Kotak Multi Asset Allocator FoF - Dynamic Direct-Growth

Q: What are the returns of Kotak Multi Asset Allocator FoF - Dynamic?

The Kotak Multi Asset Allocator FoF - Dynamic is a 12 yrs 3 m old fund and has delivered average annual returns of 15.9% since inception. Kotak Multi Asset Allocator FoF - Dynamic Returns 1-Year 3-Year 5-Year 10-Year Since Inception 12.41% 19.48% 23.97% 15.13% 15.9%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹240.895+0.44% 1 day change	15.9% p.a.	#NA View Ranked Funds	4

Historical NAV & returns

NAV: ₹240.895 as on Apr 23, 2025

This fund Category average

Kotak Multi Asset Allocator FoF - Dynamic overview

VRO rating	4
Expense ratio	0.29% as on Mar 31, 2025
Exit load	1.0% Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 365 days!
AUM (Fund size)	₹1,652 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NA
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High

Kotak Multi Asset Allocator FoF - Dynamic Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	3.08%	3.01%
3 months	3.46%	4.58%
6 months	1.89%	2.72%
1 year	12.41%	12.05%
3 years	19.48%	14.6%
5 years	23.97%	17.76%
7 years	17.55%	11.65%
10 years	15.13%	11.11%

Asset allocationas on Mar 31, 2025

Large Cap 44.49822%

Mid Cap 13.22451%

Small Cap 11.697270000000001%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 13.016188%

Cash & Call Money 5.574428%

AAA 0.892286%

A1+ 0.60628%

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Mutual Fund 88.92999999999999%

Foreign Mutual Funds 5.82%

Repo 5.62%

Other Holdings

Kotak Consumption Fund Direct - Growth 11.2%

Kotak Infrastructure and Economic Reform Fund Direct-Growth 10.11%

Kotak Gold ETF 9.72%

Kotak Nifty 50 ETF-IDCW 8.57%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Kotak Multi Asset Allocator FoF - Dynamic	N.A.	₹1,652 Crs	12 yrs 3 m	0.29%
Franklin India Dynamic Asset Allocation FoF	N.A.	₹1,272 Crs	12 yrs 3 m	1.12%
HSBC Aggressive Hybrid Active FoF	N.A.	₹38 Crs	11 yrs	0.11%
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	N.A.	₹209 Crs	12 yrs 3 m	0.42%
Aditya Birla Sun Life Asset Allocator FoF	N.A.	₹195 Crs	12 yrs 3 m	0.2%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Kotak Multi Asset Allocator FoF - Dynamic	3.08%	1.89%	12.41%	19.48%	23.97%	15.13%
Franklin India Dynamic Asset Allocation FoF	2.5%	1.95%	10.16%	15.03%	22.33%	11.34%
HSBC Aggressive Hybrid Active FoF	3.28%	-2.42%	8.36%	15.01%	21.4%	12.26%
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	3.85%	0.51%	12.37%	16.64%	20.7%	13.23%
Aditya Birla Sun Life Asset Allocator FoF	3.77%	3.2%	13.63%	16.51%	19.77%	12.65%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Kotak Multi Asset Allocator FoF - Dynamic	9.27	0.91	1.14	1.82
Franklin India Dynamic Asset Allocation FoF	7.27	0.66	0.98	1.61
HSBC Aggressive Hybrid Active FoF	12.06	0.95	0.53	0.84
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	10.77	1.08	0.75	1.19
Aditya Birla Sun Life Asset Allocator FoF	8.73	0.86	0.91	1.7

View all Hybrid Fof funds

Key risk & return ratios Compared to other funds in the category

Alpha	5.08 vs. 5.38 Underperformed at beating benchmark
Sharpe	1.14 vs. 4.55 Poor risk-adjusted returns
Beta	0.91 vs. 1.11 Less sensitive to market ups & downs
Standard deviation	9.27 vs. 7.2 More volatile performance

Compare Kotak Multi Asset Allocator FoF - Dynamic in detail with

About this fund

About Kotak Multi Asset Allocator FoF - Dynamic

Kotak Multi Asset Allocator FoF - Dynamic Direct-Growth is a Hybrid FoF mutual fund scheme from Kotak Mahindra Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. Kotak Multi Asset Allocator FoF - Dynamic Direct-Growth has ₹1,652 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Kotak Multi Asset Allocator FoF - Dynamic Direct-Growth as of 23/04/2025 is ₹240.90. The fund has an expense ratio of 0.29%, which is close to what most other Hybrid Fof funds charge. Currently, the fund has a 69.42% allocation to equity and 14.56% to Debt.

