Bank of India Money Market Fund

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.6653+0.05% 1 day change	6.65% p.a.	App exclusive #NA View Ranked Funds	₹369 Cr

Historical NAV & returns

NAV: ₹10.6653 as on Feb 02, 2026

This fund Category average

Bank of India Money Market Fund overview

AUM (Fund size)	₹369 Cr
Exit load	0%
Lock-in Period	Nil
Age	1 yrs since Jan 28, 2025
Benchmark	CRISIL Money Market A-I Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	0.62% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bank of India Money Market Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.25%	0.3%
3 Months	1.18%	1.13%
6 Months	2.54%	2.54%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 87.36%

SOV 6.74%

Cash & Call Money 5.82%

Others 0.08%

Top Debt Holdings

HDFC Bank Ltd. 9.58%

Union Bank of India 7.89%

Reserve Bank of India 6.74%

Indian Bank 6.69%

Allocation by Instruments

Certificate of Deposit 65.12%

Commercial Paper 22.240000000000002%

Repo 7.18%

Treasury Bills 6.739999999999999%

Other Holdings

Others 7.18%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bank of India Money Market Fund	0.25%	2.54%	N.A.	N.A.	N.A.	N.A.
UTI Money Market Fund	0.3%	2.77%	7.17%	7.46%	6.27%	6.7%
Aditya Birla Sun Life Money Manager Fund	0.24%	2.67%	6.99%	7.41%	6.25%	6.78%
Sundaram Money Market Fund	0.29%	2.71%	7.05%	7.22%	5.98%	4.5%
Nippon India Money Market Fund	0.28%	2.7%	7.1%	7.41%	6.27%	6.7%
Aditya Birla Sun Life Money Manager Fund	0.24%	2.67%	6.99%	7.41%	6.26%	6.78%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bank of India Money Market Fund	N.A.	N.A.	N.A.	N.A.
UTI Money Market Fund	0.37	0.53	2.85	4.38
Aditya Birla Sun Life Money Manager Fund	0.39	0.59	2.61	3.44
Sundaram Money Market Fund	0.37	0.53	2.25	3.49
Nippon India Money Market Fund	0.39	0.55	2.61	4.03
Aditya Birla Sun Life Money Manager Fund	0.39	0.59	2.61	3.44

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bank of India Money Market Fund	N.A.	369 Cr	1 yrs	0.62%
UTI Money Market Fund	N.A.	19,301 Cr	16 yrs 6 m	0.22%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,449 Cr	20 yrs 3 m	0.37%
Sundaram Money Market Fund	N.A.	1,835 Cr	7 yrs 4 m	0.32%
Nippon India Money Market Fund	N.A.	20,190 Cr	20 yrs 7 m	0.38%
Aditya Birla Sun Life Money Manager Fund	N.A.	27,449 Cr	22 yrs 8 m	0.37%

View all Money Market funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bank of India Money Market Fund in detail with

About this fund

About Bank of India Money Market Fund

Bank of India Money Market Fund is a Money Market mutual fund scheme from Bank Of India Mutual Fund. This fund has been in existence for 1 yrs, having been launched on 28/01/2025. Bank of India Money Market Fund has ₹369 Crores worth of assets under management (AUM) as on 31/12/2025 and is small fund of its category. The latest Net Asset Value (NAV) of Bank of India Money Market Fund as of 02/02/2026 is ₹10.67. The fund has an expense ratio of 0.62%, which is higher than what most other Money Market funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in HDFC Bank Ltd., Union Bank of India, Reserve Bank of India, Indian Bank, Bank Of Baroda.

...

Fund AUM	369 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Mithraem Bharucha

Mr. Bharucha is a BMS and MBA Prior to joining Bank of India Mutual Fund, he has worked with YES Asset Management (India) Limited and BNP Paribas Asset Management India Pvt. Ltd.

Investment objective

The scheme seeks to generate returns with reasonable liquidity to the unitholders by investing in money market instruments.

Bank of India Mutual Fund details

No. of schemes	21 view all schemes
Total AUM	13,871 Cr as on Dec 31, 2025
Address	B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400013
Email	service@boiaxa-im.com

More funds from Bank of India Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bank of India Credit Risk Fund	N.A.	107 Cr	11.49%	7.67%
Bank of India Short Term Income Fund	N.A.	291 Cr	6.23%	7.11%
Bank of India Liquid Fund	N.A.	1,107 Cr	6.4%	6.99%
Bank of India Overnight Fund	N.A.	81 Cr	5.75%	6.44%
Bank of India Ultra Short Duration Fund	N.A.	159 Cr	6.15%	6.35%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bank of India Money Market Fund?

The current Net Asset Value (NAV) of the Bank of India Money Market Fund plan is approximately ₹10.6653 as of Feb 02, 2026.

How much does this mutual fund charge as expense ratio?

The Bank of India Money Market Fund has an expense ratio of 0.62%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bank of India Money Market Fund currently has assets under management (AUM) or fund size valued at approximately 369 Cr as on Dec 31, 2025.

To whom does Bank of India Money Market Fund lend to?

The top 3 debt holdings of Bank of India Money Market Fund are as follows

Holding Name	Percentage of Portfolio
HDFC Bank Ltd.	9.58%
Union Bank of India	7.89%
Reserve Bank of India	6.74%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bank of India Money Market Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	87.36%
SOV	6.74%
Cash & Call Money	5.82%

What is risk level of Bank of India Money Market Fund?

This is a Money Market fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bank of India Money Market Fund?

Redeeming your investments in the Bank of India Money Market Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.