Kotak Consumption Fund Direct - Growth

Q: What are the returns of Kotak Consumption Fund?

The Kotak Consumption Fund is a 1 yrs 5 m old fund and has delivered average annual returns of 21.49% since inception. Kotak Consumption Fund Returns 1-Year Since Inception 18.32% 21.49%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹13.223+0.82% 1 day change	21.49% p.a.	#NA View Ranked Funds	N.A.

Historical NAV & returns

NAV: ₹13.223 as on Apr 23, 2025

This fund Category average

Kotak Consumption Fund overview

VRO rating	N.A.
Expense ratio	0.55% as on Mar 31, 2025
Exit load	0.5% 0.5% for redemption within 90 Days!
AUM (Fund size)	₹1,172 Crs
Lock-in	No Lockin
Age	1 yrs 5 m since Oct 25, 2023
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP ₹500 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Kotak Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 10, 2025

Period	This fund	Category average
1 month	4.23%	5.85%
3 months	1.49%	3.89%
6 months	-2.76%	-3.07%
1 year	18.32%	11.58%

Asset allocationas on Mar 31, 2025

Large Cap 60.554480000000005%

Mid Cap 7.991759999999999%

Small Cap 30.863700000000005%

Other Cap 0.009940000000005085%

Top holdings

Bharti Airtel Ltd.10.02%

ITC Ltd.8.61%

Maruti Suzuki India Ltd.8.15%

Hindustan Unilever Ltd.6.56%

Top sectors

Consumer Staples 30.570000000000004%

Services 22.95%

Automobile 18.82%

Healthcare 10.48%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 3.33%

Other Holdings

Others 3.33%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Kotak Consumption Fund	N.A.	₹1,172 Crs	1 yrs 5 m	0.55%
SBI Consumption Opportunities Fund	N.A.	₹2,904 Crs	12 yrs 3 m	0.94%
Nippon India Consumption Fund	N.A.	₹2,183 Crs	12 yrs 3 m	0.57%
ICICI Prudential Bharat Consumption Fund	N.A.	₹2,967 Crs	6 yrs	1.28%
Mirae Asset Great Consumer Fund	N.A.	₹3,872 Crs	12 yrs 3 m	0.52%
Baroda BNP Paribas India Consumption Fund	N.A.	₹1,369 Crs	6 yrs 8 m	0.66%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Consumption Fund	4.23%	-2.76%	18.32%	N.A.	N.A.	N.A.
SBI Consumption Opportunities Fund	4.99%	-5.15%	10.89%	19.51%	29.78%	16.85%
Nippon India Consumption Fund	8.35%	0.06%	13.17%	22.33%	29.72%	16.03%
ICICI Prudential Bharat Consumption Fund	4.83%	-3.69%	8.44%	19.65%	24.06%	10.05%
Mirae Asset Great Consumer Fund	6.23%	-5.5%	10.61%	19.95%	26.75%	16.59%
Baroda BNP Paribas India Consumption Fund	5.35%	-0.99%	14.83%	19.61%	24.53%	13.16%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Consumption Fund	N.A.	N.A.	N.A.	N.A.
SBI Consumption Opportunities Fund	14.85	0.77	0.75	1.04
Nippon India Consumption Fund	14.73	0.77	0.82	1.14
ICICI Prudential Bharat Consumption Fund	12.71	0.65	0.89	1.16
Mirae Asset Great Consumer Fund	15.87	0.85	0.73	1.04
Baroda BNP Paribas India Consumption Fund	14.86	0.8	0.74	1.08

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak Consumption Fund in detail with

About this fund

About Kotak Consumption Fund

Kotak Consumption Fund Direct - Growth is a Thematic-Consumption mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 1 yrs 5 m, having been launched on 25/10/2023. Kotak Consumption Fund Direct - Growth has ₹1,172 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Consumption Fund Direct - Growth as of 23/04/2025 is ₹13.22. The fund has an expense ratio of 0.55%, which is less than what most other Thematic-consumption funds charge.

Kotak Consumption Fund Direct - Growth returns of last 1-year are 18.53%. Since launch, it has delivered 21.48% average annual returns.
The fund has the majority of its money invested in Consumer Staples, Services, Automobile, Healthcare, Communication sectors. It has taken less exposure in Consumer Staples, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Bharti Airtel Ltd., ITC Ltd., Maruti Suzuki India Ltd., Hindustan Unilever Ltd., Eternal Ltd..

...

Fund AUM	₹1,172 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Devender Singhal

Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi. Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Investment objective

The scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in consumption and consumption related activities.

Kotak Mahindra Mutual Fund details

No. of schemes	77 view all schemes
Total AUM	₹4,87,121 Crs as on Mar 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Kotak Small Cap Fund	N.A.	₹15,706 Crs	7.46%	35.96%
Kotak Infrastructure and Economic Reform Fund	N.A.	₹2,133 Crs	1.75%	34.63%
Kotak Emerging Equity Fund	N.A.	₹48,129 Crs	15.01%	32.53%
Kotak Pioneer Fund	N.A.	₹2,554 Crs	12.61%	30.02%
Kotak India EQ Contra Fund	N.A.	₹3,935 Crs	9.9%	29.17%
Kotak Equity Opportunities Fund	N.A.	₹24,913 Crs	9.14%	27.45%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Consumption Fund?

The current Net Asset Value (NAV) of the Kotak Consumption Fund - Direct Growth plan is approximately ₹13.223 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Kotak Consumption Fund is a 1 yrs 5 m old fund and has delivered average annual returns of 21.49% since inception.

Kotak Consumption Fund Returns

1-Year	Since Inception
18.32%	21.49%

How much does this mutual fund charge as expense ratio?

The Kotak Consumption Fund - Direct Growth has an expense ratio of 0.55%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Kotak Consumption Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,172 Crs crore as of Mar 31, 2025.

What are the top stock holdings of Kotak Consumption Fund?

The Kotak Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Bharti Airtel Ltd.	10.02%
ITC Ltd.	8.61%
Maruti Suzuki India Ltd.	8.15%
Hindustan Unilever Ltd.	6.56%
Eternal Ltd.	4.79%
Hero Motocorp Ltd.	4.56%
Radico Khaitan Ltd.	4.46%
Pokarna Ltd.	3.56%
Dabur India Ltd.	3.24%
Mahindra & Mahindra Ltd.	3.09%

What are the top sectors Kotak Consumption Fund has invested in?

The Kotak Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	30.570000000000004%
Services	22.95%
Automobile	18.82%
Healthcare	10.48%
Communication	10.02%
Materials	4.37%
Consumer Discretionary	2.19%

What is risk level of Kotak Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Kotak Consumption Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak Consumption Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Kotak Consumption Fund is complete.

How can I redeem my investments in Kotak Consumption Fund?

Redeeming your investments in Kotak Consumption Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Kotak Consumption Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 1 Year.
Return/Risk: The fund is performing poorly than its category.
Exit Load: 0.5% for redemption within 90 Days