DSP ELSS Tax Saver Fund-Growth

Q: What are the returns of DSP ELSS Tax Saver Fund?

The DSP ELSS Tax Saver Fund is a 18 yrs 5 m old fund and has delivered average annual returns of 15.15% since inception. DSP ELSS Tax Saver Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 13.75% 22.68% 28.35% 15.85% 15.15%

Previously called: DSP Tax Saver-G

NAV as of May 21, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹137.903+0.61% 1 day change	15.15% p.a.	#NA View Ranked Funds	₹16,638 Crs

Historical NAV & returns

NAV: ₹137.903 as on May 21, 2025

This fund Category average

DSP ELSS Tax Saver Fund overview

Expense ratio	1.64% as on Apr 30, 2025
Exit load	0%
AUM (Fund size)	₹16,638 Crs
Lock-in	3 Years
Age	18 yrs 5 m since Nov 27, 2006
Benchmark	NIFTY 500 TRI
Min. investment	SIP ₹500 & Lump. ₹500
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

DSP ELSS Tax Saver Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on May 22, 2025

Period	This fund	Category average
1 Month	1.28%	2.4%
3 Months	8.99%	8.68%
6 Months	3.73%	1.92%
1 Year	13.19%	7.6%
2 Years	27.02%	21.92%
3 Years	22.43%	19.77%
4 Years	18.23%	16.36%
5 Years	28.03%	25.67%
7 Years	17.29%	14.68%
10 Years	15.78%	13.37%

Asset allocationas on Apr 30, 2025

Large Cap 63.06835399999999%

Mid Cap 17.791147000000002%

Small Cap 12.630499%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.7.47%

ICICI Bank Ltd.6.28%

Axis Bank Ltd.5.0%

State Bank of India4.7%

Top sectors

Financial 33.57%

Healthcare 10.170000000000002%

Energy 8.350000000000001%

Automobile 6.63%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 6.14%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
DSP ELSS Tax Saver Fund	N.A.	₹16,638 Crs	18 yrs 5 m	1.64%
Parag Parikh ELSS Tax Saver Fund	N.A.	₹5,085 Crs	5 yrs 10 m	1.71%
HDFC ELSS Tax Saver Fund	N.A.	₹15,556 Crs	29 yrs 5 m	1.66%
SBI Long Term Equity Fund	N.A.	₹28,506 Crs	18 yrs	1.59%
Bank of India ELSS Tax Saver Fund	N.A.	₹1,320 Crs	16 yrs 5 m	2.1%

Fund name	1M	6M	1Y	3Y	5Y	10Y
DSP ELSS Tax Saver Fund	1.48%	2.56%	13.75%	22.68%	28.35%	15.85%
Parag Parikh ELSS Tax Saver Fund	3.02%	4.03%	14.87%	20.62%	28.03%	12.13%
HDFC ELSS Tax Saver Fund	1.81%	4.36%	12.66%	25.24%	29.85%	13.41%
SBI Long Term Equity Fund	3.03%	1.4%	7.86%	27.99%	30.46%	14.1%
Bank of India ELSS Tax Saver Fund	3.58%	-3.74%	-2.82%	21.7%	27.26%	15.26%

Fund name	Std. deviation	Beta	Sharpe	Sortino
DSP ELSS Tax Saver Fund	14.47	0.95	0.87	1.83
Parag Parikh ELSS Tax Saver Fund	10.46	0.65	1.08	1.65
HDFC ELSS Tax Saver Fund	12.52	0.83	1.22	2.36
SBI Long Term Equity Fund	14.43	0.94	1.16	2.02
Bank of India ELSS Tax Saver Fund	17.49	1.09	0.59	0.87

View all Elss funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.03 vs. 5.28 Underperformed at beating benchmark
Sharpe	0.87 vs. 5.76 Poor risk-adjusted returns
Beta	0.95 vs. 0.9 More sensitive to market's ups & downs
Standard deviation	14.47 vs. 13.01 More volatile performance

Compare DSP ELSS Tax Saver Fund in detail with

About this fund

About DSP ELSS Tax Saver Fund

DSP ELSS Tax Saver Fund-Growth is a ELSS mutual fund scheme from Dsp Mutual Fund. This fund has been in existence for 18 yrs 5 m, having been launched on 27/11/2006. DSP ELSS Tax Saver Fund-Growth has ₹16,638 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of DSP ELSS Tax Saver Fund-Growth as of 21/05/2025 is ₹137.90. The fund has an expense ratio of 1.64%, which is higher than what most other Elss funds charge.

