Invesco India Liquid Fund

Q: What are the returns of this mutual fund scheme?

The Invesco India Liquid Fund is a 18 yrs 11 m old fund and has delivered average annual returns of 7.07% since inception. Invesco India Liquid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.67% 6.99% 5.66% 6.14% 7.07%

Q: How much does this mutual fund charge as expense ratio?

The Invesco India Liquid Fund has an expense ratio of 0.22% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 22, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3652.8349+0.02% 1 day change	7.07% p.a.	App exclusive #NA View Ranked Funds	₹11,971 Cr

Historical NAV & returns

NAV: ₹3652.8349 as on Oct 22, 2025

This fund Category average

Invesco India Liquid Fund overview

AUM (Fund size)	₹11,971 Cr
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
Lock-in Period	Nil
Age	18 yrs 11 m since Nov 13, 2006
Benchmark	NIFTY Liquid Index A-I
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	0.22% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Invesco India Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.45%	0.44%
3 Months	1.37%	1.36%
6 Months	2.94%	2.9%
1 Year	6.67%	6.58%
2 Years	7.03%	6.94%
3 Years	6.99%	6.91%
4 Years	6.3%	6.23%
5 Years	5.66%	5.61%
7 Years	5.67%	5.65%
10 Years	6.14%	6.11%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 90.01%

SOV 14.90155871%

AAA 2.09%

Others 0.28%

Top Debt Holdings

Reserve Bank of India 14.9%

Axis Bank Ltd. 7.66%

Canara Bank 7.65%

HDFC Bank Ltd. 5.17%

Allocation by Instruments

Commercial Paper 58.13999999999997%

Certificate of Deposit 31.869999999999997%

Treasury Bills 14.90155871%

Non Convertible Debenture 1.67%

Other Holdings

Others 0.28%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Invesco India Liquid Fund	0.45%	2.94%	6.67%	6.99%	5.66%	6.14%
Canara Robeco Liquid Fund	0.45%	2.93%	6.69%	7.02%	5.68%	6.06%
Bank of India Liquid Fund	0.45%	2.97%	6.72%	7.05%	5.72%	6.17%
Mirae Asset Liquid Fund	0.44%	2.94%	6.65%	6.98%	5.68%	6.09%
JM Liquid Fund	0.44%	2.9%	6.57%	6.9%	5.62%	6.14%
Navi Liquid Fund	0.41%	2.79%	6.25%	6.64%	5.54%	6.04%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Invesco India Liquid Fund	0.17	0.34	2.9	3.83
Canara Robeco Liquid Fund	0.17	0.34	3.07	4.13
Bank of India Liquid Fund	0.16	0.34	3.38	4.24
Mirae Asset Liquid Fund	0.17	0.33	2.82	3.92
JM Liquid Fund	0.15	0.29	2.7	3.53
Navi Liquid Fund	0.15	0.23	1.1	1.45

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Invesco India Liquid Fund	N.A.	11,971 Cr	18 yrs 11 m	0.22%
Canara Robeco Liquid Fund	N.A.	6,399 Cr	17 yrs 3 m	0.21%
Bank of India Liquid Fund	N.A.	1,360 Cr	17 yrs 3 m	0.14%
Mirae Asset Liquid Fund	N.A.	11,368 Cr	16 yrs 9 m	0.19%
JM Liquid Fund	N.A.	1,621 Cr	27 yrs 10 m	0.26%
Navi Liquid Fund	N.A.	62 Cr	15 yrs 8 m	0.2%

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.1 vs. 2.9 Underperformed at beating benchmark
Sharpe	2.9 vs. 2.94 Poor risk-adjusted returns
Beta	0.34 vs. 1.55 Less sensitive to market ups & downs
Standard deviation	0.17 vs. 0.15 More volatile performance

Compare Invesco India Liquid Fund in detail with

About this fund

About Invesco India Liquid Fund

Invesco India Liquid Fund is a Liquid mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 18 yrs 11 m, having been launched on 13/11/2006. Invesco India Liquid Fund has ₹11,971 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Invesco India Liquid Fund as of 22/10/2025 is ₹3652.83. The fund has an expense ratio of 0.22%, which is close to what most other Liquid funds charge.

Invesco India Liquid Fund returns of last 1-year are 6.73%. Since launch, it has delivered 7.08% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Invesco India Liquid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Reserve Bank of India, Axis Bank Ltd., Canara Bank, HDFC Bank Ltd., Bajaj Housing Finance Ltd..

...

Fund AUM	11,971 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Krishna Venkat Cheemalapati

Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad. Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Prateek Jain

Mr. Jain is B.M.S. & M.Com Prior to joining Invesco Mutual Fund, he has worked with Principal Pnb AMC as Fixed Income Dealer, Taurus Corporate Advisory Service Ltd. as Debt Dealer in Wholesale Debt Markets & in Edelweiss Web Services Ltd. as Junior Associate.

Investment objective

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco Mutual Fund details

No. of schemes	40 view all schemes
Total AUM	1,28,693 Cr as on Sep 30, 2025
Address	2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai, 400013
Phone	022-67310000 / 1800-209-0007

More funds from Invesco Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Invesco India Credit Risk Fund	N.A.	153 Cr	9.37%	9.38%
Invesco India Corporate Bond Fund	N.A.	7,250 Cr	8.11%	7.65%
Invesco India Banking and PSU Fund	N.A.	182 Cr	7.56%	7.49%
Invesco India Nifty G-sec Sep 2032 Index Fund	N.A.	46 Cr	8.75%	N.A.
Invesco India Short Duration Fund	N.A.	925 Cr	7.95%	7.33%
Invesco India Low Duration Fund	N.A.	1,555 Cr	7.38%	7.26%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Invesco India Liquid Fund?

The current Net Asset Value (NAV) of the Invesco India Liquid Fund plan is approximately ₹3652.8349 as of Oct 22, 2025.

What are the returns of this mutual fund scheme?

The Invesco India Liquid Fund is a 18 yrs 11 m old fund and has delivered average annual returns of 7.07% since inception.

Invesco India Liquid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.67%	6.99%	5.66%	6.14%	7.07%

How much does this mutual fund charge as expense ratio?

The Invesco India Liquid Fund has an expense ratio of 0.22%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Invesco India Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 11,971 Cr as on Sep 30, 2025.

To whom does Invesco India Liquid Fund lend to?

The top 3 debt holdings of Invesco India Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	14.9%
Axis Bank Ltd.	7.66%
Canara Bank	7.65%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Invesco India Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	90.01%
SOV	14.90155871%
AAA	2.09%

What is risk level of Invesco India Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Invesco India Liquid Fund?

Redeeming your investments in the Invesco India Liquid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.