ITI Pharma and Healthcare Fund

Q: What are the returns of this mutual fund scheme?

The ITI Pharma and Healthcare Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 9.26% since inception. ITI Pharma and Healthcare Fund Returns 1-Year 3-Year Since Inception -8.6% 16.85% 9.26%

Q: How much does this mutual fund charge as expense ratio?

The ITI Pharma and Healthcare Fund has an expense ratio of 2.35% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹14.5531-0.85% 1 day change	9.26% p.a.	App exclusive #NA View Ranked Funds	₹224 Cr

Historical NAV & returns

NAV: ₹14.5531 as on Feb 02, 2026

This fund Category average

ITI Pharma and Healthcare Fund overview

AUM (Fund size)	₹224 Cr
Exit load	0.5% Exit load of 0.50%, if redeemed within 3 months.!
Lock-in Period	Nil
Age	4 yrs 3 m since Oct 18, 2021
Benchmark	NIFTY Healthcare TRI.
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.35% as on Feb 02, 2026
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

ITI Pharma and Healthcare Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-7.35%	-5.95%
3 Months	-11.75%	-8.37%
6 Months	-11.37%	-7.96%
1 Year	-8.6%	-3.22%
2 Years	5.72%	7.86%
3 Years	16.85%	20.04%
4 Years	10.42%	12.15%

View returns in detail

Asset allocationas on Dec 31, 2025

Large Cap 40.99%

Mid Cap 27.71%

Small Cap 29.19%

Other Cap 0%

Top holdings

Sun Pharmaceutical Industries Ltd.10.91%

Divi's Laboratories Ltd.8.9%

Apollo Hospitals Enterprise Ltd.5.91%

Max Healthcare Institute Ltd.5.64%

Top sectors

Healthcare 91.88000000000002%

Chemicals 2.45%

Insurance 1.35%

Capital Goods 1.04%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo/CBLO 2.41%

Other Holdings

Others 2.41%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
ITI Pharma and Healthcare Fund	-7.35%	-11.37%	-8.6%	16.85%	N.A.	N.A.
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	-6.78%	-7.68%	0.46%	26.11%	16.11%	14.14%
SBI Healthcare Opportunities Fund	-4.84%	-7.2%	-2.83%	22.99%	15.08%	11.25%
DSP Healthcare Fund	-6.5%	-6.32%	-5.71%	19.55%	13.73%	13.92%
Tata India Pharma & Healthcare Fund	-6.59%	-6.99%	-2.84%	20.84%	13.66%	11.17%
Nippon India Pharma Fund	-5.24%	-6.25%	0.6%	21.18%	13.87%	13.41%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ITI Pharma and Healthcare Fund	16.19	0.97	0.66	0.94
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	16.01	0.95	1.15	1.65
SBI Healthcare Opportunities Fund	14.4	0.85	1.07	1.71
DSP Healthcare Fund	14.82	0.85	0.91	1.55
Tata India Pharma & Healthcare Fund	16.34	0.98	0.86	1.34
Nippon India Pharma Fund	15.31	0.9	0.92	1.39

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ITI Pharma and Healthcare Fund	N.A.	224 Cr	4 yrs 3 m	2.35%
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	N.A.	6,456 Cr	7 yrs 7 m	1.86%
SBI Healthcare Opportunities Fund	N.A.	3,989 Cr	26 yrs 7 m	1.94%
DSP Healthcare Fund	N.A.	3,114 Cr	7 yrs 2 m	1.95%
Tata India Pharma & Healthcare Fund	N.A.	1,311 Cr	10 yrs 1 m	2.14%
Nippon India Pharma Fund	N.A.	8,265 Cr	21 yrs 8 m	1.83%

View all Sectoral-pharma funds

Key risk & return ratios Compared to other funds in the category

Alpha	-4.98 vs. 3.46 Underperformed at beating benchmark
Sharpe	0.66 vs. 4.91 Poor risk-adjusted returns
Beta	0.97 vs. 0.67 More sensitive to market's ups & downs
Standard deviation	16.19 vs. 8.73 More volatile performance

Compare ITI Pharma and Healthcare Fund in detail with

About this fund

About ITI Pharma and Healthcare Fund

ITI Pharma and Healthcare Fund is a Sectoral-Pharma mutual fund scheme from Iti Mutual Fund. This fund has been in existence for 4 yrs 3 m, having been launched on 18/10/2021. ITI Pharma and Healthcare Fund has ₹224 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of ITI Pharma and Healthcare Fund as of 02/02/2026 is ₹14.55. The fund has an expense ratio of 2.35%, which is higher than what most other Sectoral-pharma funds charge.

