Q: What are the returns of Franklin India Debt Hybrid Fund?

The Franklin India Debt Hybrid Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 9.39% since inception. Franklin India Debt Hybrid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 8.46% 11.26% 10.0% 8.4% 9.39%

Question 1

What is the current NAV of Franklin India Debt Hybrid Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Franklin India Debt Hybrid Fund - Direct Growth plan is approximately ₹100.3901 as of Jul 21, 2025.

Question 2

What are the returns of Franklin India Debt Hybrid Fund?

Accepted Answer

The Franklin India Debt Hybrid Fund is a 12 yrs 6 m old fund and has delivered average annual returns of 9.39% since inception.

Franklin India Debt Hybrid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
8.46%	11.26%	10.0%	8.4%	9.39%

Question 3

How much does Franklin India Debt Hybrid Fund charge as the expense ratio?

Accepted Answer

The Franklin India Debt Hybrid Fund - Direct Growth has an expense ratio of 0.75%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Franklin India Debt Hybrid Fund?

Accepted Answer

The Franklin India Debt Hybrid Fund currently has assets under management (AUM) or fund size valued at approximately ₹201 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Franklin India Debt Hybrid Fund?

Accepted Answer

The Franklin India Debt Hybrid Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.67%
ICICI Bank Ltd.	2.09%
Larsen & Toubro Ltd.	1.08%
Bharti Airtel Ltd.	1.03%
Infosys Ltd.	1.0%
Axis Bank Ltd.	0.99%
Reliance Industries Ltd.	0.77%
HCL Technologies Ltd.	0.76%
Eternal Ltd.	0.62%
United Spirits Ltd.	0.61%

Question 6

What are the top sectors Franklin India Debt Hybrid Fund has invested in?

Accepted Answer

The Franklin India Debt Hybrid Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	2.67%
ICICI Bank Ltd.	2.09%
Larsen & Toubro Ltd.	1.08%
Bharti Airtel Ltd.	1.03%
Infosys Ltd.	1.0%
Axis Bank Ltd.	0.99%
Reliance Industries Ltd.	0.77%
HCL Technologies Ltd.	0.76%
Eternal Ltd.	0.62%
United Spirits Ltd.	0.61%

Question 7

To whom does Franklin India Debt Hybrid Fund lend to?

Accepted Answer

The top 3 debt holdings of Franklin India Debt Hybrid Fund are as follows

Holding Name	Percentage of Portfolio
GOI	12.82%
Punjab National Bank	9.33%
Bajaj Finance Ltd.	7.73%

Question 8

What is the quality of borrowers Franklin India Debt Hybrid Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Franklin India Debt Hybrid Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
GOI	12.82%
Punjab National Bank	9.33%
Bajaj Finance Ltd.	7.73%

Question 9

What is the risk level of Franklin India Debt Hybrid Fund?

Accepted Answer

This is a Conservative Hybrid fund comes with Moderately High risk.

Question 10

Is there any lock-in period in Franklin India Debt Hybrid Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Franklin India Debt Hybrid Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Franklin India Debt Hybrid Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Franklin India Debt Hybrid Fund is complete.

Question 12

How can I redeem my investments in Franklin India Debt Hybrid Fund?

