Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹12.539+0.02% 1 day change	7.29% p.a.	App exclusive #NA View Ranked Funds	₹103 Cr

Historical NAV & returns

NAV: ₹12.539 as on Feb 02, 2026

This fund Category average

Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund overview

AUM (Fund size)	₹103 Cr
Exit load	0%
Lock-in Period	Nil
Age	3 yrs 2 m since Nov 14, 2022
Benchmark	CRISIL IBX 90:10 SDL Plus Gilt - Nov 2026
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Expense ratio	0.35% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	0.35%	0.28%
3 Months	1.31%	1.08%
6 Months	2.66%	2.36%
1 Year	7.12%	7.12%
2 Years	7.45%	7.57%
3 Years	7.28%	6.42%

Asset allocationas on Dec 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 94.61%

Cash & Call Money 5.39%

Others 1.939E-4%

Top Debt Holdings

Gujarat State 28.11%

Maharashtra State 19.98%

Madhya Pradesh State 14.17%

GOI 8.25%

Allocation by Instruments

State Development Loan 86.36%

GOI Securities 8.25%

Reverse Repo 3.79%

Net Current Assets 1.6%

Other Holdings

Others 1.6%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund	0.35%	2.66%	7.12%	7.28%	N.A.	N.A.
BHARAT Bond FOF - April 2030	-0.48%	1.42%	6.91%	7.69%	6.74%	4.45%
BHARAT Bond FOF - April 2031	-0.83%	0.95%	6.7%	7.68%	6.58%	3.28%
HDFC NIFTY G-Sec Jun 2036 Index Fund	-0.06%	0.58%	5.73%	8.1%	4.79%	2.36%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	0.18%	2.3%	7.7%	7.97%	5.44%	2.68%
SBI CRISIL IBX Gilt Index - June 2036 Fund	-0.07%	0.51%	5.6%	7.85%	5.42%	2.67%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund	0.94	0.91	1.03	1.59
BHARAT Bond FOF - April 2030	1.99	2.09	0.8	1.43
BHARAT Bond FOF - April 2031	2.3	2.52	0.67	1.05
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	N.A.	N.A.	N.A.
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	1.78	1.55	0.99	1.78
SBI CRISIL IBX Gilt Index - June 2036 Fund	2.99	2.24	0.62	0.92

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund	N.A.	103 Cr	3 yrs 2 m	0.35%
BHARAT Bond FOF - April 2030	N.A.	9,469 Cr	6 yrs 1 m	0.08%
BHARAT Bond FOF - April 2031	N.A.	4,694 Cr	5 yrs 6 m	0.09%
HDFC NIFTY G-Sec Jun 2036 Index Fund	N.A.	941 Cr	2 yrs 11 m	0.38%
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund	N.A.	615 Cr	3 yrs 3 m	0.38%
SBI CRISIL IBX Gilt Index - June 2036 Fund	N.A.	2,737 Cr	3 yrs 4 m	0.49%

View all Target Maturity funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.67 vs. 2.56 Higher outperformance against benchmark
Sharpe	1.03 vs. 2.49 Poor risk-adjusted returns
Beta	0.91 vs. 0.88 More sensitive to market's ups & downs
Standard deviation	0.94 vs. 0.95 More stable returns

Compare Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund in detail with

About this fund

About Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund

Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund is a Target Maturity mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 3 yrs 2 m, having been launched on 14/11/2022. Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund has ₹103 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund as of 02/02/2026 is ₹12.54. The fund has an expense ratio of 0.35%, which is higher than what most other Target Maturity funds charge.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund returns of last 1-year are 7.18%. Since launch, it has delivered 7.29% average annual returns.
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Gujarat State, Maharashtra State, Madhya Pradesh State, GOI, Tamilnadu State.

...

Fund AUM	103 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Fund managers

Gautam Kaul

Mr. Kaul is a B.Com (H) and MBA (Finance). Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Harshal Joshi

Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.

Investment objective

The scheme seeks to provide investment returns corresponding to the total returns of the securities as represented by the CRISIL IBX 90:10 SDL plus Gilt Index- November 2026 before expenses, subject to tracking errors.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,99,722 Cr as on Dec 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF	N.A.	136 Cr	9.28%	N.A.
Bandhan Fixed Term Plan Series 179	N.A.	363 Cr	7.52%	7.97%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	438 Cr	6.57%	N.A.
Bandhan Gilt Fund with 10 year Constant Duration Fund	N.A.	340 Cr	6.11%	7.78%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	420 Cr	5.81%	7.7%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund	N.A.	150 Cr	7.35%	7.53%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund?

The current Net Asset Value (NAV) of the Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund plan is approximately ₹12.539 as of Feb 02, 2026.

What are the returns of this mutual fund scheme?

The Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund is a 3 yrs 2 m old fund and has delivered average annual returns of 7.29% since inception.

Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund Returns

1-Year	3-Year	Since Inception
7.12%	7.28%	7.29%

How much does this mutual fund charge as expense ratio?

The Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund has an expense ratio of 0.35%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund currently has assets under management (AUM) or fund size valued at approximately 103 Cr as on Dec 31, 2025.

To whom does Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund lend to?

The top 3 debt holdings of Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund are as follows

Holding Name	Percentage of Portfolio
Gujarat State	28.11%
Maharashtra State	19.98%
Madhya Pradesh State	14.17%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	94.61%
Cash & Call Money	5.39%
Others	1.939E-4%

What is risk level of Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund?

This is a Target Maturity fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund?

Redeeming your investments in the Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Target Maturity

#NA

Return Outperformance: This fund has generated highest return amongst Target Maturity funds in the last 3 Years.
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.