HDFC Balanced Advantage Fund Direct-Growth

Q: What are the returns of HDFC Balanced Advantage Fund?

The HDFC Balanced Advantage Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 15.24% since inception. HDFC Balanced Advantage Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 10.05% 20.89% 26.97% 15.21% 15.24%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹543.777+0.41% 1 day change	15.24% p.a.	#NA View Ranked Funds	5

Historical NAV & returns

NAV: ₹543.777 as on Apr 23, 2025

This fund Category average

HDFC Balanced Advantage Fund overview

VRO rating	5
Expense ratio	0.88% as on Mar 31, 2025
Exit load	1.0% Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹94,824 Crs
Lock-in	No Lockin
Age	12 yrs 3 m since Jan 01, 2013
Benchmark	NIFTY 50 Hybrid Composite Debt 50:50 Index
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	Very High

HDFC Balanced Advantage Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 24, 2025

Period	This fund	Category average
1 month	2.27%	2.37%
3 months	4.05%	3.56%
6 months	0.63%	0.88%
1 year	10.05%	9.57%
3 years	20.89%	13.45%
5 years	26.97%	16.65%
7 years	16.17%	11.21%
10 years	15.21%	11.03%

Asset allocationas on Mar 31, 2025

Large Cap 47.952%

Mid Cap 6.34624%

Small Cap 4.9017599999999995%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.5.38%

ICICI Bank Ltd.3.94%

Reliance Industries Ltd.3.32%

Infosys Ltd.3.24%

Top sectors

Financial 21.159999999999997%

Energy 9.569999999999999%

Technology 6.319999999999999%

Automobile 4.689999999999999%

AAA 17.61880034%

SOV 9.57601393%

Cash 7.5141763%

Cash & Call Money 3.92420145%

Top Debt Holdings

GOI 9.33%

HDFC Bank Ltd. 1.15%

State Bank of India 0.81%

Pipeline Infrastructure (India) Pvt. Ltd. 0.68%

Allocation by Instruments

GOI Securities 9.323688699999998%

Debenture 8.98476966%

Cash Margin 7.5141763%

Bonds 3.6701701800000004%

Other Holdings

Embassy Office Parks REIT 0.75%

Others 0.75%

Brookfield India Real Estate Trust REIT 0.48%

Powergrid Infrastructure Investment Trust 0.19%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
HDFC Balanced Advantage Fund	N.A.	₹94,824 Crs	12 yrs 3 m	0.88%
Tata Balanced Advantage Fund	N.A.	₹10,075 Crs	6 yrs 3 m	0.36%
ICICI Prudential Balanced Advantage Fund	N.A.	₹60,591 Crs	12 yrs 3 m	0.92%
Nippon India Balanced Advantage Fund	N.A.	₹8,808 Crs	12 yrs 3 m	0.59%
Edelweiss Balanced Advantage Fund	N.A.	₹12,240 Crs	12 yrs 3 m	0.51%
Sundaram Balanced Advantage Fund	N.A.	₹1,491 Crs	12 yrs 3 m	0.69%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Balanced Advantage Fund	2.27%	0.63%	10.05%	20.89%	26.97%	15.21%
Tata Balanced Advantage Fund	1.7%	0.4%	7.35%	12.66%	16.86%	8.21%
ICICI Prudential Balanced Advantage Fund	3.22%	3.11%	11.35%	13.82%	18.2%	12.05%
Nippon India Balanced Advantage Fund	2.74%	2.45%	10.85%	14.39%	17.63%	11.26%
Edelweiss Balanced Advantage Fund	1.65%	-0.21%	8.27%	13.27%	17.98%	11.58%
Sundaram Balanced Advantage Fund	2.6%	0.43%	10.72%	12.98%	15.96%	10.81%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Balanced Advantage Fund	9.87	0.87	1.33	2.56
Tata Balanced Advantage Fund	7.2	0.67	0.74	1.26
ICICI Prudential Balanced Advantage Fund	5.7	0.52	1.03	1.83
Nippon India Balanced Advantage Fund	7.51	0.7	0.86	1.47
Edelweiss Balanced Advantage Fund	8.79	0.82	0.65	1.1
Sundaram Balanced Advantage Fund	8.11	0.76	0.62	1.13

View all Dynamic Asset Allocation funds

Key risk & return ratios Compared to other funds in the category

Alpha	8.69 vs. 3.16 Higher outperformance against benchmark
Sharpe	1.33 vs. 3.26 Poor risk-adjusted returns
Beta	0.87 vs. 0.7 More sensitive to market's ups & downs
Standard deviation	9.87 vs. 5.84 More volatile performance

Compare HDFC Balanced Advantage Fund in detail with

About this fund

About HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Direct-Growth is a Dynamic Asset Allocation mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 12 yrs 3 m, having been launched on 01/01/2013. HDFC Balanced Advantage Fund Direct-Growth has ₹94,824 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Balanced Advantage Fund Direct-Growth as of 23/04/2025 is ₹543.78. The fund has an expense ratio of 0.88%, which is higher than what most other Dynamic Asset Allocation funds charge. Currently, the fund has a 59.20% allocation to equity and 27.95% to Debt.

