HSBC Conservative Hybrid Fund

Q: What are the returns of this mutual fund scheme?

The HSBC Conservative Hybrid Fund is a 21 yrs 9 m old fund and has delivered average annual returns of 8.78% since inception. HSBC Conservative Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.69% 10.42% 8.86% 7.59% 8.78%

Q: How much does this mutual fund charge as expense ratio?

The HSBC Conservative Hybrid Fund has an expense ratio of 2.16% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹62.409-0.05% 1 day change	8.78% p.a.	App exclusive #NA View Ranked Funds	₹157 Cr

Historical NAV & returns

NAV: ₹62.409 as on Oct 20, 2025

This fund Category average

HSBC Conservative Hybrid Fund overview

AUM (Fund size)	₹157 Cr
Exit load	0%
Lock-in Period	Nil
Age	21 yrs 9 m since Jan 22, 2004
Benchmark	NIFTY 50 Hybrid Composite Debt 15:85 Conservative
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	2.16% as on Sep 30, 2025
Plan type	Regular
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

HSBC Conservative Hybrid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.3%	1.32%
3 Months	1.27%	1.42%
6 Months	3.92%	3.12%
1 Year	6.69%	6.3%
2 Years	12.02%	10.27%
3 Years	10.42%	9.19%
4 Years	7.51%	7.61%
5 Years	8.86%	9.12%
7 Years	8.89%	8.44%
10 Years	7.59%	7.66%

Asset allocationas on Sep 30, 2025

Large Cap 9.33%

Mid Cap 5.63%

Small Cap 4.1%

Other Cap 0%

Top holdings

Eternal Ltd.4.16%

GE Vernova T&D India Ltd2.65%

Transformers And Rectifiers India Ltd.1.86%

Kaynes Technology India Ltd.0.9%

Top sectors

Capital Goods 8.27%

Services 5.15%

Construction 2.21%

Financial 1.32%

SOV 62.06%

AAA 13.39%

Cash & Call Money 5.2%

Others 0.29%

Top Debt Holdings

Bajaj Finance Ltd. 6.74%

Power Finance Corporation Ltd. 3.38%

Small Industries Devp. Bank of India Ltd. 3.27%

GOI 0.06%

Allocation by Instruments

GOI Securities 62.0%

Debenture 6.74%

Repo 5.38%

Bonds 3.38%

Other Holdings

Others 0.29%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HSBC Conservative Hybrid Fund	0.3%	3.92%	6.69%	10.42%	8.86%	7.59%
ICICI Prudential Regular Savings Fund	1.06%	4.71%	8.18%	10.37%	9.94%	9.38%
SBI Conservative Hybrid Fund	1.17%	3.76%	6.39%	10.0%	11.0%	9.01%
HDFC Hybrid Debt Fund	1.56%	1.79%	5.26%	10.37%	11.19%	8.8%
Nippon India Conservative Hybrid Fund	1.25%	4.87%	8.99%	9.2%	8.94%	5.62%
Franklin India Conservative Hybrid Fund	1.49%	3.26%	6.81%	9.66%	8.95%	7.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HSBC Conservative Hybrid Fund	4.64	1.0	0.84	0.96
ICICI Prudential Regular Savings Fund	2.94	0.75	1.2	1.74
SBI Conservative Hybrid Fund	3.34	0.82	1.0	1.67
HDFC Hybrid Debt Fund	3.95	0.98	0.95	1.6
Nippon India Conservative Hybrid Fund	1.9	0.45	1.27	2.13
Franklin India Conservative Hybrid Fund	3.49	0.9	0.84	1.28

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HSBC Conservative Hybrid Fund	N.A.	157 Cr	21 yrs 9 m	2.16%
ICICI Prudential Regular Savings Fund	N.A.	3,264 Cr	21 yrs 8 m	1.72%
SBI Conservative Hybrid Fund	N.A.	9,859 Cr	24 yrs 8 m	1.54%
HDFC Hybrid Debt Fund	N.A.	3,348 Cr	21 yrs 11 m	1.75%
Nippon India Conservative Hybrid Fund	N.A.	902 Cr	21 yrs 10 m	1.88%
Franklin India Conservative Hybrid Fund	N.A.	203 Cr	25 yrs 1 m	1.42%

View all Conservative Hybrid funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.76 vs. 2.91 Underperformed at beating benchmark
Sharpe	0.84 vs. 2.94 Poor risk-adjusted returns
Beta	1.0 vs. 1.03 Less sensitive to market ups & downs
Standard deviation	4.64 vs. 3.47 More volatile performance

Compare HSBC Conservative Hybrid Fund in detail with

About this fund

About HSBC Conservative Hybrid Fund

HSBC Conservative Hybrid Fund is a Conservative Hybrid mutual fund scheme from Hsbc Mutual Fund. This fund has been in existence for 21 yrs 9 m, having been launched on 22/01/2004. HSBC Conservative Hybrid Fund has ₹157 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HSBC Conservative Hybrid Fund as of 20/10/2025 is ₹62.41. The fund has an expense ratio of 2.16%, which is higher than what most other Conservative Hybrid funds charge. Currently, the fund has a 19.06% allocation to equity and 75.74% to Debt.

