Kotak Consumption Fund Direct - Growth

Q: What are the returns of this mutual fund scheme?

The Kotak Consumption Fund Direct - Growth is a 1 yrs 11 m old fund and has delivered average annual returns of 22.21% since inception. Kotak Consumption Fund Direct - Growth Returns 1-Year Since Inception -1.72% 22.21%

NAV as of Sep 29, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.552-0.36% 1 day change	22.21% p.a.	App exclusive #NA View Ranked Funds	₹1,488 Cr

Historical NAV & returns

NAV: ₹14.552 as on Sep 29, 2025

This fund Category average

Kotak Consumption Fund overview

Expense ratio	0.56% as on Aug 31, 2025
Exit load	0.5% 0.5% for redemption within 90 Days!
AUM (Fund size)	₹1,488 Cr
Lock-in Period	Nil
Age	1 yrs 11 m since Oct 25, 2023
Benchmark	NIFTY India Consumption TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Kotak Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 10, 2025

Period	This fund	Category average
1 Month	-0.78%	-1.05%
3 Months	4.89%	0.94%
6 Months	15.35%	10.92%
1 Year	-1.72%	-7.06%

View returns in detail

Asset allocationas on Aug 31, 2025

Large Cap 50.1%

Mid Cap 21.51%

Small Cap 27.96%

Other Cap 0%

Top holdings

Maruti Suzuki India Ltd.9.23%

Eternal Ltd.8.4%

ITC Ltd.8.16%

Bharti Airtel Ltd.5.71%

Top sectors

Services 28.489999999999995%

Consumer Staples 26.03%

Automobile 21.15%

Healthcare 9.24%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 1.36%

Other Holdings

Others 1.36%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Consumption Fund	-0.78%	15.35%	-1.72%	N.A.	N.A.	N.A.
Nippon India Consumption Fund	-1.15%	11.28%	-7.15%	16.87%	25.08%	15.64%
SBI Consumption Opportunities Fund	-1.59%	5.02%	-12.67%	15.27%	25.61%	16.57%
ICICI Prudential Bharat Consumption Fund	-0.5%	12.02%	-6.41%	17.87%	22.06%	10.67%
Mirae Asset Great Consumer Fund	-1.27%	14.46%	-6.92%	18.38%	23.56%	17.88%
Tata India Consumer Fund	-1.94%	11.65%	-5.99%	18.13%	21.68%	17.76%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Consumption Fund	N.A.	N.A.	N.A.	N.A.
Nippon India Consumption Fund	13.42	0.76	0.83	1.01
SBI Consumption Opportunities Fund	13.83	0.78	0.76	0.98
ICICI Prudential Bharat Consumption Fund	12.36	0.71	0.88	1.09
Mirae Asset Great Consumer Fund	14.46	0.85	0.84	1.08
Tata India Consumer Fund	14.01	0.8	0.84	1.04

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Kotak Consumption Fund	N.A.	1,488 Cr	1 yrs 11 m	0.56%
Nippon India Consumption Fund	N.A.	2,419 Cr	12 yrs 8 m	0.54%
SBI Consumption Opportunities Fund	N.A.	3,175 Cr	12 yrs 8 m	0.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,261 Cr	6 yrs 6 m	1.07%
Mirae Asset Great Consumer Fund	N.A.	4,552 Cr	12 yrs 8 m	0.43%
Tata India Consumer Fund	N.A.	2,379 Cr	9 yrs 9 m	0.72%

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Kotak Consumption Fund in detail with

About this fund

About Kotak Consumption Fund

Kotak Consumption Fund Direct - Growth is a Thematic-Consumption mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 1 yrs 11 m, having been launched on 25/10/2023. Kotak Consumption Fund Direct - Growth has ₹1,488 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Consumption Fund Direct - Growth as of 29/09/2025 is ₹14.55. The fund has an expense ratio of 0.56%, which is less than what most other Thematic-consumption funds charge.

Kotak Consumption Fund Direct - Growth returns of last 1-year are -2.72%. Since launch, it has delivered 22.20% average annual returns.
The fund has the majority of its money invested in Services, Consumer Staples, Automobile, Healthcare, Communication sectors. It has taken less exposure in Services, Consumer Staples sectors compared to other funds in the category.
The fund's top 5 holdings are in Maruti Suzuki India Ltd., Eternal Ltd., ITC Ltd., Bharti Airtel Ltd., Hero Motocorp Ltd..

...

Fund AUM	1,488 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Devender Singhal

Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi. Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Investment objective

The scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in consumption and consumption related activities.

Kotak Mahindra Mutual Fund details

No. of schemes	82 view all schemes
Total AUM	5,26,213 Cr as on Jun 30, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Kotak Infrastructure and Economic Reform Fund	N.A.	2,402 Cr	-10.01%	31.93%
Kotak Midcap Fund	N.A.	53,464 Cr	-0.17%	28.42%
Kotak Small Cap Fund	N.A.	17,329 Cr	-11.21%	27.69%
Kotak Contra Fund	N.A.	4,493 Cr	-3.62%	24.99%
Kotak Pioneer Fund	N.A.	2,807 Cr	2.94%	24.93%
Kotak Large & Midcap Fund	N.A.	27,046 Cr	-3.14%	23.39%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Consumption Fund Direct - Growth?

The current Net Asset Value (NAV) of the Kotak Consumption Fund - Direct Growth plan is approximately ₹14.552 as of Sep 29, 2025.

What are the returns of this mutual fund scheme?

The Kotak Consumption Fund Direct - Growth is a 1 yrs 11 m old fund and has delivered average annual returns of 22.21% since inception.

Kotak Consumption Fund Direct - Growth Returns

1-Year	Since Inception
-1.72%	22.21%

How much does this mutual fund charge as expense ratio?

The Kotak Consumption Fund - Direct Growth has an expense ratio of 0.56%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Kotak Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 1,488 Cr as on Aug 31, 2025.

What are the top stock holdings of Kotak Consumption Fund?

The Kotak Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Maruti Suzuki India Ltd.	9.23%
Eternal Ltd.	8.4%
ITC Ltd.	8.16%
Bharti Airtel Ltd.	5.71%
Hero Motocorp Ltd.	5.58%
Britannia Industries Ltd.	4.53%
Radico Khaitan Ltd.	4.51%
Avenue Supermarts Ltd.	3.2%
Jubilant FoodWorks Ltd.	2.95%
Acutaas Chemicals Ltd.	2.94%

What are the top sectors Kotak Consumption Fund has invested in?

The Kotak Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Services	28.489999999999995%
Consumer Staples	26.03%
Automobile	21.15%
Healthcare	9.24%
Communication	8.33%
Materials	4.42%
Consumer Discretionary	1.9%

What is risk level of Kotak Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Kotak Consumption Fund Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak Consumption Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Kotak Consumption Fund is complete.

How can I redeem my investments in Kotak Consumption Fund?

Redeeming your investments in the Kotak Consumption Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 1 Year.
Return/Risk: The fund is performing poorly than its category.
Exit Load: 0.5% for redemption within 90 Days