Bandhan Low Duration Fund Regular-Growth

Q: What are the returns of Bandhan Low Duration Fund?

The Bandhan Low Duration Fund is a 19 yrs 5 m old fund and has delivered average annual returns of 7.19% since inception. Bandhan Low Duration Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.96% 7.11% 5.75% 6.84% 7.19%

NAV as of Jun 17, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹38.5765+0.04% 1 day change	7.19% p.a.	#NA View Ranked Funds	₹6,506 Crs

Historical NAV & returns

NAV: ₹38.5765 as on Jun 17, 2025

This fund Category average

Bandhan Low Duration Fund overview

Expense ratio	0.62% as on May 31, 2025
Exit load	0%
AUM (Fund size)	₹6,506 Crs
Lock-in	No Lockin
Age	19 yrs 5 m since Jan 12, 2006
Benchmark	NIFTY Low Duration Debt Index A-I
Min. investment	SIP ₹100 & Lump. ₹100
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Low Duration Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Jun 18, 2025

Period	This fund	Category average
1 Month	0.61%	0.58%
3 Months	2.52%	2.58%
6 Months	4.21%	4.23%
1 Year	7.96%	8.0%
2 Years	7.44%	7.47%
3 Years	7.11%	7.1%
4 Years	6.05%	6.21%
5 Years	5.75%	6.17%
7 Years	6.48%	6.23%
10 Years	6.84%	6.61%

Asset allocationas on May 31, 2025

Large Cap 0.0%

Mid Cap 0.0%

Small Cap 0.0%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 42.43%

A1+ 37.46%

SOV 10.91%

Cash & Call Money 5.14%

Top Debt Holdings

Bajaj Housing Finance Ltd. 7.17%

Axis Bank Ltd. 7.1%

Indian Bank 6.7%

Small Industries Devp. Bank of India Ltd. 4.24%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 1.6%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bandhan Low Duration Fund	N.A.	₹6,506 Crs	19 yrs 5 m	0.62%
Sundaram Low Duration Fund	N.A.	₹398 Crs	12 yrs 5 m	0.4%
HDFC Low Duration Fund	N.A.	₹21,198 Crs	12 yrs 5 m	0.45%
Mirae Asset Low Duration Fund	N.A.	₹1,838 Crs	12 yrs 5 m	0.18%
Mahindra Manulife Low Duration Fund	N.A.	₹624 Crs	8 yrs 4 m	0.3%
SBI Magnum Low Duration Fund	N.A.	₹14,729 Crs	12 yrs 5 m	0.43%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Low Duration Fund	0.61%	4.21%	7.96%	7.11%	5.75%	6.84%
Sundaram Low Duration Fund	0.59%	4.38%	8.64%	7.6%	7.97%	6.66%
HDFC Low Duration Fund	0.61%	4.51%	8.59%	7.88%	6.77%	7.45%
Mirae Asset Low Duration Fund	0.67%	4.5%	8.58%	7.61%	6.33%	6.73%
Mahindra Manulife Low Duration Fund	0.58%	4.38%	8.48%	7.65%	6.3%	5.76%
SBI Magnum Low Duration Fund	0.65%	4.41%	8.43%	7.57%	6.18%	7.1%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Low Duration Fund	0.47	1.18	1.18	1.58
Sundaram Low Duration Fund	0.48	1.14	2.07	3.11
HDFC Low Duration Fund	0.5	1.01	2.41	3.41
Mirae Asset Low Duration Fund	0.43	1.05	2.33	3.54
Mahindra Manulife Low Duration Fund	0.42	1.01	2.5	3.6
SBI Magnum Low Duration Fund	0.45	1.15	2.16	3.39

View all Low Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.79 vs. 3.88 Underperformed at beating benchmark
Sharpe	1.18 vs. 4.21 Poor risk-adjusted returns
Beta	1.18 vs. 2.12 Less sensitive to market ups & downs
Standard deviation	0.47 vs. 0.47 More volatile performance

Compare Bandhan Low Duration Fund in detail with

About this fund

About Bandhan Low Duration Fund

Bandhan Low Duration Fund Regular-Growth is a Low Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 19 yrs 5 m, having been launched on 12/01/2006. Bandhan Low Duration Fund Regular-Growth has ₹6,506 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Low Duration Fund Regular-Growth as of 17/06/2025 is ₹38.58. The fund has an expense ratio of 0.62%, which is higher than what most other Low Duration funds charge.

Bandhan Low Duration Fund Regular-Growth returns of last 1-year are 7.97%. Since launch, it has delivered 7.20% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Bandhan Low Duration Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Bajaj Housing Finance Ltd., Axis Bank Ltd., Indian Bank, Small Industries Devp. Bank of India Ltd., Bajaj Finance Ltd..

...

Fund AUM	₹6,506 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Harshal Joshi

Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.

Investment objective

The scheme aims to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.

Bandhan Mutual Fund details

No. of schemes	66 view all schemes
Total AUM	₹1,67,339 Crs as on Mar 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	₹372 Crs	11.32%	9.36%
Bandhan GSF Investment Fund	N.A.	₹3,432 Crs	7.32%	8.34%
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	₹4,682 Crs	9.59%	8.29%
Bandhan Bond Fund Short Term Plan	N.A.	₹10,116 Crs	9.95%	8.15%
Bandhan Dynamic Bond Fund	N.A.	₹2,939 Crs	7.07%	8.12%
Bandhan Bond Fund Medium Term Plan	N.A.	₹1,488 Crs	9.97%	8.04%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Low Duration Fund?

The current Net Asset Value (NAV) of the Bandhan Low Duration Fund - Direct Growth plan is approximately ₹38.5765 as of Jun 17, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Low Duration Fund is a 19 yrs 5 m old fund and has delivered average annual returns of 7.19% since inception.

Bandhan Low Duration Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.96%	7.11%	5.75%	6.84%	7.19%

How much does this mutual fund charge as expense ratio?

The Bandhan Low Duration Fund - Direct Growth has an expense ratio of 0.62%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan Low Duration Fund currently has assets under management (AUM) or fund size valued at approximately ₹6,506 Crs crore as of Mar 31, 2025.

To whom does Bandhan Low Duration Fund lend to?

The top 3 debt holdings of Bandhan Low Duration Fund are as follows

Holding Name	Percentage of Portfolio
Bajaj Housing Finance Ltd.	7.17%
Axis Bank Ltd.	7.1%
Indian Bank	6.7%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Low Duration Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	42.43%
A1+	37.46%
SOV	10.91%

What is risk level of Bandhan Low Duration Fund?

This is a Low Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Low Duration Fund?

Bandhan Low Duration Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 0.62% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.34%. That's 0.27999999999999997% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.27999999999999997% if you opt for direct plan of Bandhan Low Duration Fund

How can I redeem my investments in Bandhan Low Duration Fund?

Redeeming your investments in Bandhan Low Duration Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan Low Duration Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Low Duration

#NA

Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.