HDFC Nifty G-Sec July 2031 Index Direct - Growth

Q: What are the returns of HDFC Nifty G-Sec July 2031 Index?

The HDFC Nifty G-Sec July 2031 Index is a 2 yrs 5 m old fund and has delivered average annual returns of 9.7% since inception. HDFC Nifty G-Sec July 2031 Index Returns 1-Year Since Inception 12.49% 9.7%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹12.5602-0.05% 1 day change	9.7% p.a.	#NA View Ranked Funds	N.A.

Historical NAV & returns

NAV: ₹12.5602 as on Apr 23, 2025

This fund Category average

HDFC Nifty G-Sec July 2031 Index overview

VRO rating	N.A.
Expense ratio	0.2% as on Mar 31, 2025
Exit load	0%
AUM (Fund size)	₹695 Crs
Lock-in	No Lockin
Age	2 yrs 5 m since Nov 01, 2022
Benchmark	Nifty G-Sec July 2031
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

HDFC Nifty G-Sec July 2031 Index Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 08, 2025

Period	This fund	Category average
1 month	2.57%	1.68%
3 months	4.49%	3.06%
6 months	6.56%	4.85%
1 year	12.49%	10.01%

Asset allocationas on Mar 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 98.42%

Cash & Call Money 1.58%

Top Debt Holdings

GOI 4.29%

Allocation by Instruments

GOI Securities 94.13%

Central Government Loan 4.29%

Net Current Assets 1.36%

Repo 0.22%

Other Holdings

Others 1.36%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
HDFC Nifty G-Sec July 2031 Index	N.A.	₹695 Crs	2 yrs 5 m	0.2%
BHARAT Bond FOF - April 2030	N.A.	₹7,015 Crs	5 yrs 4 m	0.08%
Axis CRISIL IBX SDL June 2034 Debt Index Fund	N.A.	₹17 Crs	1 yrs 1 m	0.2%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	₹833 Crs	2 yrs 1 m	0.2%
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	₹20 Crs	1 yrs 6 m	0.14%
Aditya Birla Sun Life CRISIL IBX Gilt April 2033 Index Fund	N.A.	₹81 Crs	1 yrs 4 m	0.22%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Nifty G-Sec July 2031 Index	2.57%	6.56%	12.49%	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	2.22%	5.36%	10.85%	8.01%	7.53%	4.1%
Axis CRISIL IBX SDL June 2034 Debt Index Fund	2.9%	6.12%	12.55%	4.11%	2.45%	1.22%
HDFC NIFTY G-Sec Jun 2036 Index Fund	3.12%	6.98%	13.57%	7.84%	4.63%	2.29%
Kotak Nifty G-Sec July 2033 Index Fund	2.43%	6.39%	12.38%	5.57%	3.31%	1.64%
Aditya Birla Sun Life CRISIL IBX Gilt April 2033 Index Fund	2.43%	6.29%	12.43%	4.76%	2.83%	1.4%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Nifty G-Sec July 2031 Index	N.A.	N.A.	N.A.	N.A.
BHARAT Bond FOF - April 2030	2.58	4.15	0.24	0.34
Axis CRISIL IBX SDL June 2034 Debt Index Fund	N.A.	N.A.	N.A.	N.A.
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
Kotak Nifty G-Sec July 2033 Index Fund	N.A.	N.A.	N.A.	N.A.
Aditya Birla Sun Life CRISIL IBX Gilt April 2033 Index Fund	N.A.	N.A.	N.A.	N.A.

View all Target Maturity funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare HDFC Nifty G-Sec July 2031 Index in detail with

About this fund

About HDFC Nifty G-Sec July 2031 Index

HDFC Nifty G-Sec July 2031 Index Direct - Growth is a Target Maturity mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 2 yrs 5 m, having been launched on 01/11/2022. HDFC Nifty G-Sec July 2031 Index Direct - Growth has ₹695 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Nifty G-Sec July 2031 Index Direct - Growth as of 23/04/2025 is ₹12.56. The fund has an expense ratio of 0.2%, which is close to what most other Target Maturity funds charge.

HDFC Nifty G-Sec July 2031 Index Direct - Growth returns of last 1-year are 12.44%. Since launch, it has delivered 9.74% average annual returns.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI.

...

Fund AUM	₹695 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Anupam Joshi

Mr. Joshi is a PGDM in Business Management. Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.

Sankalp Baid

Mr. Baid is a PG Diploma in Business Management from XLRI, Jamshedpur, Chartered Accountant, B.Com Hons. (University of Calcutta). Prior to joining HDFC Asset Management Company Limited, he has worked with BNP Paribas Bank, India Ratings & Research, Future First Info Services and BSR & Co (part of KPMG).

Investment objective

The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of the Nifty G-Sec July 2031 Index (Underlying Index), subject to tracking difference.

HDFC Mutual Fund details

No. of schemes	75 view all schemes
Total AUM	₹7,80,967 Crs as on Mar 31, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
HDFC Dynamic Debt Fund	N.A.	₹778 Crs	11.8%	8.43%
HDFC Gilt Fund	N.A.	₹2,907 Crs	12.59%	8.35%
HDFC Income Fund	N.A.	₹885 Crs	11.83%	8.29%
HDFC Long Duration Debt Fund	N.A.	₹5,569 Crs	13.76%	N.A.
HDFC Medium Term Debt Fund	N.A.	₹3,861 Crs	10.39%	7.85%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Nifty G-Sec July 2031 Index?

The current Net Asset Value (NAV) of the HDFC Nifty G-Sec July 2031 Index - Direct Growth plan is approximately ₹12.5602 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The HDFC Nifty G-Sec July 2031 Index is a 2 yrs 5 m old fund and has delivered average annual returns of 9.7% since inception.

HDFC Nifty G-Sec July 2031 Index Returns

1-Year	Since Inception
12.49%	9.7%

How much does this mutual fund charge as expense ratio?

The HDFC Nifty G-Sec July 2031 Index - Direct Growth has an expense ratio of 0.2%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC Nifty G-Sec July 2031 Index currently has assets under management (AUM) or fund size valued at approximately ₹695 Crs crore as of Mar 31, 2025.

To whom does HDFC Nifty G-Sec July 2031 Index lend to?

The top 3 debt holdings of HDFC Nifty G-Sec July 2031 Index are as follows

Holding Name	Percentage of Portfolio
GOI	4.29%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Nifty G-Sec July 2031 Index allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	98.42%
Cash & Call Money	1.58%

What is risk level of HDFC Nifty G-Sec July 2031 Index?

This is a Target Maturity fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Nifty G-Sec July 2031 Index?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC Nifty G-Sec July 2031 Index and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in HDFC Nifty G-Sec July 2031 Index is complete.

How can I redeem my investments in HDFC Nifty G-Sec July 2031 Index?

Redeeming your investments in HDFC Nifty G-Sec July 2031 Index is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Nifty G-Sec July 2031 Index from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Target Maturity

#NA

Return Outperformance: This fund has generated highest return amongst Target Maturity funds in the last 2 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.