Bandhan Income Plus Arbitrage Active FoF

Q: What are the returns of this mutual fund scheme?

The Bandhan Income Plus Arbitrage Active FoF is a 21 yrs 5 m old fund and has delivered average annual returns of 7.27% since inception. Bandhan Income Plus Arbitrage Active FoF Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.55% 7.05% 5.77% 6.95% 7.27%

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹45.0229-0.01% 1 day change	7.27% p.a.	App exclusive #NA View Ranked Funds	₹1,993 Cr

Historical NAV & returns

NAV: ₹45.0229 as on Feb 02, 2026

This fund Category average

Bandhan Income Plus Arbitrage Active FoF overview

AUM (Fund size)	₹1,993 Cr
Exit load	0%
Lock-in Period	Nil
Age	21 yrs 5 m since Aug 09, 2004
Benchmark	NA
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	0.29% as on Feb 02, 2026
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Income Plus Arbitrage Active FoF Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.17%	-2.01%
3 Months	0.96%	-1.3%
6 Months	2.1%	-0.13%
1 Year	6.55%	4.62%
2 Years	7.13%	7.0%
3 Years	7.05%	7.78%
4 Years	6.23%	7.26%
5 Years	5.77%	7.19%
7 Years	6.92%	7.93%
10 Years	6.95%	7.95%

Asset allocationas on Dec 31, 2025

Large Cap -0.1%

Mid Cap -0.04%

Small Cap -0.02%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 45.889355%

Cash 30.151402%

SOV 13.593563%

A1+ 5.607327%

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Mutual Fund 99.45%

Reverse Repo 0.62%

Margin Money 0.00384295%

Other Holdings

Bandhan Corporate Bond Fund Direct-Growth 59.49%

Bandhan Arbitrage Fund Direct-Growth 39.96%

Others 0.62%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Income Plus Arbitrage Active FoF	0.17%	2.1%	6.55%	7.05%	5.77%	6.95%
Axis Income Plus Arbitrage Active FoF	0.21%	2.21%	7.26%	7.6%	6.41%	4.04%
ICICI Prudential Income Plus Arbitrage Omni FoF	0.19%	2.51%	6.53%	10.94%	9.99%	9.24%
HSBC Income Plus Arbitrage Active FoF	0.12%	1.93%	5.31%	7.26%	5.66%	6.44%
HDFC Income Plus Arbitrage Active FoF	0.11%	1.97%	3.97%	12.04%	12.28%	12.38%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Income Plus Arbitrage Active FoF	0.92	N.A.	0.81	1.44
Axis Income Plus Arbitrage Active FoF	1.81	N.A.	0.72	1.27
ICICI Prudential Income Plus Arbitrage Omni FoF	2.99	N.A.	1.51	2.99
HSBC Income Plus Arbitrage Active FoF	1.78	N.A.	0.58	0.86
HDFC Income Plus Arbitrage Active FoF	5.83	N.A.	0.95	1.37

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Income Plus Arbitrage Active FoF	N.A.	1,993 Cr	21 yrs 5 m	0.29%
Axis Income Plus Arbitrage Active FoF	N.A.	2,268 Cr	6 yrs	0.45%
ICICI Prudential Income Plus Arbitrage Omni FoF	N.A.	2,473 Cr	22 yrs 2 m	0.18%
HSBC Income Plus Arbitrage Active FoF	N.A.	670 Cr	11 yrs 9 m	0.51%
HDFC Income Plus Arbitrage Active FoF	N.A.	2,461 Cr	14 yrs	0.33%

View all Tax Efficient Income funds

Key risk & return ratios Compared to other funds in the category

Alpha	N.A.
Sharpe	0.81 vs. 1.21 Poor risk-adjusted returns
Beta	N.A.
Standard deviation	0.92 vs. 1.37 More stable returns

Compare Bandhan Income Plus Arbitrage Active FoF in detail with

About this fund

About Bandhan Income Plus Arbitrage Active FoF

Bandhan Income Plus Arbitrage Active FoF is a Tax Efficient Income mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 21 yrs 5 m, having been launched on 09/08/2004. Bandhan Income Plus Arbitrage Active FoF has ₹1,993 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Income Plus Arbitrage Active FoF as of 02/02/2026 is ₹45.02. The fund has an expense ratio of 0.29%, which is higher than what most other Tax Efficient Income funds charge.

Bandhan Income Plus Arbitrage Active FoF returns of last 1-year are 6.59%. Since launch, it has delivered 7.28% average annual returns. The fund has doubled the money invested in it every 11 yrs.
The fund's credit profile is moderate indicating it has lent to borrowers whose quality is good. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Bandhan Corporate Bond Fund Direct-Growth, Bandhan Arbitrage Fund Direct-Growth.

...

Fund AUM	1,993 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Harshal Joshi

Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.

Investment objective

The scheme seeks to generate long-term capital appreciation from a portfolio created by investing in active debt oriented mutual fund schemes and arbitrage fund of Bandhan Mutual Fund.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF	N.A.	136 Cr	9.28%	N.A.
Bandhan Fixed Term Plan Series 179	N.A.	363 Cr	7.52%	7.97%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	438 Cr	6.57%	N.A.
Bandhan Gilt Fund with 10 year Constant Duration Fund	N.A.	340 Cr	6.11%	7.78%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	420 Cr	5.81%	7.7%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund	N.A.	150 Cr	7.35%	7.53%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Income Plus Arbitrage Active FoF?

The current Net Asset Value (NAV) of the Bandhan Income Plus Arbitrage Active FoF plan is approximately ₹45.0229 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bandhan Income Plus Arbitrage Active FoF is a 21 yrs 5 m old fund and has delivered average annual returns of 7.27% since inception.

Bandhan Income Plus Arbitrage Active FoF Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.55%	7.05%	5.77%	6.95%	7.27%

How much does this mutual fund charge as expense ratio?

The Bandhan Income Plus Arbitrage Active FoF has an expense ratio of 0.29%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Income Plus Arbitrage Active FoF currently has assets under management (AUM) or fund size valued at approximately 1,993 Cr as on Dec 31, 2025.

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Income Plus Arbitrage Active FoF allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	45.889355%
Cash	30.151402%
SOV	13.593563%

What is risk level of Bandhan Income Plus Arbitrage Active FoF?

This is a Tax Efficient Income fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Income Plus Arbitrage Active FoF?

Redeeming your investments in the Bandhan Income Plus Arbitrage Active FoF is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Tax Efficient Income

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Return Outperformance: This fund has generated highest return amongst Tax Efficient Income funds in the last 2 Years.
Chance: This fund has generated a 7.14% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.