Q: What are the returns of Tata Balanced Advantage Fund?

The Tata Balanced Advantage Fund is a 6 yrs 7 m old fund and has delivered average annual returns of 11.3% since inception. Tata Balanced Advantage Fund Returns 1-Year 3-Year 5-Year Since Inception -0.05% 10.49% 12.57% 11.3%

Question 1

What is the current NAV of Tata Balanced Advantage Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Tata Balanced Advantage Fund - Direct Growth plan is approximately ₹20.31 as of Sep 03, 2025.

Question 2

What are the returns of Tata Balanced Advantage Fund?

Accepted Answer

The Tata Balanced Advantage Fund is a 6 yrs 7 m old fund and has delivered average annual returns of 11.3% since inception.

Tata Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	Since Inception
-0.05%	10.49%	12.57%	11.3%

Question 3

How much does Tata Balanced Advantage Fund charge as the expense ratio?

Accepted Answer

The Tata Balanced Advantage Fund - Direct Growth has an expense ratio of 1.71%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Tata Balanced Advantage Fund?

Accepted Answer

The Tata Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹10,227 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Tata Balanced Advantage Fund?

Accepted Answer

The Tata Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	4.77%
Reliance Industries Ltd.	4.23%
ICICI Bank Ltd.	3.18%
Bharti Airtel Ltd.	2.26%
Larsen & Toubro Ltd.	2.18%
State Bank of India	2.17%
Infosys Ltd.	1.96%
Axis Bank Ltd.	1.86%
Kotak Mahindra Bank Ltd.	1.68%
Godrej Properties Ltd.	1.62%

Question 6

What are the top sectors Tata Balanced Advantage Fund has invested in?

Accepted Answer

The Tata Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	4.77%
Reliance Industries Ltd.	4.23%
ICICI Bank Ltd.	3.18%
Bharti Airtel Ltd.	2.26%
Larsen & Toubro Ltd.	2.18%
State Bank of India	2.17%
Infosys Ltd.	1.96%
Axis Bank Ltd.	1.86%
Kotak Mahindra Bank Ltd.	1.68%
Godrej Properties Ltd.	1.62%

Question 7

To whom does Tata Balanced Advantage Fund lend to?

Accepted Answer

The top 3 debt holdings of Tata Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	9.72%
Andhra Pradesh State	1.46%
Sansar Trust	1.06%

Question 8

What is the quality of borrowers Tata Balanced Advantage Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Tata Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	9.72%
Andhra Pradesh State	1.46%
Sansar Trust	1.06%

Question 9

What is the risk level of Tata Balanced Advantage Fund?

Accepted Answer

This is a Dynamic Asset Allocation fund comes with High risk.

Question 10

Is there any lock-in period in Tata Balanced Advantage Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Tata Balanced Advantage Fund Regular - Growth?

Accepted Answer

Tata Balanced Advantage Fund Regular - Growth is the regular plan of the fund. For this plan of you pay 1.71% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.43%. That's 1.28% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.28% if you opt for direct plan of Tata Balanced Advantage Fund

Question 12

How can I redeem my investments in Tata Balanced Advantage Fund?

Accepted Answer

Redeeming your investments in Tata Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Tata Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	1.71% as on Aug 31, 2025
Plan type	Regular
Exit load	0.5% Exit load of 0.50%, if redeemed within 30 days.!
AUM (Fund size)	₹10,227 Cr
Lock-in Period	Nil
Age	6 yrs 7 m since Jan 09, 2019
Benchmark	CRISIL Hybrid 50+50 Moderate Index
Min. investment	This scheme is currently not buyable
Risk	High

Period	This fund	Category average
1 Month	-0.25%	0.03%
3 Months	0.49%	0.74%
6 Months	7.51%	9.72%
1 Year	-0.05%	1.0%
2 Years	10.22%	12.25%
3 Years	10.49%	11.72%
4 Years	8.99%	9.74%
5 Years	12.57%	13.04%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Tata Balanced Advantage Fund	N.A.	10,227 Cr	6 yrs 7 m	1.71%
ICICI Prudential Balanced Advantage Fund	N.A.	62,528 Cr	18 yrs 10 m	1.44%
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	21 yrs 10 m	2.01%
Nippon India Balanced Advantage Fund	N.A.	9,190 Cr	20 yrs 10 m	1.74%
Axis Balanced Advantage Fund	N.A.	3,431 Cr	8 yrs 1 m	1.92%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Tata Balanced Advantage Fund	-0.25%	7.51%	-0.05%	10.49%	12.57%	N.A.
ICICI Prudential Balanced Advantage Fund	1.32%	11.01%	5.77%	12.93%	14.37%	11.45%
Franklin India Dynamic Asset Allocation FoF	-0.3%	8.19%	2.55%	13.12%	18.34%	10.42%
Nippon India Balanced Advantage Fund	0.53%	9.71%	1.93%	11.87%	13.47%	10.64%
Axis Balanced Advantage Fund	0.05%	7.55%	1.56%	13.09%	13.08%	7.52%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Tata Balanced Advantage Fund	6.59	0.67	0.55	0.88
ICICI Prudential Balanced Advantage Fund	5.54	0.55	1.06	1.62
Franklin India Dynamic Asset Allocation FoF	6.49	0.63	0.95	1.5
Nippon India Balanced Advantage Fund	7.02	0.71	0.69	1.08
Axis Balanced Advantage Fund	7.64	0.75	0.78	1.32

Tata Balanced Advantage Fund Regular - Growth

Historical NAV & returns

Tata Balanced Advantage Fund overview

Tata Balanced Advantage Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on May 31, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Tata Balanced Advantage Fund in detail with

About this fund

About Tata Balanced Advantage Fund

Fund managers

Investment objective

Tata Mutual Fund details

More funds from Tata Mutual Fund

Frequently asked questions

Tata Balanced Advantage Fund Returns

ET Money rank

Alpha	-0.07 vs. 2.63 Underperformed at beating benchmark
Sharpe	0.55 vs. 2.91 Poor risk-adjusted returns
Beta	0.67 vs. 0.65 More sensitive to market's ups & downs
Standard deviation	6.59 vs. 5.63 More volatile performance

Fund AUM	10,227 Cr as on May 31, 2025
Scheme document	View Scheme Document

No. of schemes	60 view all schemes
Total AUM	1,96,797 Cr as on Jun 30, 2025
Address	9th Floor, Mafatlal Centre, Nariman Point, Mumbai, 400021
Email	service@tataamc.com
Phone	1800-209-0101

Fund name	ETM Rank	AUM	1Y	5Y
Tata Aggressive Hybrid Fund	N.A.	4,074 Cr	-2.88%	15.82%
Tata Retirement Savings Moderate Fund	N.A.	2,151 Cr	-0.83%	15.26%
Tata Equity Savings Fund	N.A.	265 Cr	5.16%	9.98%
Tata Retirement Savings Conservative Fund	N.A.	178 Cr	2.45%	7.62%
Tata Arbitrage Fund	N.A.	14,982 Cr	6.64%	5.61%

Sector	Percentage of Portfolio
Financial	18.86%
Energy	8.27%
Healthcare	4.69%
Technology	4.6%
Services	4.49%
Construction	4.23%
Capital Goods	3.4699999999999998%
Materials	3.24%
Insurance	3.1900000000000004%
Automobile	3.13%

Credit Quality	Percentage of Portfolio
Cash	13.32831424%
Cash & Call Money	12.59743109%
SOV	9.6620565%