Accepted Answer

Redeeming your investments in Franklin India Debt Hybrid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Franklin India Debt Hybrid Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.75% as on May 31, 2025
Exit load	0% Exit load of 1% if redeemed within 1 year!
AUM (Fund size)	₹201 Cr
Lock-in Period	Nil
Age	12 yrs 6 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 85+15 Conservative
Min. investment	SIP: ₹500 & Lumpsum: ₹10000
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	0.18%	0.46%
3 Months	2.62%	2.28%
6 Months	6.17%	5.69%
1 Year	8.46%	7.96%
2 Years	11.71%	10.9%
3 Years	11.26%	10.63%
4 Years	9.15%	9.47%
5 Years	10.0%	10.47%
7 Years	8.87%	8.92%
10 Years	8.4%	8.72%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Franklin India Debt Hybrid Fund	N.A.	201 Cr	12 yrs 6 m	0.75%
ICICI Prudential Regular Savings Fund	N.A.	3,188 Cr	12 yrs 6 m	0.97%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	12 yrs 6 m	1.05%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	12 yrs 6 m	0.67%
Kotak Debt Hybrid Fund	N.A.	3,129 Cr	12 yrs 6 m	0.48%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	824 Cr	12 yrs 6 m	0.51%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Franklin India Debt Hybrid Fund	0.18%	6.17%	8.46%	11.26%	10.0%	8.4%
ICICI Prudential Regular Savings Fund	0.81%	6.26%	9.46%	11.63%	11.19%	10.35%
SBI Conservative Hybrid Fund	1.01%	6.4%	7.47%	11.55%	12.14%	9.93%
Canara Robeco Conservative Hybrid Fund	0.51%	5.97%	8.68%	10.44%	10.18%	9.18%
Kotak Debt Hybrid Fund	0.65%	4.96%	7.86%	12.7%	12.85%	11.0%
Baroda BNP Paribas Conservative Hybrid Fund	0.56%	6.03%	8.25%	10.85%	9.5%	9.23%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Franklin India Debt Hybrid Fund	3.57	0.88	1.44	2.02
ICICI Prudential Regular Savings Fund	3.1	0.76	1.66	2.37
SBI Conservative Hybrid Fund	3.45	0.8	1.49	2.19
Canara Robeco Conservative Hybrid Fund	3.69	0.9	1.15	1.83
Kotak Debt Hybrid Fund	4.56	1.1	1.41	1.97
Baroda BNP Paribas Conservative Hybrid Fund	3.47	0.84	1.33	1.77

Franklin India Debt Hybrid Fund A Direct- Growth

Historical NAV & returns

Franklin India Debt Hybrid Fund overview

Franklin India Debt Hybrid Fund Returns calculator

Trailing returns as on Jul 22, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

Compare Franklin India Debt Hybrid Fund in detail with

About this fund

About Franklin India Debt Hybrid Fund

Fund managers

Investment objective

Franklin Templeton Mutual Fund details

More funds from Franklin Templeton Mutual Fund

Frequently asked questions

Franklin India Debt Hybrid Fund Returns

ET Money rank

Alpha	1.43 vs. 4.07 Underperformed at beating benchmark
Sharpe	1.44 vs. 4.05 Poor risk-adjusted returns
Beta	0.88 vs. 1.35 Less sensitive to market ups & downs
Standard deviation	3.57 vs. 3.63 More stable returns

Fund AUM	201 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

No. of schemes	34 view all schemes
Total AUM	1,15,641 Cr as on Jun 30, 2025
Address	Unit No.202/203/204, 2nd Floor Dalamal Tower, Plot No. 211 Free Press Journal Marg, Nariman Point Mumbai, 400013
Phone	1800-425-4255 / 60004255

Fund name	ETM Rank	AUM	1Y	5Y
Franklin India Dynamic Asset Allocation FoF	N.A.	1,314 Cr	6.92%	20.02%
Franklin India Equity Hybrid Fund	N.A.	2,187 Cr	6.16%	19.71%
Franklin India Income Plus Arbitrage Active FoF	N.A.	71 Cr	13.66%	16.29%
Franklin India Equity Savings Fund	N.A.	678 Cr	6.7%	11.38%
Franklin India Pension Fund	N.A.	515 Cr	6.9%	11.27%

Sector	Percentage of Portfolio
Financial	6.760000000000001%
Services	2.66%
Technology	2.4299999999999997%
Energy	1.8900000000000001%
Healthcare	1.62%
Automobile	1.43%
Construction	1.33%
Consumer Staples	1.27%
Communication	1.27%
Capital Goods	0.8700000000000001%

Credit Quality	Percentage of Portfolio
AAA	43.94388654%
SOV	24.98734154%
AA+	5.06582416%