Q: What are the returns of this mutual fund scheme?

The Bandhan Fixed Term Plan Series 179 Direct-Growth is a 6 yrs 10 m old fund and has delivered average annual returns of 8.49% since inception. Bandhan Fixed Term Plan Series 179 Direct-Growth Returns 1-Year 3-Year 5-Year Since Inception 7.78% 8.24% 6.89% 8.49%

Question 1

What is the current NAV of Bandhan Fixed Term Plan Series 179 Direct-Growth?

Accepted Answer

The current Net Asset Value (NAV) of the Bandhan Fixed Term Plan Series 179 - Direct Growth plan is approximately ₹17.5794 as of Feb 02, 2026.

Question 2

What are the returns of this mutual fund scheme?

Accepted Answer

The Bandhan Fixed Term Plan Series 179 Direct-Growth is a 6 yrs 10 m old fund and has delivered average annual returns of 8.49% since inception.

Bandhan Fixed Term Plan Series 179 Direct-Growth Returns

1-Year	3-Year	5-Year	Since Inception
7.78%	8.24%	6.89%	8.49%

Question 3

How much does this mutual fund charge as expense ratio?

Accepted Answer

The Bandhan Fixed Term Plan Series 179 - Direct Growth has an expense ratio of 0.05%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Question 4

What is the AUM or fund size of this mutual fund?

Accepted Answer

The Bandhan Fixed Term Plan Series 179 currently has assets under management (AUM) or fund size valued at approximately 363 Cr as on Dec 31, 2025.

Question 5

To whom does Bandhan Fixed Term Plan Series 179 lend to?

Accepted Answer

The top 3 debt holdings of Bandhan Fixed Term Plan Series 179 are as follows

Holding Name	Percentage of Portfolio
Gujarat State	39.09%
Uttar Pradesh State	25.82%
Tamilnadu State	19.46%

Question 6

What is the quality of borrowers this mutual fund scheme lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Fixed Term Plan Series 179 allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	97.13%
Cash & Call Money	2.87%
Others	2.4827E-4%

Question 7

What is risk level of Bandhan Fixed Term Plan Series 179?

Accepted Answer

This is a Fmp fund comes with Low to Moderate risk.

Question 8

Is there any lock-in period in this mutual fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 9

How do I invest in Bandhan Fixed Term Plan Series 179 Direct-Growth?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Bandhan Fixed Term Plan Series 179 - Direct Growth, select your investment mode (lump sum or SIP), and enter the investment amount.
Provide the required details, including the bank account you'll use for payment, and confirm your investment.

That's it. Your investment in the Bandhan Fixed Term Plan Series 179 is complete.

Question 10

How can I redeem my investments in Bandhan Fixed Term Plan Series 179?

Accepted Answer

Redeeming your investments in the Bandhan Fixed Term Plan Series 179 is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.05% as on Feb 02, 2026
Exit load	0%
AUM (Fund size)	₹363 Cr
Lock-in Period	Nil
Age	6 yrs 10 m since Mar 11, 2019
Benchmark	Crisil Composite Bond
Min. investment	This scheme is currently not buyable
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Alpha	4.7 vs. 2.94 Higher outperformance against benchmark
Sharpe	1.11 vs. 2.79 Poor risk-adjusted returns
Beta	1.47 vs. 1.13 More sensitive to market's ups & downs
Standard deviation	1.76 vs. 0.74 More volatile performance

Fund AUM	363 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	438 Cr	6.85%	N.A.
Bandhan Gilt Fund with 10 year Constant Duration Fund	N.A.	340 Cr	6.35%	8.01%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	420 Cr	6.01%	7.89%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund	N.A.	150 Cr	7.61%	7.8%
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,192 Cr	7.73%	7.77%
Bandhan Floater Fund	N.A.	298 Cr	7.31%	7.75%

Bandhan Fixed Term Plan Series 179 Direct-Growth

Historical NAV & returns

Bandhan Fixed Term Plan Series 179 overview

Bandhan Fixed Term Plan Series 179 Returns calculator

Asset allocationas on Dec 31, 2025

Key risk & return ratios Compared to other funds in the category

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About Bandhan Fixed Term Plan Series 179

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Bandhan Fixed Term Plan Series 179 Direct-Growth Returns

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