DSP ELSS Tax Saver Fund-Growth returns of last 1-year are 13.88%. Since launch, it has delivered 15.37% average annual returns. The fund has doubled the money invested in it every 5 yrs.
DSP ELSS Tax Saver Fund-Growth scheme's ability to deliver returns consistently is higher than most funds of its category. Its ability to control losses in a falling market is high.
The fund has the majority of its money invested in Financial, Healthcare, Energy, Automobile, Technology sectors. It has taken less exposure in Financial, Healthcare sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., State Bank of India, Bharti Airtel Ltd..

...

Fund AUM	₹16,638 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Rohit Singhania

Mr. Singhania is an MMS. Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.

Investment objective

The scheme seeks to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors avail of deduction from total income, as permitted under the income tax act.

DSP Mutual Fund details

No. of schemes	50 view all schemes
Total AUM	₹1,87,436 Crs as on Mar 31, 2025
Address	NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai, 400069
Phone	1800-208-4499 / 1800-200-4499

Frequently asked questions

What is the current NAV of DSP ELSS Tax Saver Fund?

The current Net Asset Value (NAV) of the DSP ELSS Tax Saver Fund - Direct Growth plan is approximately ₹137.903 as of May 21, 2025.

What are the returns of this mutual fund scheme?

The DSP ELSS Tax Saver Fund is a 18 yrs 5 m old fund and has delivered average annual returns of 15.15% since inception.

DSP ELSS Tax Saver Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
13.75%	22.68%	28.35%	15.85%	15.15%

How much does this mutual fund charge as expense ratio?

The DSP ELSS Tax Saver Fund - Direct Growth has an expense ratio of 1.64%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The DSP ELSS Tax Saver Fund currently has assets under management (AUM) or fund size valued at approximately ₹16,638 Crs crore as of Mar 31, 2025.

What are the top stock holdings of DSP ELSS Tax Saver Fund?

The DSP ELSS Tax Saver Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	7.47%
ICICI Bank Ltd.	6.28%
Axis Bank Ltd.	5.0%
State Bank of India	4.7%
Bharti Airtel Ltd.	3.25%
Kotak Mahindra Bank Ltd.	3.12%
Infosys Ltd.	2.4%
Cipla Ltd.	2.34%
Mahindra & Mahindra Ltd.	2.24%
Larsen & Toubro Ltd.	2.14%

What are the top sectors DSP ELSS Tax Saver Fund has invested in?

The DSP ELSS Tax Saver Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	33.57%
Healthcare	10.170000000000002%
Energy	8.350000000000001%
Automobile	6.63%
Technology	5.79%
Communication	5.48%
Consumer Staples	5.18%
Construction	3.3600000000000003%
Materials	3.3600000000000003%
Chemicals	2.94%

What is risk level of DSP ELSS Tax Saver Fund?

This is a Elss fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

Yes, this fund comes with a mandatory lock-in period of 3 years.

How do I invest in DSP ELSS Tax Saver Fund?

DSP ELSS Tax Saver Fund-Growth is the regular plan of the fund. For this plan of you pay 1.64% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.74%. That's 0.8999999999999999% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.8999999999999999% if you opt for direct plan of DSP ELSS Tax Saver Fund

How can I redeem my investments in DSP ELSS Tax Saver Fund?

Redeeming your investments in DSP ELSS Tax Saver Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in DSP ELSS Tax Saver Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in ELSS

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst ELSS funds in the last 10 Years.
Chance: This fund has generated a 12.14% annual return in 70% of times for investors holding for at least 5 years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.