Kotak Multi Asset Allocator FoF - Dynamic Direct-Growth returns of last 1-year are 12.76%. Since launch, it has delivered 15.90% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Kotak Multi Asset Allocator FoF - Dynamic Direct-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is above average.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Kotak Consumption Fund Direct - Growth, Kotak Infrastructure and Economic Reform Fund Direct-Growth, Kotak Gold ETF, Kotak Nifty 50 ETF-IDCW, Kotak Gilt Investment - Direct Plan.

...

Fund AUM	₹1,652 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Devender Singhal

Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi. Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).

Arjun Khanna

Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics) Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.

Abhishek Bisen

Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Investment objective

The scheme seeks to generate long term capital appriciation from a portfolio created by investing in units of Kotak Mahindra Mutual Fund schemes & ETFs/Index schemes (Domestic & Offshore Funds including Gold ETFs scheme).

Kotak Mahindra Mutual Fund details

No. of schemes	77 view all schemes
Total AUM	₹4,87,121 Crs as on Mar 31, 2025
Address	The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla Complex Bandra (E) Mumbai, 400051
Phone	022-61152100 / 1800-22-2626

More funds from Kotak Mahindra Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Kotak Balanced Advantage Fund	N.A.	₹16,542 Crs	12.37%	17.01%
Kotak Equity Savings Fund	N.A.	₹8,043 Crs	9.32%	14.22%
Kotak Debt Hybrid Fund	N.A.	₹3,017 Crs	12.06%	14.18%
Kotak Equity Arbitrage Fund	N.A.	₹60,373 Crs	8.01%	6.3%
Kotak Multi Asset Allocation Fund	N.A.	₹7,643 Crs	10.4%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Kotak Multi Asset Allocator FoF - Dynamic?

The current Net Asset Value (NAV) of the Kotak Multi Asset Allocator FoF - Dynamic - Direct Growth plan is approximately ₹240.895 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The Kotak Multi Asset Allocator FoF - Dynamic is a 12 yrs 3 m old fund and has delivered average annual returns of 15.9% since inception.

Kotak Multi Asset Allocator FoF - Dynamic Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
12.41%	19.48%	23.97%	15.13%	15.9%

How much does this mutual fund charge as expense ratio?

The Kotak Multi Asset Allocator FoF - Dynamic - Direct Growth has an expense ratio of 0.29%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Kotak Multi Asset Allocator FoF - Dynamic currently has assets under management (AUM) or fund size valued at approximately ₹1,652 Crs crore as of Mar 31, 2025.

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Kotak Multi Asset Allocator FoF - Dynamic's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	13.016188%
Cash & Call Money	5.574428%
AAA	0.892286%

What is risk level of Kotak Multi Asset Allocator FoF - Dynamic?

This is a Hybrid Fof fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Kotak Multi Asset Allocator FoF - Dynamic?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Kotak Multi Asset Allocator FoF - Dynamic and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Kotak Multi Asset Allocator FoF - Dynamic is complete.

How can I redeem my investments in Kotak Multi Asset Allocator FoF - Dynamic?

Redeeming your investments in Kotak Multi Asset Allocator FoF - Dynamic is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Kotak Multi Asset Allocator FoF - Dynamic from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Hybrid FoF

#NA

Return Outperformance: This fund has generated highest return amongst Hybrid FoF funds in the last 10 Years.
Chance: This fund has generated a 13.93% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: For every unit of risk this fund takes, it produces 20% more returns.
Exit Load: Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 365 days