

Investment objective

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL IBX Financial Services 3-6 Months Debt Index that seeks to track the performance of Commercial Papers (CPs), Certificates of Deposit (CDs) & corporate bond securities maturing within 3 to 6 months from the date of inclusion in the index.

Kotak Mahindra Mutual Fund details

No. of schemes	83 view all schemes
Total AUM	5,66,982 Cr as on Sep 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

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Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	N.A.	2,937 Cr	7.27%	8.65%
Kotak FMP Series 304 - 3119 Days	N.A.	117 Cr	8.69%	N.A.
Kotak Medium Term Fund	N.A.	1,837 Cr	8.73%	8.07%
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	N.A.	548 Cr	8.18%	7.91%
Kotak Floating Rate Fund	N.A.	2,989 Cr	8.3%	7.9%
Kotak Income Plus Arbitrage Omni FoF	N.A.	6,346 Cr	7.62%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

The current Net Asset Value (NAV) of the Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund plan is approximately ₹10.4421 as of Oct 20, 2025.

How much does this mutual fund charge as expense ratio?

The Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund has an expense ratio of 0.35%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund currently has assets under management (AUM) or fund size valued at approximately 473 Cr as on Sep 30, 2025.

To whom does Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund lend to?

The top 3 debt holdings of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund are as follows

Holding Name	Percentage of Portfolio
REC Ltd.	10.62%
Small Industries Devp. Bank of India Ltd.	10.61%
HDB Financial Services Ltd.	10.61%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	54.64%
AAA	41.39%
Cash & Call Money	3.97%

What is risk level of Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

This is a Ultra Short Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

Redeeming your investments in the Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.