HSBC Conservative Hybrid Fund returns of last 1-year are 5.13%. Since launch, it has delivered 8.64% average annual returns. The fund has doubled the money invested in it every 10 yrs.
HSBC Conservative Hybrid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's equity portion is primarily invested in Capital Goods, Services, Construction, Financial, Technology sectors. It has taken less exposure in Capital Goods, Services sectors compared to other funds in the category.
The debt portion of the fund has high credit quality indicating the quality of borrowers it has lent it to is great.
The fund's top 5 holdings are in Bajaj Finance Ltd., Eternal Ltd., Power Finance Corporation Ltd., Small Industries Devp. Bank of India Ltd., GE Vernova T&D India Ltd.

...

Fund AUM	157 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Cheenu Gupta

Ms. Gupta is CFA Charter holder (USA), PGDBM (Finance) & B.E. (I.T) Prior to joining HSBC Mutual Fund, she has worked with L&T Mutual Fund, Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager, ING Investment Management as Senior Research Analyst and UTI AMC Ltd. as Research Analyst.

Mahesh A Chhabria

Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA. Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.

Abhishek Gupta

Mr. Gupta is a B. Com., PGDM (Finance) CFA (Investments) Prior to joining HSBC Mutual Fund, he has worked with Edelweiss Asset Management Limited, Goldman Sachs, Baer Capital and Deutsche Asset Management.

Asif Rizwi

Mr. Rizwi has done B.Tech and PGDM from IIM-C Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank

Investment objective

The scheme seeks to generate reasonable returns through investments in debt and money market instruments. It would also invest in equity and equity related instruments to seek capital appreciation.

HSBC Mutual Fund details

No. of schemes	44 view all schemes
Total AUM	1,36,405 Cr as on Sep 30, 2025
Address	9-11th Floor, NESCO - IT Park Bldg. 3, Western Express Highway, Goregaon East, Mumbai, 400063

More funds from HSBC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HSBC Aggressive Hybrid Active FoF	N.A.	42 Cr	3.47%	16.96%
HSBC Aggressive Hybrid Fund	N.A.	5,546 Cr	7.84%	16.1%
HSBC Multi Asset Active FoF	N.A.	65 Cr	10.58%	15.95%
HSBC Equity Savings Fund	N.A.	723 Cr	7.25%	13.67%
HSBC Balanced Advantage Fund	N.A.	1,556 Cr	4.66%	10.18%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of HSBC Conservative Hybrid Fund?

The current Net Asset Value (NAV) of the HSBC Conservative Hybrid Fund plan is approximately ₹62.409 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The HSBC Conservative Hybrid Fund is a 21 yrs 9 m old fund and has delivered average annual returns of 8.78% since inception.

HSBC Conservative Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.69%	10.42%	8.86%	7.59%	8.78%

How much does this mutual fund charge as expense ratio?

The HSBC Conservative Hybrid Fund has an expense ratio of 2.16%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HSBC Conservative Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately 157 Cr as on Sep 30, 2025.

What are the top stock holdings of HSBC Conservative Hybrid Fund?

The HSBC Conservative Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Eternal Ltd.	4.16%
GE Vernova T&D India Ltd	2.65%
Transformers And Rectifiers India Ltd.	1.86%
Kaynes Technology India Ltd.	0.9%
Kei Industries Ltd.	0.81%
Bharat Electronics Ltd.	0.77%
CG Power and Industrial Solutions Ltd.	0.71%
Persistent Systems Ltd.	0.62%
Safari Industries (India) Ltd.	0.62%
Cholamandalam Investment and Finance Company Ltd.	0.6%

What are the top sectors HSBC Conservative Hybrid Fund has invested in?

The HSBC Conservative Hybrid Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Capital Goods	8.27%
Services	5.15%
Construction	2.21%
Financial	1.32%
Technology	0.94%
Consumer Discretionary	0.62%
Energy	0.55%

To whom does HSBC Conservative Hybrid Fund lend to?

The top 3 debt holdings of HSBC Conservative Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
Bajaj Finance Ltd.	6.74%
Power Finance Corporation Ltd.	3.38%
Small Industries Devp. Bank of India Ltd.	3.27%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HSBC Conservative Hybrid Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	62.06%
AAA	13.39%
Cash & Call Money	5.2%

What is risk level of HSBC Conservative Hybrid Fund?

This is a Conservative Hybrid fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in HSBC Conservative Hybrid Fund?

Redeeming your investments in the HSBC Conservative Hybrid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Conservative Hybrid

#NA

Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.83% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.