Bajaj Finserv Equity Savings Fund

NAV as of Feb 02, 2026	Returns since inception	ET Money Rank	AUM (Fund size)
₹10.165-0.03% 1 day change	1.5%	App exclusive #NA View Ranked Funds	₹30 Cr

Historical NAV & returns

NAV: ₹10.165 as on Feb 02, 2026

This fund Category average

Bajaj Finserv Equity Savings Fund overview

AUM (Fund size)	₹30 Cr
Exit load	0%
Lock-in Period	Nil
Age	6 m since Jul 28, 2025
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	1.3% as on Feb 02, 2026
Plan type	Regular
Risk	Low to Moderate
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bajaj Finserv Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Feb 03, 2026

Period	This fund	Category average
1 Month	-0.25%	-1.17%
3 Months	0.76%	-0.56%

Asset allocationas on Dec 31, 2025

Large Cap 9.37%

Mid Cap 0.89%

Small Cap 0.81%

Other Cap 0%

Top holdings

Vedanta Ltd.4.19%

Kotak Mahindra Bank Ltd.3.94%

Eternal Ltd.3.61%

HDFC Bank Ltd.3.55%

Top sectors

Financial 27.6%

Metals & Mining 8.0%

Services 6.68%

Capital Goods 6.25%

Cash & Call Money 64.990275%

A1+ 21.135483%

SOV 2.728238%

Others 0.086004%

Top Debt Holdings

Others 3.67%

Allocation by Instruments

Net Receivables 61.38%

Mutual Fund 23.89%

CBLO 3.67%

Other Holdings

Others 61.38%

Bajaj Finserv Money Market Fund Direct-Growth 23.89%

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Equity Savings Fund	-0.25%	N.A.	N.A.	N.A.	N.A.	N.A.
Kotak Equity Savings Fund	-2.82%	2.25%	6.3%	10.64%	9.78%	9.42%
Edelweiss Equity Savings Fund	-1.26%	2.49%	7.48%	10.96%	9.05%	9.26%
UTI Equity Savings Fund	-1.04%	3.88%	7.36%	10.58%	9.7%	6.56%
ICICI Prudential Equity Savings Fund	-0.69%	2.52%	6.93%	8.46%	7.93%	8.71%
Tata Equity Savings Fund	-1.14%	1.71%	5.98%	9.74%	8.0%	7.91%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Equity Savings Fund	N.A.	N.A.	N.A.	N.A.
Kotak Equity Savings Fund	5.2	0.69	0.86	1.04
Edelweiss Equity Savings Fund	3.47	0.44	1.34	1.86
UTI Equity Savings Fund	4.04	0.55	1.09	1.56
ICICI Prudential Equity Savings Fund	2.39	0.29	0.89	1.33
Tata Equity Savings Fund	3.38	0.45	1.02	1.76

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Equity Savings Fund	N.A.	30 Cr	6 m	1.3%
Kotak Equity Savings Fund	N.A.	9,651 Cr	11 yrs 4 m	1.75%
Edelweiss Equity Savings Fund	N.A.	1,195 Cr	11 yrs 4 m	1.58%
UTI Equity Savings Fund	N.A.	810 Cr	7 yrs 5 m	1.67%
ICICI Prudential Equity Savings Fund	N.A.	18,060 Cr	11 yrs 2 m	0.98%
Tata Equity Savings Fund	N.A.	278 Cr	28 yrs 10 m	1.14%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Equity Savings Fund in detail with

About this fund

About Bajaj Finserv Equity Savings Fund

Bajaj Finserv Equity Savings Fund is a Equity Savings mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 6 m, having been launched on 28/07/2025. Bajaj Finserv Equity Savings Fund has ₹30 Crores worth of assets under management (AUM) as on 31/12/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Equity Savings Fund as of 02/02/2026 is ₹10.16. The fund has an expense ratio of 1.3%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 11.06% allocation to equity and 27.76% to Debt.

The fund's equity portion is primarily invested in Financial, Unclassified, Metals & Mining, Services, Capital Goods sectors. It has taken less exposure in Financial, Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in Bajaj Finserv Money Market Fund Direct-Growth, Vedanta Ltd., Kotak Mahindra Bank Ltd., Eternal Ltd., HDFC Bank Ltd..

...

Fund AUM	30 Cr as on Dec 31, 2025
Scheme document	View Scheme Document

Investment objective

The Scheme seeks to generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments).

Bajaj Finserv Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	32,116 Cr as on Dec 31, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bajaj Finserv Multi Asset Allocation Fund	N.A.	1,435 Cr	19.81%	N.A.
Bajaj Finserv Arbitrage Fund	N.A.	1,205 Cr	5.9%	N.A.
Bajaj Finserv Balanced Advantage Fund	N.A.	1,315 Cr	6.99%	N.A.

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Equity Savings Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Equity Savings Fund plan is approximately ₹10.165 as of Feb 02, 2026.

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Equity Savings Fund has an expense ratio of 1.3%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 30 Cr as on Dec 31, 2025.

What are the top stock holdings of Bajaj Finserv Equity Savings Fund?

The Bajaj Finserv Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
Vedanta Ltd.	4.19%
Kotak Mahindra Bank Ltd.	3.94%
Eternal Ltd.	3.61%
HDFC Bank Ltd.	3.55%
Bajaj Finserv Ltd.	3.35%
State Bank of India	3.21%
ICICI Bank Ltd.	3.1%
Hindustan Aeronautics Ltd.	2.87%
ITC Ltd.	2.81%
Hindalco Industries Ltd.	2.49%

What are the top sectors Bajaj Finserv Equity Savings Fund has invested in?

The Bajaj Finserv Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	27.6%
Metals & Mining	8.0%
Services	6.68%
Capital Goods	6.25%
Consumer Staples	5.57%
Healthcare	4.7700000000000005%
Communication	2.58%
Materials	2.32%
Construction	1.99%
Energy	1.7000000000000002%

To whom does Bajaj Finserv Equity Savings Fund lend to?

The top 3 debt holdings of Bajaj Finserv Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
Others	3.67%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Bajaj Finserv Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash & Call Money	64.990275%
A1+	21.135483%
SOV	2.728238%

What is risk level of Bajaj Finserv Equity Savings Fund?

This is a Equity Savings fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bajaj Finserv Equity Savings Fund?

Redeeming your investments in the Bajaj Finserv Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 3 Months .
Exit Load: This fund has no exit load.
Return/Risk: The fund is performing poorly than its category.