Bandhan Bond Fund Income Plan

Q: What are the returns of this mutual fund scheme?

The Bandhan Bond Fund Income Plan is a 25 yrs 4 m old fund and has delivered average annual returns of 7.72% since inception. Bandhan Bond Fund Income Plan Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.51% 6.35% 4.04% 6.31% 7.72%

Q: How much does this mutual fund charge as expense ratio?

The Bandhan Bond Fund Income Plan has an expense ratio of 1.98% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹65.1229+0.06% 1 day change	7.72% p.a.	App exclusive #NA View Ranked Funds	₹481 Cr

Historical NAV & returns

NAV: ₹65.1229 as on Oct 20, 2025

This fund Category average

Bandhan Bond Fund Income Plan overview

AUM (Fund size)	₹481 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.!
Lock-in Period	Nil
Age	25 yrs 4 m since Jun 13, 2000
Benchmark	NIFTY Medium to Long Duration Debt Index A-III
Min. investment	SIP: ₹1000 & Lumpsum: ₹5000
Expense ratio	1.98% as on Sep 30, 2025
Plan type	Regular
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Bandhan Bond Fund Income Plan Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	0.48%	0.66%
3 Months	0.26%	0.45%
6 Months	0.18%	1.16%
1 Year	4.51%	6.45%
2 Years	6.92%	7.76%
3 Years	6.35%	7.18%
4 Years	4.61%	5.72%
5 Years	4.04%	5.25%
7 Years	6.41%	6.49%
10 Years	6.31%	6.25%

Asset allocationas on Sep 30, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 83.73%

AAA 13.07%

Cash & Call Money 2.86%

Others 0.34%

Top Debt Holdings

GOI 83.73%

Tata Capital Financial Services Ltd. 8.85%

Bajaj Housing Finance Ltd. 4.22%

Others 0.04%

Allocation by Instruments

GOI Securities 83.73%

Non Convertible Debenture 8.85%

Debenture 4.22%

Net Current Assets 2.58%

Other Holdings

Others 0.3%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Bond Fund Income Plan	0.48%	0.18%	4.51%	6.35%	4.04%	6.31%
SBI Magnum Income Fund	0.66%	1.34%	6.53%	7.52%	5.67%	7.39%
ICICI Prudential Bond Fund	0.94%	1.75%	7.62%	8.0%	5.82%	7.18%
LIC MF Medium to Long Duration Fund	0.59%	1.34%	6.83%	7.73%	5.15%	6.25%
Nippon India Medium to Long Duration Fund	0.83%	0.51%	5.68%	7.02%	4.95%	6.73%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	0.75%	2.83%	7.76%	7.49%	5.99%	6.81%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Bond Fund Income Plan	2.53	1.5	-0.1	-0.15
SBI Magnum Income Fund	1.96	1.15	0.41	0.59
ICICI Prudential Bond Fund	1.99	1.15	0.61	0.79
LIC MF Medium to Long Duration Fund	2.35	1.36	0.38	0.56
Nippon India Medium to Long Duration Fund	2.42	1.43	0.15	0.21
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	1.17	N.A.	0.7	1.15

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bandhan Bond Fund Income Plan	N.A.	481 Cr	25 yrs 4 m	1.98%
SBI Magnum Income Fund	N.A.	2,162 Cr	27 yrs	1.5%
ICICI Prudential Bond Fund	N.A.	2,859 Cr	17 yrs 2 m	1.03%
LIC MF Medium to Long Duration Fund	N.A.	204 Cr	26 yrs 7 m	1.22%
Nippon India Medium to Long Duration Fund	N.A.	420 Cr	27 yrs 10 m	1.53%
Aditya Birla Sun Life Income Plus Arbitrage Active FoF	N.A.	1,274 Cr	18 yrs 10 m	0.28%

View all Medium To Long Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.25 vs. 2.38 Underperformed at beating benchmark
Sharpe	-0.1 vs. 1.91 Poor risk-adjusted returns
Beta	1.5 vs. 0.74 More sensitive to market's ups & downs
Standard deviation	2.53 vs. 2.02 More volatile performance

Compare Bandhan Bond Fund Income Plan in detail with

About this fund

About Bandhan Bond Fund Income Plan

Bandhan Bond Fund Income Plan is a Medium to Long Duration mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 25 yrs 4 m, having been launched on 13/06/2000. Bandhan Bond Fund Income Plan has ₹481 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Bond Fund Income Plan as of 20/10/2025 is ₹65.12. The fund has an expense ratio of 1.98%, which is higher than what most other Medium To Long Duration funds charge.

Bandhan Bond Fund Income Plan returns of last 1-year are 4.54%. Since launch, it has delivered 7.69% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Bandhan Bond Fund Income Plan scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is same as the category.
The fund's top holdings are in GOI, Tata Capital Financial Services Ltd., Bajaj Housing Finance Ltd..

...

Fund AUM	481 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Suyash Choudhary

Mr. Choudhary is a B.A (H) Economics from Delhi University and PGDM from IIM Calcutta. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with HSBC Asset Management (India) Pvt. Ltd., Standard Chartered Asset Management Co. Pvt. Ltd. and Deutsche Bank.

Investment objective

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over long term such that the Macaulay duration of the portfolio is greater than 7 years.

Bandhan Mutual Fund details

No. of schemes	68 view all schemes
Total AUM	1,87,716 Cr as on Sep 30, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Bandhan Government Securities Fund Constant Maturity Plan	N.A.	341 Cr	8.19%	8.66%
Bandhan Fixed Term Plan Series 179	N.A.	356 Cr	8.14%	8.56%
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund	N.A.	492 Cr	7.47%	N.A.
Bandhan CRISIL IBX Gilt April 2028 Index Fund	N.A.	4,294 Cr	8.15%	8.01%
Bandhan CRISIL IBX Gilt June 2027 Index Fund	N.A.	6,420 Cr	7.97%	7.8%
Bandhan Crisil IBX Gilt April 2032 Index Fund	N.A.	441 Cr	8.52%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Bond Fund Income Plan?

The current Net Asset Value (NAV) of the Bandhan Bond Fund Income Plan plan is approximately ₹65.1229 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Bond Fund Income Plan is a 25 yrs 4 m old fund and has delivered average annual returns of 7.72% since inception.

Bandhan Bond Fund Income Plan Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.51%	6.35%	4.04%	6.31%	7.72%

How much does this mutual fund charge as expense ratio?

The Bandhan Bond Fund Income Plan has an expense ratio of 1.98%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bandhan Bond Fund Income Plan currently has assets under management (AUM) or fund size valued at approximately 481 Cr as on Sep 30, 2025.

To whom does Bandhan Bond Fund Income Plan lend to?

The top 3 debt holdings of Bandhan Bond Fund Income Plan are as follows

Holding Name	Percentage of Portfolio
GOI	83.73%
Tata Capital Financial Services Ltd.	8.85%
Bajaj Housing Finance Ltd.	4.22%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bandhan Bond Fund Income Plan allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	83.73%
AAA	13.07%
Cash & Call Money	2.86%

What is risk level of Bandhan Bond Fund Income Plan?

This is a Medium To Long Duration fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bandhan Bond Fund Income Plan?

Redeeming your investments in the Bandhan Bond Fund Income Plan is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Medium to Long Duration

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.