Bandhan ELSS Tax Saver Fund Regular-Growth

Q: What are the returns of Bandhan ELSS Tax Saver Fund?

The Bandhan ELSS Tax Saver Fund is a 16 yrs 9 m old fund and has delivered average annual returns of 17.62% since inception. Bandhan ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception -4.84% 14.93% 22.97% 14.81% 17.62%

Previously called: Bandhan Tax Advantage (ELSS) Reg-G

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹150.537+0.53% 1 day change	17.62% p.a.	App exclusive #NA View Ranked Funds	₹6,955 Cr

Historical NAV & returns

NAV: ₹150.537 as on Sep 03, 2025

This fund Category average

Bandhan ELSS Tax Saver Fund overview

Expense ratio	1.75% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹6,955 Cr
Lock-in Period	3 Years
Age	16 yrs 9 m since Dec 01, 2008
Benchmark	BSE 500 TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bandhan ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.55%	0.22%
3 Months	1.08%	0.85%
6 Months	12.95%	14.68%
1 Year	-4.84%	-2.75%
2 Years	12.24%	16.44%
3 Years	14.93%	16.39%
4 Years	13.17%	12.83%
5 Years	22.97%	20.92%
7 Years	14.59%	14.15%
10 Years	14.81%	14.2%

Asset allocationas on May 31, 2025

Large Cap 67.67%

Mid Cap 11.8%

Small Cap 14.08%

Other Cap 0%

Top holdings

HDFC Bank Ltd.8.25%

Reliance Industries Ltd.6.58%

ICICI Bank Ltd.5.31%

Tata Consultancy Services Ltd.3.92%

Top sectors

Financial 29.020000000000003%

Energy 9.370000000000001%

Technology 7.91%

Automobile 7.2299999999999995%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.03%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 4.27%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan ELSS Tax Saver Fund	N.A.	6,955 Cr	16 yrs 9 m	1.75%
Parag Parikh ELSS Tax Saver Fund	N.A.	5,294 Cr	6 yrs 2 m	1.72%
HDFC ELSS Tax Saver Fund	N.A.	16,454 Cr	29 yrs 8 m	1.7%
SBI Long Term Equity Fund	N.A.	28,506 Cr	18 yrs 4 m	1.58%
DSP ELSS Tax Saver Fund	N.A.	16,974 Cr	18 yrs 9 m	1.63%
Kotak ELSS Tax Saver Fund	N.A.	6,266 Cr	19 yrs 11 m	1.76%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan ELSS Tax Saver Fund	0.55%	12.95%	-4.84%	14.93%	22.97%	14.81%
Parag Parikh ELSS Tax Saver Fund	0.63%	11.75%	2.97%	18.24%	21.92%	12.22%
HDFC ELSS Tax Saver Fund	1.33%	15.56%	2.37%	21.4%	24.87%	14.61%
SBI Long Term Equity Fund	0.15%	11.75%	-3.13%	23.35%	25.04%	14.88%
DSP ELSS Tax Saver Fund	-0.62%	11.99%	-3.86%	18.57%	22.99%	16.04%
Kotak ELSS Tax Saver Fund	-0.16%	15.37%	-3.87%	15.5%	21.13%	14.48%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan ELSS Tax Saver Fund	11.71	0.85	0.68	1.04
Parag Parikh ELSS Tax Saver Fund	9.79	0.67	1.08	1.74
HDFC ELSS Tax Saver Fund	11.49	0.84	1.18	2.04
SBI Long Term Equity Fund	13.47	0.96	1.12	1.91
DSP ELSS Tax Saver Fund	13.34	0.96	0.84	1.73
Kotak ELSS Tax Saver Fund	12.9	0.92	0.65	0.9

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.05 vs. 5.39 Underperformed at beating benchmark
Sharpe	0.68 vs. 6.08 Poor risk-adjusted returns
Beta	0.85 vs. 0.91 Less sensitive to market ups & downs
Standard deviation	11.71 vs. 12.2 More stable returns