ITI Pharma and Healthcare Fund returns of last 1-year are -8.21%. Since launch, it has delivered 9.26% average annual returns.
ITI Pharma and Healthcare Fund scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund has the majority of its money invested in Healthcare, Chemicals, Insurance, Capital Goods sectors. It has taken less exposure in Healthcare, Chemicals sectors compared to other funds in the category.
The fund's top 5 holdings are in Sun Pharmaceutical Industries Ltd., Divi's Laboratories Ltd., Apollo Hospitals Enterprise Ltd., Max Healthcare Institute Ltd., Torrent Pharmaceuticals Ltd..

...

Fund AUM

224 Cr as on Dec 31, 2025

Fund managers

Rohan Korde

Mr. Korde is a Masters in Management Studies (Finance), Bachelor of Commerce Prior to joining ITI Mutual Fund, he has worked with BOB Capital Markets as Vice President

Dhimant Shah

Mr. Shah is a B.Com (H) and Chartered Accountant. Prior to joining ITI Mutual Fund, he has worked with Principal Mutual Fund, HSBC AMC, Reliance Mutual Fund, ASK Raymond James Securities Pvt. Ltd. and IL&FS AMC. Senior Analyst from April 1997 to August 2003.

Investment objective

The scheme seeks to generate long term capital appreciation through investing in equity and equity related securities of companies engaged in Pharma and Healthcare.

ITI Mutual Fund details

No. of schemes	17 view all schemes
Total AUM	11,167 Cr as on Dec 31, 2025
Address	ITI Asset Mangement Limited, ITI House, Building no. 36, Dr. R. K. Shirodkar Marg, Parel, Mumbai, 400012
Email	mfassist@itiorg.com
Phone	022-66214999

More funds from ITI Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
ITI Small Cap Fund	N.A.	2,793 Cr	1.64%	16.84%
ITI Mid Cap Fund	N.A.	1,329 Cr	9.57%	N.A.
ITI ELSS Tax Saver Fund	N.A.	440 Cr	2.62%	12.57%
ITI Flexi Cap Fund	N.A.	1,299 Cr	8.11%	N.A.
ITI Value Fund	N.A.	354 Cr	7.46%	N.A.
ITI Large Cap Fund	N.A.	528 Cr	4.13%	9.6%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of ITI Pharma and Healthcare Fund?

The current Net Asset Value (NAV) of the ITI Pharma and Healthcare Fund plan is approximately ₹14.5531 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The ITI Pharma and Healthcare Fund is a 4 yrs 3 m old fund and has delivered average annual returns of 9.26% since inception.

ITI Pharma and Healthcare Fund Returns

1-Year	3-Year	Since Inception
-8.6%	16.85%	9.26%

How much does this mutual fund charge as expense ratio?

The ITI Pharma and Healthcare Fund has an expense ratio of 2.35%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The ITI Pharma and Healthcare Fund currently has assets under management (AUM) or fund size valued at approximately 224 Cr as on Dec 31, 2025.

What are the top stock holdings of ITI Pharma and Healthcare Fund?

The ITI Pharma and Healthcare Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Sun Pharmaceutical Industries Ltd.	10.91%
Divi's Laboratories Ltd.	8.9%
Apollo Hospitals Enterprise Ltd.	5.91%
Max Healthcare Institute Ltd.	5.64%
Torrent Pharmaceuticals Ltd.	4.55%
Aurobindo Pharma Ltd.	4.0%
Fortis Healthcare Ltd.	3.58%
Cohance Lifesciences Ltd.	3.45%
Lupin Ltd.	3.4%
Alkem Laboratories Ltd.	3.06%

What are the top sectors ITI Pharma and Healthcare Fund has invested in?

The ITI Pharma and Healthcare Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Healthcare	91.88000000000002%
Chemicals	2.45%
Insurance	1.35%
Capital Goods	1.04%

What is risk level of ITI Pharma and Healthcare Fund?

This is a Sectoral-pharma fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in ITI Pharma and Healthcare Fund?

Redeeming your investments in the ITI Pharma and Healthcare Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.