Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.5617+0.04% 1 day change	5.51%	App exclusive #NA View Ranked Funds	₹360 Cr

Historical NAV & returns

NAV: ₹10.5617 as on Feb 02, 2026

This fund Category average

Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund overview

AUM (Fund size)	₹360 Cr
Exit load	0%
Lock-in Period	Nil
Age	10 m since Mar 06, 2025
Benchmark	CRISIL-IBX Financial Services 3 to 6 Months Debt
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	1.01% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.2%	0.28%
3 Months	1.07%	1.09%
6 Months	2.46%	2.51%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 54.86%

AAA 42.92%

Cash & Call Money 2.22%

Others 0.00297429%

Top Debt Holdings

Axis Bank Ltd. 13.58%

Power Finance Corporation Ltd. 8.35%

REC Ltd. 6.98%

Tata Capital Financial Services Ltd. 6.97%

Allocation by Instruments

Certificate of Deposit 48.07999999999999%

Bonds 20.59%

Non Convertible Debenture 15.33%

Debenture 7.0%

Other Holdings

Others 1.75%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	0.2%	2.46%	N.A.	N.A.	N.A.	N.A.
Mirae Asset Ultra Short Duration Fund	0.25%	2.75%	6.81%	7.22%	6.03%	3.07%
ICICI Prudential Ultra Short Term Fund	0.28%	2.74%	6.8%	7.07%	6.02%	6.89%
Mahindra Manulife Ultra Short Duration Fund	0.25%	2.57%	6.46%	6.9%	5.75%	3.57%
WhiteOak Capital Ultra Short Duration Fund	0.2%	2.35%	6.02%	6.44%	5.5%	3.43%
Baroda BNP Paribas Ultra Short Duration Fund	0.25%	2.65%	6.65%	7.12%	6.07%	4.77%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	N.A.	N.A.	N.A.	N.A.
Mirae Asset Ultra Short Duration Fund	0.32	0.49	2.67	3.21
ICICI Prudential Ultra Short Term Fund	0.31	0.45	2.24	3.18
Mahindra Manulife Ultra Short Duration Fund	0.31	0.47	1.76	2.07
WhiteOak Capital Ultra Short Duration Fund	0.31	0.48	0.34	0.4
Baroda BNP Paribas Ultra Short Duration Fund	0.33	0.49	2.32	2.9

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	N.A.	360 Cr	10 m	1.01%
Mirae Asset Ultra Short Duration Fund	N.A.	2,067 Cr	5 yrs 4 m	0.46%
ICICI Prudential Ultra Short Term Fund	N.A.	16,907 Cr	14 yrs 9 m	0.79%
Mahindra Manulife Ultra Short Duration Fund	N.A.	219 Cr	6 yrs 3 m	0.7%
WhiteOak Capital Ultra Short Duration Fund	N.A.	574 Cr	6 yrs 8 m	1.02%
Baroda BNP Paribas Ultra Short Duration Fund	N.A.	765 Cr	7 yrs 8 m	0.49%

View all Ultra Short Duration funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund in detail with

About this fund

About Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund

Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a Ultra Short Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 10 m, having been launched on 06/03/2025. Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund has ₹360 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund as of 02/02/2026 is ₹10.56. The fund has an expense ratio of 1.01%, which is higher than what most other Ultra Short Duration funds charge.

The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in Axis Bank Ltd., Power Finance Corporation Ltd., REC Ltd., Tata Capital Financial Services Ltd., LIC Housing Finance Ltd..

...

Fund AUM	360 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Harshal Joshi

Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.

Brijesh Shah

Mr. Shah is a Post Graduate Diploma in Finance. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Investment objective

The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 3-6 Months Debt Index before expenses, subject to tracking errors.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

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Fund name	ETM Rank	AUM	1Y	3Y
Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF	N.A.	136 Cr	9.28%	N.A.
Bandhan Fixed Term Plan Series 179	N.A.	363 Cr	7.52%	7.97%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	438 Cr	6.57%	N.A.
Bandhan Gilt Fund with 10 year Constant Duration Fund	N.A.	340 Cr	6.11%	7.78%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	420 Cr	5.81%	7.7%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund	N.A.	150 Cr	7.35%	7.53%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

The current Net Asset Value (NAV) of the Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund plan is approximately ₹10.5617 as of Feb 02, 2026.

How much does this mutual fund charge as expense ratio?

The Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund has an expense ratio of 1.01%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund currently has assets under management (AUM) or fund size valued at approximately 360 Cr as on Dec 31, 2025.

To whom does Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund lend to?

The top 3 debt holdings of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund are as follows

Holding Name	Percentage of Portfolio
Axis Bank Ltd.	13.58%
Power Finance Corporation Ltd.	8.35%
REC Ltd.	6.98%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	54.86%
AAA	42.92%
Cash & Call Money	2.22%

What is risk level of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

This is a Ultra Short Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?

Redeeming your investments in the Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.