Q: What are the returns of this mutual fund scheme?

The ITI Pharma and Healthcare Fund Direct - Growth is a 4 yrs 3 m old fund and has delivered average annual returns of 11.48% since inception. ITI Pharma and Healthcare Fund Direct - Growth Returns 1-Year 3-Year Since Inception -6.86% 19.15% 11.48%

Question 1

What is the current NAV of ITI Pharma and Healthcare Fund Direct - Growth?

Accepted Answer

The current Net Asset Value (NAV) of the ITI Pharma and Healthcare Fund - Direct Growth plan is approximately ₹15.8515 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The ITI Pharma and Healthcare Fund Direct - Growth is a 4 yrs 3 m old fund and has delivered average annual returns of 11.48% since inception.

ITI Pharma and Healthcare Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
-6.86%	19.15%	11.48%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The ITI Pharma and Healthcare Fund - Direct Growth has an expense ratio of 0.47%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The ITI Pharma and Healthcare Fund currently has assets under management (AUM) or fund size valued at approximately 224 Cr as on Dec 31, 2025.

Question 5

What are the top stock holdings of ITI Pharma and Healthcare Fund?

Accepted Answer

The ITI Pharma and Healthcare Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Sun Pharmaceutical Industries Ltd.	10.91%
Divi's Laboratories Ltd.	8.9%
Apollo Hospitals Enterprise Ltd.	5.91%
Max Healthcare Institute Ltd.	5.64%
Torrent Pharmaceuticals Ltd.	4.55%
Aurobindo Pharma Ltd.	4.0%
Fortis Healthcare Ltd.	3.58%
Cohance Lifesciences Ltd.	3.45%
Lupin Ltd.	3.4%
Alkem Laboratories Ltd.	3.06%

Question 6

What are the top sectors ITI Pharma and Healthcare Fund has invested in?

Accepted Answer

The ITI Pharma and Healthcare Fund has primarily invested in the following sectors

Company	Percentage of Portfolio
Sun Pharmaceutical Industries Ltd.	10.91%
Divi's Laboratories Ltd.	8.9%
Apollo Hospitals Enterprise Ltd.	5.91%
Max Healthcare Institute Ltd.	5.64%
Torrent Pharmaceuticals Ltd.	4.55%
Aurobindo Pharma Ltd.	4.0%
Fortis Healthcare Ltd.	3.58%
Cohance Lifesciences Ltd.	3.45%
Lupin Ltd.	3.4%
Alkem Laboratories Ltd.	3.06%

Question 7

What is risk level of ITI Pharma and Healthcare Fund?

Accepted Answer

This is a Sectoral-pharma fund comes with Very High risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in ITI Pharma and Healthcare Fund Direct - Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for ITI Pharma and Healthcare Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the ITI Pharma and Healthcare Fund is complete.

Question 10

How can I redeem my investments in ITI Pharma and Healthcare Fund?

Accepted Answer

Redeeming your investments in the ITI Pharma and Healthcare Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.47% as on Feb 02, 2026
Exit load	0.5% Exit load of 0.50%, if redeemed within 3 months.!
AUM (Fund size)	₹224 Cr
Lock-in Period	Nil
Age	4 yrs 3 m since Oct 18, 2021
Benchmark	NIFTY Healthcare TRI.
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Period	This fund	Category average
1 Month	-7.21%	-5.82%
3 Months	-11.34%	-8.12%
6 Months	-10.52%	-7.43%
1 Year	-6.86%	-2.06%
2 Years	7.73%	9.4%
3 Years	19.15%	21.77%
4 Years	12.65%	13.72%

Fund name	1M	6M	1Y	3Y	5Y	10Y
ITI Pharma and Healthcare Fund	-7.21%	-10.52%	-6.86%	19.15%	N.A.	N.A.
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	-6.69%	-7.27%	1.31%	27.18%	17.12%	15.04%
SBI Healthcare Opportunities Fund	-4.76%	-6.72%	-1.83%	24.29%	16.31%	12.48%
DSP Healthcare Fund	-6.4%	-5.7%	-4.45%	21.15%	15.3%	15.13%
Tata India Pharma & Healthcare Fund	-6.49%	-6.3%	-1.36%	22.64%	15.37%	12.93%
Mirae Asset Healthcare Fund	-5.99%	-6.28%	0.73%	22.31%	15.79%	15.02%

Fund name	Std. deviation	Beta	Sharpe	Sortino
ITI Pharma and Healthcare Fund	16.22	0.97	0.78	1.12
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	16.02	0.95	1.21	1.72
SBI Healthcare Opportunities Fund	14.42	0.85	1.14	1.83
DSP Healthcare Fund	14.85	0.85	1.0	1.7
Tata India Pharma & Healthcare Fund	16.37	0.98	0.95	1.48
Mirae Asset Healthcare Fund	16.5	0.98	0.93	1.49

Fund name	ETM Rank	AUM	Fund age	Expense ratio
ITI Pharma and Healthcare Fund	N.A.	224 Cr	4 yrs 3 m	0.47%
ICICI Prudential Pharma Healthcare And Diagnostics (P.H.D) Fund	N.A.	6,456 Cr	7 yrs 7 m	1.02%
SBI Healthcare Opportunities Fund	N.A.	3,989 Cr	13 yrs 1 m	0.92%
DSP Healthcare Fund	N.A.	3,114 Cr	7 yrs 2 m	0.66%
Tata India Pharma & Healthcare Fund	N.A.	1,311 Cr	10 yrs 1 m	0.71%
Mirae Asset Healthcare Fund	N.A.	2,771 Cr	7 yrs 7 m	0.48%

ITI Pharma and Healthcare Fund Direct - Growth

Historical NAV & returns

ITI Pharma and Healthcare Fund overview

ITI Pharma and Healthcare Fund Returns calculator

Trailing returns as on Feb 03, 2026

Asset allocationas on Dec 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

About this fund

About ITI Pharma and Healthcare Fund

Fund managers

Investment objective

ITI Mutual Fund details

More funds from ITI Mutual Fund

Frequently asked questions

ITI Pharma and Healthcare Fund Direct - Growth Returns

ET Money rank

Alpha	-3.03 vs. 3.9 Underperformed at beating benchmark
Sharpe	0.78 vs. 5.37 Poor risk-adjusted returns
Beta	0.97 vs. 0.72 More sensitive to market's ups & downs
Standard deviation	16.22 vs. 8.74 More volatile performance

No. of schemes	17 view all schemes
Total AUM	11,167 Cr as on Dec 31, 2025
Address	ITI Asset Mangement Limited, ITI House, Building no. 36, Dr. R. K. Shirodkar Marg, Parel, Mumbai, 400012
Email	mfassist@itiorg.com
Phone	022-66214999

Fund name	ETM Rank	AUM	1Y	5Y
ITI Small Cap Fund	N.A.	2,793 Cr	3.16%	19.0%
ITI Mid Cap Fund	N.A.	1,329 Cr	11.39%	N.A.
ITI ELSS Tax Saver Fund	N.A.	440 Cr	4.51%	14.77%
ITI Flexi Cap Fund	N.A.	1,299 Cr	9.81%	N.A.
ITI Value Fund	N.A.	354 Cr	9.41%	N.A.
ITI Large Cap Fund	N.A.	528 Cr	6.01%	11.84%

Sector	Percentage of Portfolio
Healthcare	91.88000000000002%
Chemicals	2.45%
Insurance	1.35%
Capital Goods	1.04%