HDFC Long Duration Debt Fund Direct - Growth

Q: What are the returns of this mutual fund scheme?

The HDFC Long Duration Debt Fund Direct - Growth is a 3 yrs old fund and has delivered average annual returns of 6.81% since inception. HDFC Long Duration Debt Fund Direct - Growth Returns 1-Year 3-Year Since Inception 1.88% 6.82% 6.81%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.2184-0.74% 1 day change	6.81% p.a.	App exclusive #NA View Ranked Funds	₹4,526 Cr

Historical NAV & returns

NAV: ₹12.2184 as on Feb 02, 2026

This fund Category average

HDFC Long Duration Debt Fund overview

Expense ratio	0.3% as on Feb 02, 2026
Exit load	0%
AUM (Fund size)	₹4,526 Cr
Lock-in Period	Nil
Age	3 yrs since Jan 06, 2023
Benchmark	NIFTY Long Duration Debt Index A-III
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

HDFC Long Duration Debt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.83%	-0.55%
3 Months	-0.29%	-0.06%
6 Months	-1.59%	-0.83%
1 Year	1.88%	2.67%
2 Years	5.15%	5.87%
3 Years	6.82%	7.31%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 97.8%

Cash & Call Money 1.85%

Others 0.35%

Top Debt Holdings

GOI 97.8%

Allocation by Instruments

GOI Securities 97.8%

Central Government Loan 3.23%

Net Current Assets 1.42%

Repo 0.43%

Other Holdings

Others 1.42%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Long Duration Debt Fund	-0.83%	-1.59%	1.88%	6.82%	N.A.	N.A.
ICICI Prudential Long Term Bond Fund	-0.48%	-0.73%	4.03%	7.31%	5.5%	7.94%
Nippon India Nivesh Lakshya Long Duration Fund	-1.13%	-1.83%	2.39%	6.9%	5.4%	6.16%
Aditya Birla Sun Life Long Duration Fund	-0.44%	-0.78%	3.96%	7.48%	5.39%	2.66%
SBI Long Duration Fund	-0.46%	-0.61%	2.5%	7.16%	4.5%	2.22%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Long Duration Debt Fund	4.61	2.73	0.22	0.3
ICICI Prudential Long Term Bond Fund	3.14	2.29	0.44	0.59
Nippon India Nivesh Lakshya Long Duration Fund	3.84	2.67	0.3	0.4
Aditya Birla Sun Life Long Duration Fund	3.46	2.63	0.45	0.66
SBI Long Duration Fund	4.28	2.24	0.3	0.41

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HDFC Long Duration Debt Fund	N.A.	4,526 Cr	3 yrs	0.3%
ICICI Prudential Long Term Bond Fund	N.A.	1,039 Cr	13 yrs 1 m	0.43%
Nippon India Nivesh Lakshya Long Duration Fund	N.A.	9,219 Cr	7 yrs 7 m	0.33%
Aditya Birla Sun Life Long Duration Fund	N.A.	152 Cr	3 yrs 6 m	0.43%
SBI Long Duration Fund	N.A.	2,023 Cr	3 yrs 1 m	0.3%

View all Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	6.12 vs. 2.65 Higher outperformance against benchmark
Sharpe	0.22 vs. 2.89 Poor risk-adjusted returns
Beta	2.73 vs. 0.59 More sensitive to market's ups & downs
Standard deviation	4.61 vs. 2.05 More volatile performance

About this fund

About HDFC Long Duration Debt Fund

HDFC Long Duration Debt Fund Direct - Growth is a Long Duration mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 3 yrs, having been launched on 06/01/2023. HDFC Long Duration Debt Fund Direct - Growth has ₹4,526 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Long Duration Debt Fund Direct - Growth as of 02/02/2026 is ₹12.22. The fund has an expense ratio of 0.3%, which is close to what most other Long Duration funds charge.

HDFC Long Duration Debt Fund Direct - Growth returns of last 1-year are 1.83%. Since launch, it has delivered 6.82% average annual returns.
HDFC Long Duration Debt Fund Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	4,526 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Shobhit Mehrotra

He is an MBA from Clemson University, USA. Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Investment objective

The scheme seeks to generate income / capital appreciation through investments in debt and money market instruments.

HDFC Mutual Fund details

No. of schemes	78 view all schemes
Total AUM	9,43,197 Cr as on Dec 31, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
HDFC Income Plus Arbitrage Active FoF	N.A.	2,461 Cr	4.37%	12.76%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	941 Cr	5.92%	N.A.
HDFC NIFTY G-Sec Apr 2029 Index Fund	N.A.	173 Cr	7.88%	N.A.
HDFC Nifty G-Sec July 2031 Index	N.A.	669 Cr	6.9%	8.15%
HDFC Nifty G-Sec Sep 2032 Index	N.A.	649 Cr	6.65%	8.11%
HDFC Credit Risk Debt Fund	N.A.	6,974 Cr	7.85%	8.08%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Long Duration Debt Fund Direct - Growth?

The current Net Asset Value (NAV) of the HDFC Long Duration Debt Fund - Direct Growth plan is approximately ₹12.2184 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The HDFC Long Duration Debt Fund Direct - Growth is a 3 yrs old fund and has delivered average annual returns of 6.81% since inception.

HDFC Long Duration Debt Fund Direct - Growth Returns

1-Year	3-Year	Since Inception
1.88%	6.82%	6.81%

How much does this mutual fund charge as expense ratio?

The HDFC Long Duration Debt Fund - Direct Growth has an expense ratio of 0.3%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HDFC Long Duration Debt Fund currently has assets under management (AUM) or fund size valued at approximately 4,526 Cr as on Dec 31, 2025.

To whom does HDFC Long Duration Debt Fund lend to?

The top 3 debt holdings of HDFC Long Duration Debt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	97.8%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Long Duration Debt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	97.8%
Cash & Call Money	1.85%
Others	0.35%

What is risk level of HDFC Long Duration Debt Fund?

This is a Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Long Duration Debt Fund Direct - Growth?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC Long Duration Debt Fund - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the HDFC Long Duration Debt Fund is complete.

How can I redeem my investments in HDFC Long Duration Debt Fund?

Redeeming your investments in the HDFC Long Duration Debt Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Long Duration

#NA

Expense Ratio: This fund has the 3rd lowest expense ratio amongst actively/passively managed Long Duration funds.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.