Compare Bandhan ELSS Tax Saver Fund in detail with

About this fund

About Bandhan ELSS Tax Saver Fund

Bandhan ELSS Tax Saver Fund Regular-Growth is a ELSS mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 16 yrs 9 m, having been launched on 01/12/2008. Bandhan ELSS Tax Saver Fund Regular-Growth has ₹6,955 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan ELSS Tax Saver Fund Regular-Growth as of 03/09/2025 is ₹150.54. The fund has an expense ratio of 1.75%, which is higher than what most other Elss funds charge.

Bandhan ELSS Tax Saver Fund Regular-Growth returns of last 1-year are -4.88%. Since launch, it has delivered 17.63% average annual returns. The fund has doubled the money invested in it every 5 yrs.
Bandhan ELSS Tax Saver Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund has the majority of its money invested in Financial, Energy, Technology, Automobile, Consumer Staples sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., ICICI Bank Ltd., Tata Consultancy Services Ltd., Kotak Mahindra Bank Ltd..

...

Fund AUM	6,955 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Daylynn Gerard Paul Pinto

Mr. Pinto is a B.Com (H) and PGDM. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

Investment objective

The scheme seeks to build a diversified portfolio comprising of stocks of companies with strong fundamentals that are available at reasonable valuations. The scheme can be fully into equities (and equity related securities) and upto 20% in debt & money market instruments.

Bandhan Mutual Fund details

No. of schemes	67 view all schemes
Total AUM	1,77,378 Cr as on Jun 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bandhan Infrastructure Fund	N.A.	1,701 Cr	-10.45%	32.52%
Bandhan Value Fund	N.A.	9,961 Cr	-6.35%	26.98%
Bandhan Large & Mid Cap Fund	N.A.	9,107 Cr	-2.08%	25.52%
Bandhan Flexi Cap Fund	N.A.	7,357 Cr	-1.21%	18.77%
Bandhan Large Cap Fund	N.A.	1,862 Cr	-1.56%	18.01%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the Bandhan ELSS Tax Saver Fund - Direct Growth plan is approximately ₹150.537 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Bandhan ELSS Tax Saver Fund is a 16 yrs 9 m old fund and has delivered average annual returns of 17.62% since inception.

Bandhan ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
-4.84%	14.93%	22.97%	14.81%	17.62%

How much does this mutual fund charge as expense ratio?

The Bandhan ELSS Tax Saver Fund - Direct Growth has an expense ratio of 1.75%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately 6,955 Cr as on May 31, 2025.

What are the top stock holdings of Bandhan ELSS Tax Saver Fund?

The Bandhan ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.25%
Reliance Industries Ltd.	6.58%
ICICI Bank Ltd.	5.31%
Tata Consultancy Services Ltd.	3.92%
Kotak Mahindra Bank Ltd.	3.83%
Infosys Ltd.	2.92%
Axis Bank Ltd.	2.91%
State Bank of India	2.73%
Bharti Airtel Ltd.	2.47%
Hero Motocorp Ltd.	2.14%

What are the top sectors Bandhan ELSS Tax Saver Fund has invested in?

The Bandhan ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	29.020000000000003%
Energy	9.370000000000001%
Technology	7.91%
Automobile	7.2299999999999995%
Consumer Staples	6.94%
Healthcare	6.180000000000001%
Materials	4.78%
Services	4.45%
Insurance	3.9699999999999998%
Communication	3.62%

What is risk level of Bandhan ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in Bandhan ELSS Tax Saver Fund?

Bandhan ELSS Tax Saver Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.75% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.65%. That's 1.1% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.1% if you opt for direct plan of Bandhan ELSS Tax Saver Fund

How can I redeem my investments in Bandhan ELSS Tax Saver Fund?

Redeeming your investments in Bandhan ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in ELSS

#NA

Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Exit Load: This fund has no exit load.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.