Baroda BNP Paribas Liquid Fund

Q: What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Liquid Fund is a 16 yrs 8 m old fund and has delivered average annual returns of 6.9% since inception. Baroda BNP Paribas Liquid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.58% 6.94% 5.66% 6.18% 6.9%

Q: How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Liquid Fund has an expense ratio of 0.27% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 22, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3054.8513+0.02% 1 day change	6.9% p.a.	App exclusive #NA View Ranked Funds	₹7,890 Cr

Historical NAV & returns

NAV: ₹3054.8513 as on Oct 22, 2025

This fund Category average

Baroda BNP Paribas Liquid Fund overview

AUM (Fund size)	₹7,890 Cr
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
Lock-in Period	Nil
Age	16 yrs 8 m since Jan 27, 2009
Benchmark	CRISIL Liquid Debt A-I Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.27% as on Sep 30, 2025
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Baroda BNP Paribas Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 26, 2025

Period	This fund	Category average
1 Month	0.44%	0.44%
3 Months	1.36%	1.36%
6 Months	2.89%	2.9%
1 Year	6.58%	6.58%
2 Years	6.95%	6.94%
3 Years	6.94%	6.91%
4 Years	6.28%	6.23%
5 Years	5.66%	5.61%
7 Years	5.7%	5.65%
10 Years	6.18%	6.11%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 88.49%

SOV 20.16%

AAA 1.9%

Others 0.33%

Top Debt Holdings

Reserve Bank of India 20.16%

Canara Bank 6.76%

Axis Bank Ltd. 6.58%

Small Industries Devp. Bank of India Ltd. 6.31%

Allocation by Instruments

Commercial Paper 55.309999999999995%

Certificate of Deposit 33.18%

Treasury Bills 20.16%

Debenture 1.27%

Other Holdings

Others 0.33%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Baroda BNP Paribas Liquid Fund	0.44%	2.89%	6.58%	6.94%	5.66%	6.18%
Canara Robeco Liquid Fund	0.45%	2.93%	6.69%	7.02%	5.68%	6.06%
Bank of India Liquid Fund	0.45%	2.97%	6.72%	7.05%	5.72%	6.17%
Mirae Asset Liquid Fund	0.44%	2.94%	6.65%	6.98%	5.68%	6.09%
JM Liquid Fund	0.44%	2.9%	6.57%	6.9%	5.62%	6.14%
Navi Liquid Fund	0.41%	2.79%	6.25%	6.64%	5.54%	6.04%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Baroda BNP Paribas Liquid Fund	0.16	0.31	2.71	3.5
Canara Robeco Liquid Fund	0.17	0.34	3.07	4.13
Bank of India Liquid Fund	0.16	0.34	3.38	4.24
Mirae Asset Liquid Fund	0.17	0.33	2.82	3.92
JM Liquid Fund	0.15	0.29	2.7	3.53
Navi Liquid Fund	0.15	0.23	1.1	1.45

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Baroda BNP Paribas Liquid Fund	N.A.	7,890 Cr	16 yrs 8 m	0.27%
Canara Robeco Liquid Fund	N.A.	6,399 Cr	17 yrs 3 m	0.21%
Bank of India Liquid Fund	N.A.	1,360 Cr	17 yrs 3 m	0.14%
Mirae Asset Liquid Fund	N.A.	11,368 Cr	16 yrs 9 m	0.19%
JM Liquid Fund	N.A.	1,621 Cr	27 yrs 10 m	0.26%
Navi Liquid Fund	N.A.	62 Cr	15 yrs 8 m	0.2%

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.0 vs. 2.9 Underperformed at beating benchmark
Sharpe	2.71 vs. 2.94 Poor risk-adjusted returns
Beta	0.31 vs. 1.55 Less sensitive to market ups & downs
Standard deviation	0.16 vs. 0.15 More volatile performance

Compare Baroda BNP Paribas Liquid Fund in detail with

About this fund

About Baroda BNP Paribas Liquid Fund

Baroda BNP Paribas Liquid Fund is a Liquid mutual fund scheme from Baroda Bnp Paribas Mutual Fund. This fund has been in existence for 16 yrs 8 m, having been launched on 27/01/2009. Baroda BNP Paribas Liquid Fund has ₹7,890 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Baroda BNP Paribas Liquid Fund as of 22/10/2025 is ₹3054.85. The fund has an expense ratio of 0.27%, which is higher than what most other Liquid funds charge.

Baroda BNP Paribas Liquid Fund returns of last 1-year are 6.65%. Since launch, it has delivered 6.92% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Baroda BNP Paribas Liquid Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Reserve Bank of India, Canara Bank, Axis Bank Ltd., Small Industries Devp. Bank of India Ltd., NTPC Ltd..

...

Fund AUM	7,890 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Vikram Pamnani

Mr. Pamnani holds PGDM in Finance. Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Gurvinder Singh Wasan

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University. Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Investment objective

The scheme aims to generate income with high liquidity by investing in a portfolio of money market and debt instruments.

Baroda BNP Paribas Mutual Fund details

No. of schemes	41 view all schemes
Total AUM	50,753 Cr as on Sep 30, 2025
Address	BNP Paribas House, 7th Floor, G-Block, Bandra Kurla Complex, Bandra Mumbai, 400051
Phone	022-33704000

More funds from Baroda BNP Paribas Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Baroda BNP Paribas Corporate Bond Fund	N.A.	434 Cr	8.73%	8.03%
Baroda BNP Paribas Credit Risk Fund	N.A.	196 Cr	8.23%	7.95%
Baroda BNP Paribas Gilt Fund	N.A.	1,313 Cr	6.95%	7.88%
Baroda BNP Paribas Short Duration Fund	N.A.	272 Cr	7.92%	7.56%
Baroda BNP Paribas Ultra Short Duration Fund	N.A.	1,258 Cr	7.14%	7.29%
Baroda BNP Paribas Money Market Fund	N.A.	2,937 Cr	7.45%	7.19%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Baroda BNP Paribas Liquid Fund?

The current Net Asset Value (NAV) of the Baroda BNP Paribas Liquid Fund plan is approximately ₹3054.8513 as of Oct 22, 2025.

What are the returns of this mutual fund scheme?

The Baroda BNP Paribas Liquid Fund is a 16 yrs 8 m old fund and has delivered average annual returns of 6.9% since inception.

Baroda BNP Paribas Liquid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.58%	6.94%	5.66%	6.18%	6.9%

How much does this mutual fund charge as expense ratio?

The Baroda BNP Paribas Liquid Fund has an expense ratio of 0.27%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Baroda BNP Paribas Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 7,890 Cr as on Sep 30, 2025.

To whom does Baroda BNP Paribas Liquid Fund lend to?

The top 3 debt holdings of Baroda BNP Paribas Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	20.16%
Canara Bank	6.76%
Axis Bank Ltd.	6.58%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Baroda BNP Paribas Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	88.49%
SOV	20.16%
AAA	1.9%

What is risk level of Baroda BNP Paribas Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Baroda BNP Paribas Liquid Fund?

Redeeming your investments in the Baroda BNP Paribas Liquid Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.