Bandhan Flexi Cap Fund Regular-Growth

Q: What are the returns of Bandhan Flexi Cap Fund?

The Bandhan Flexi Cap Fund is a 20 yrs old fund and has delivered average annual returns of 16.49% since inception. Bandhan Flexi Cap Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -1.21% 14.36% 18.77% 11.52% 16.49%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹207.54+0.56% 1 day change	16.49% p.a.	App exclusive #NA View Ranked Funds	₹7,357 Cr

Historical NAV & returns

NAV: ₹207.54 as on Sep 03, 2025

This fund Category average

Bandhan Flexi Cap Fund overview

Expense ratio	1.86% as on Aug 31, 2025
Plan type	Regular
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹7,357 Cr
Lock-in Period	Nil
Age	20 yrs since Sep 05, 2005
Benchmark	BSE 500 TRI
Min. investment	This scheme is currently not buyable
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bandhan Flexi Cap Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.66%	0.5%
3 Months	1.95%	1.65%
6 Months	14.59%	15.4%
1 Year	-1.21%	-2.14%
2 Years	15.99%	16.63%
3 Years	14.36%	16.1%
4 Years	11.64%	12.44%
5 Years	18.77%	20.52%
7 Years	11.46%	14.27%
10 Years	11.52%	14.47%

Asset allocationas on May 31, 2025

Large Cap 74.46%

Mid Cap 10.5%

Small Cap 9.28%

Other Cap 0%

Top holdings

HDFC Bank Ltd.7.86%

ICICI Bank Ltd.6.66%

Infosys Ltd.4.76%

Reliance Industries Ltd.4.39%

Top sectors

Financial 31.679999999999996%

Technology 9.709999999999999%

Services 9.059999999999999%

Automobile 7.55%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.03%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 4.63%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Flexi Cap Fund	N.A.	7,357 Cr	20 yrs	1.86%
HDFC Flexi Cap Fund	N.A.	75,784 Cr	30 yrs 9 m	1.37%
Parag Parikh Flexi Cap Fund	N.A.	1,03,868 Cr	12 yrs 3 m	1.28%
JM Flexicap Fund	N.A.	5,917 Cr	17 yrs 1 m	1.8%
Edelweiss Flexi Cap Fund	N.A.	2,642 Cr	10 yrs 7 m	1.92%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Flexi Cap Fund	0.66%	14.59%	-1.21%	14.36%	18.77%	11.52%
HDFC Flexi Cap Fund	1.73%	15.36%	4.97%	22.12%	27.98%	16.65%
Parag Parikh Flexi Cap Fund	0.5%	11.12%	6.21%	20.64%	22.37%	18.12%
JM Flexicap Fund	1.21%	11.54%	-10.2%	21.53%	25.12%	16.77%
Edelweiss Flexi Cap Fund	0.93%	14.98%	-3.11%	17.51%	21.64%	14.86%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Flexi Cap Fund	11.65	0.83	0.64	1.02
HDFC Flexi Cap Fund	11.22	0.81	1.25	2.34
Parag Parikh Flexi Cap Fund	8.9	0.59	1.41	2.07
JM Flexicap Fund	14.97	1.02	0.94	1.35
Edelweiss Flexi Cap Fund	13.56	0.98	0.76	1.16

View all Flexi Cap funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.7 vs. 4.7 Underperformed at beating benchmark
Sharpe	0.64 vs. 4.0 Poor risk-adjusted returns
Beta	0.83 vs. 0.78 More sensitive to market's ups & downs
Standard deviation	11.65 vs. 10.08 More volatile performance

Compare Bandhan Flexi Cap Fund in detail with

About this fund

About Bandhan Flexi Cap Fund

Bandhan Flexi Cap Fund Regular-Growth is a Flexi Cap mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 20 yrs, having been launched on 05/09/2005. Bandhan Flexi Cap Fund Regular-Growth has ₹7,357 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Flexi Cap Fund Regular-Growth as of 03/09/2025 is ₹207.54. The fund has an expense ratio of 1.86%, which is higher than what most other Flexi Cap funds charge.

Bandhan Flexi Cap Fund Regular-Growth returns of last 1-year are -1.28%. Since launch, it has delivered 16.42% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Bandhan Flexi Cap Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Technology, Services, Automobile, Energy sectors. It has taken less exposure in Financial, Technology sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., Reliance Industries Ltd., Tata Consultancy Services Ltd..

...

Fund AUM	7,357 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Manish Gunwani

Mr. Gunwani is a B.Tech. and PGDM. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he has worked with Nippon India Mutual Fund, ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities.

Viraj Kulkarni

Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance). Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept. 2015) and Goldman Sachs Services India (June 2010-May 2012).

Investment objective

The scheme aims to generate long-term capital growth from an actively managed portfolio of predominantly equity and equity related instruments. It would invest in small and medium size businesses with good long term potential, which are available at cheap valuations.

Bandhan Mutual Fund details

No. of schemes	67 view all schemes
Total AUM	1,77,378 Cr as on Jun 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bandhan Infrastructure Fund	N.A.	1,701 Cr	-10.45%	32.52%
Bandhan Value Fund	N.A.	9,961 Cr	-6.35%	26.98%
Bandhan Large & Mid Cap Fund	N.A.	9,107 Cr	-2.08%	25.52%
Bandhan ELSS Tax Saver Fund	N.A.	6,955 Cr	-4.84%	22.97%
Bandhan Large Cap Fund	N.A.	1,862 Cr	-1.56%	18.01%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Flexi Cap Fund?

The current Net Asset Value (NAV) of the Bandhan Flexi Cap Fund - Direct Growth plan is approximately ₹207.54 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Flexi Cap Fund is a 20 yrs old fund and has delivered average annual returns of 16.49% since inception.

Bandhan Flexi Cap Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-1.21%	14.36%	18.77%	11.52%	16.49%

How much does this mutual fund charge as expense ratio?

The Bandhan Flexi Cap Fund - Direct Growth has an expense ratio of 1.86%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan Flexi Cap Fund currently has assets under management (AUM) or fund size valued at approximately 7,357 Cr as on May 31, 2025.

What are the top stock holdings of Bandhan Flexi Cap Fund?

The Bandhan Flexi Cap Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.86%
ICICI Bank Ltd.	6.66%
Infosys Ltd.	4.76%
Reliance Industries Ltd.	4.39%
Tata Consultancy Services Ltd.	3.76%
State Bank of India	3.12%
Kotak Mahindra Bank Ltd.	2.88%
Sun Pharmaceutical Industries Ltd.	2.86%
Axis Bank Ltd.	2.6%
Maruti Suzuki India Ltd.	2.54%

What are the top sectors Bandhan Flexi Cap Fund has invested in?

The Bandhan Flexi Cap Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	31.679999999999996%
Technology	9.709999999999999%
Services	9.059999999999999%
Automobile	7.55%
Energy	7.26%
Consumer Staples	6.239999999999999%
Healthcare	5.6%
Insurance	4.069999999999999%
Materials	4.06%
Communication	2.64%

What is risk level of Bandhan Flexi Cap Fund?

This is a Flexi Cap fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Flexi Cap Fund?

Bandhan Flexi Cap Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.86% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 1.14%. That's 0.7200000000000002% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.7200000000000002% if you opt for direct plan of Bandhan Flexi Cap Fund

How can I redeem my investments in Bandhan Flexi Cap Fund?

Redeeming your investments in Bandhan Flexi Cap Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan Flexi Cap Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Flexi Cap

#NA

Return Outperformance: This fund has generated highest return amongst Flexi Cap funds in the last 1 Year.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 12.03% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.