HDFC Balanced Advantage Fund Direct-Growth returns of last 1-year are 10.46%. Since launch, it has delivered 15.82% average annual returns. The fund has doubled the money invested in it every 4 yrs.
HDFC Balanced Advantage Fund Direct-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Financial, Energy, Technology, Automobile, Construction sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in GOI, HDFC Bank Ltd., ICICI Bank Ltd., Reliance Industries Ltd., Infosys Ltd..

...

Fund AUM	₹94,824 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Anil Bamboli

Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI. Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Gopal Agrawal

Mr.Agrawal is a B.E and MBM. Prior to joining HDFC Mutual Fund he has worked with DSP Mutual Fund, Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.

Srinivasan Ramamurthy

Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta. Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Arun Agarwal

Mr. Agarwal is a B.Com. and Chartered Accountant Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.

Nandita Menezes

CA (ICAI, INDIA), B.Com (University of Mumbai) Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.

Investment objective

The Scheme seeks to provide long term capital appreciation / income from a dynamic mix of equity and debt investments.

HDFC Mutual Fund details

No. of schemes	75 view all schemes
Total AUM	₹7,80,967 Crs as on Mar 31, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
HDFC Retirement Savings Fund - Hybrid Equity Plan	N.A.	₹1,567 Crs	9.5%	22.55%
HDFC Hybrid Equity Fund	N.A.	₹23,229 Crs	10.18%	21.68%
HDFC Multi Asset Fund	N.A.	₹4,034 Crs	12.73%	20.29%
HDFC Equity Savings Fund	N.A.	₹5,430 Crs	7.99%	14.65%
HDFC Hybrid Debt Fund	N.A.	₹3,310 Crs	10.38%	13.4%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Balanced Advantage Fund?

The current Net Asset Value (NAV) of the HDFC Balanced Advantage Fund - Direct Growth plan is approximately ₹543.777 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The HDFC Balanced Advantage Fund is a 12 yrs 3 m old fund and has delivered average annual returns of 15.24% since inception.

HDFC Balanced Advantage Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
10.05%	20.89%	26.97%	15.21%	15.24%

How much does this mutual fund charge as expense ratio?

The HDFC Balanced Advantage Fund - Direct Growth has an expense ratio of 0.88%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC Balanced Advantage Fund currently has assets under management (AUM) or fund size valued at approximately ₹94,824 Crs crore as of Mar 31, 2025.

What are the top stock holdings of HDFC Balanced Advantage Fund?

The HDFC Balanced Advantage Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	5.38%
ICICI Bank Ltd.	3.94%
Reliance Industries Ltd.	3.32%
Infosys Ltd.	3.24%
State Bank of India	3.12%
Bharti Airtel Ltd.	2.65%
NTPC Ltd.	2.65%
Larsen & Toubro Ltd.	2.45%
Coal India Ltd.	2.35%
Axis Bank Ltd.	2.3%

What are the top sectors HDFC Balanced Advantage Fund has invested in?

The HDFC Balanced Advantage Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	21.159999999999997%
Energy	9.569999999999999%
Technology	6.319999999999999%
Automobile	4.689999999999999%
Healthcare	4.29%
Construction	3.3299999999999996%
Communication	2.9699999999999998%
Materials	2.8000000000000003%
Consumer Staples	2.65%
Capital Goods	2.6199999999999997%

To whom does HDFC Balanced Advantage Fund lend to?

The top 3 debt holdings of HDFC Balanced Advantage Fund are as follows

Holding Name	Percentage of Portfolio
GOI	9.33%
HDFC Bank Ltd.	1.15%
State Bank of India	0.81%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Balanced Advantage Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	17.61880034%
SOV	9.57601393%
Cash	7.5141763%

What is risk level of HDFC Balanced Advantage Fund?

This is a Dynamic Asset Allocation fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Balanced Advantage Fund?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC Balanced Advantage Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in HDFC Balanced Advantage Fund is complete.

How can I redeem my investments in HDFC Balanced Advantage Fund?

Redeeming your investments in HDFC Balanced Advantage Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Balanced Advantage Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Dynamic Asset Allocation

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Dynamic Asset Allocation funds in the last 10 Years.
AUM Overall: This fund has 2nd largest AUM in Dynamic Asset Allocation
Age: This is the 3rd oldest Dynamic Asset Allocation fund.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year.