HDFC Housing Opportunities Fund

Q: What are the returns of this mutual fund scheme?

The HDFC Housing Opportunities Fund is a 7 yrs 11 m old fund and has delivered average annual returns of 11.02% since inception. HDFC Housing Opportunities Fund Returns 1-Year 3-Year 5-Year Since Inception 1.33% 19.66% 23.11% 11.02%

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹22.777+0.15% 1 day change	11.02% p.a.	App exclusive #NA View Ranked Funds	₹1,288 Cr

Historical NAV & returns

NAV: ₹22.777 as on Oct 20, 2025

This fund Category average

HDFC Housing Opportunities Fund overview

AUM (Fund size)	₹1,288 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 30 days.!
Lock-in Period	Nil
Age	7 yrs 11 m since Nov 16, 2017
Benchmark	Nifty Housing TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.21% as on Sep 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

HDFC Housing Opportunities Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	2.49%	1.43%
3 Months	1.24%	4.29%
6 Months	8.63%	13.8%
1 Year	1.33%	6.42%
2 Years	18.39%	21.92%
3 Years	19.66%	18.42%
4 Years	14.25%	13.7%
5 Years	23.11%	23.06%
7 Years	15.35%	17.07%

View returns in detail

Asset allocationas on Sep 30, 2025

Large Cap 65.37%

Mid Cap 6.29%

Small Cap 26.17%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.75%

Larsen & Toubro Ltd.8.24%

ICICI Bank Ltd.7.33%

Ambuja Cements Ltd.7.08%

Top sectors

Financial 30.29%

Construction 18.72%

Materials 17.89%

Metals & Mining 8.01%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Repo 2.27%

Infrastructure Investment Trust 6.211E-5%

Other Holdings

Others 2.27%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Housing Opportunities Fund	2.49%	8.63%	1.33%	19.66%	23.11%	N.A.
ICICI Prudential Manufacturing Fund	0.59%	14.44%	7.1%	26.37%	29.79%	13.64%
ICICI Prudential Exports and Services Fund	2.69%	8.01%	6.63%	20.43%	24.09%	13.34%
Sundaram Services Fund	3.41%	10.44%	11.27%	18.83%	24.91%	13.72%
ICICI Prudential Commodities Fund	-0.09%	12.73%	12.0%	20.23%	31.64%	15.83%
UTI Transportation and Logistics Fund	0.6%	24.26%	15.81%	24.93%	27.35%	12.73%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Housing Opportunities Fund	15.54	1.09	0.83	1.26
ICICI Prudential Manufacturing Fund	15.94	1.07	1.17	1.62
ICICI Prudential Exports and Services Fund	11.21	0.82	1.13	2.32
Sundaram Services Fund	12.43	0.87	0.89	1.47
ICICI Prudential Commodities Fund	14.96	0.98	0.9	1.42
UTI Transportation and Logistics Fund	15.96	0.88	1.06	1.42

Fund name	ETM Rank	AUM	Fund age	Expense ratio
HDFC Housing Opportunities Fund	N.A.	1,288 Cr	7 yrs 11 m	2.21%
ICICI Prudential Manufacturing Fund	N.A.	6,608 Cr	7 yrs 1 m	1.82%
ICICI Prudential Exports and Services Fund	N.A.	1,374 Cr	20 yrs	2.27%
Sundaram Services Fund	N.A.	4,426 Cr	7 yrs 1 m	1.86%
ICICI Prudential Commodities Fund	N.A.	3,059 Cr	6 yrs 1 m	1.98%
UTI Transportation and Logistics Fund	N.A.	3,968 Cr	20 yrs 2 m	1.9%

View all Thematic funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.44 vs. 2.19 Higher outperformance against benchmark
Sharpe	0.83 vs. 1.66 Poor risk-adjusted returns
Beta	1.09 vs. 0.29 More sensitive to market's ups & downs
Standard deviation	15.54 vs. 4.28 More volatile performance

Compare HDFC Housing Opportunities Fund in detail with

About this fund

About HDFC Housing Opportunities Fund

HDFC Housing Opportunities Fund is a Thematic mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 7 yrs 11 m, having been launched on 16/11/2017. HDFC Housing Opportunities Fund has ₹1,288 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Housing Opportunities Fund as of 20/10/2025 is ₹22.78. The fund has an expense ratio of 2.21%, which is higher than what most other Thematic funds charge.

HDFC Housing Opportunities Fund returns of last 1-year are -4.11%. Since launch, it has delivered 11.02% average annual returns. The fund has doubled the money invested in it every 4 yrs.
HDFC Housing Opportunities Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Construction, Materials, Metals & Mining, Energy sectors. It has taken less exposure in Financial, Construction sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Larsen & Toubro Ltd., ICICI Bank Ltd., Ambuja Cements Ltd., NTPC Ltd..

...

Fund AUM	1,288 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Amar Kalkundrikar

Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Srinivasan Ramamurthy

Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta. Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Investment objective

The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities.

HDFC Mutual Fund details

No. of schemes	78 view all schemes
Total AUM	8,93,028 Cr as on Sep 30, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
HDFC Infrastructure Fund	N.A.	2,522 Cr	4.74%	34.78%
HDFC Small Cap Fund	N.A.	36,828 Cr	6.78%	30.13%
HDFC Mid Cap Fund	N.A.	84,855 Cr	9.09%	29.92%
HDFC Focused Fund	N.A.	23,533 Cr	10.83%	29.28%
HDFC Flexi Cap Fund	N.A.	85,560 Cr	10.8%	29.18%
HDFC Large and Mid Cap Fund	N.A.	26,949 Cr	6.65%	26.59%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Housing Opportunities Fund?

The current Net Asset Value (NAV) of the HDFC Housing Opportunities Fund plan is approximately ₹22.777 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The HDFC Housing Opportunities Fund is a 7 yrs 11 m old fund and has delivered average annual returns of 11.02% since inception.

HDFC Housing Opportunities Fund Returns

1-Year	3-Year	5-Year	Since Inception
1.33%	19.66%	23.11%	11.02%

How much does this mutual fund charge as expense ratio?

The HDFC Housing Opportunities Fund has an expense ratio of 2.21%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The HDFC Housing Opportunities Fund currently has assets under management (AUM) or fund size valued at approximately 1,288 Cr as on Sep 30, 2025.

What are the top stock holdings of HDFC Housing Opportunities Fund?

The HDFC Housing Opportunities Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.75%
Larsen & Toubro Ltd.	8.24%
ICICI Bank Ltd.	7.33%
Ambuja Cements Ltd.	7.08%
NTPC Ltd.	6.34%
State Bank of India	6.1%
Kalpataru Projects International Ltd.	4.87%
Tata Steel Ltd.	4.64%
Prestige Estates Projects Ltd.	4.46%
Ultratech Cement Ltd.	4.27%

What are the top sectors HDFC Housing Opportunities Fund has invested in?

The HDFC Housing Opportunities Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	30.29%
Construction	18.72%
Materials	17.89%
Metals & Mining	8.01%
Energy	7.98%
Capital Goods	7.66%
Consumer Discretionary	5.21%
Services	2.07%

What is risk level of HDFC Housing Opportunities Fund?

This is a Thematic fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in HDFC Housing Opportunities Fund?

Redeeming your investments in the HDFC Housing Opportunities Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic

#NA

Return Outperformance: This fund has generated highest return amongst Thematic funds in the last 5 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 30 days.