Bajaj Finserv Consumption Fund

Q: What are the returns of this mutual fund scheme?

The Bajaj Finserv Consumption Fund is a 1 yrs 1 m old fund and has delivered average annual returns of -5.23% since inception. Bajaj Finserv Consumption Fund Returns 1-Year Since Inception -4.84% -5.23%

Q: How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Consumption Fund has an expense ratio of 2.31% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

NAV as of Dec 04, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹9.546+0.09% 1 day change	-5.23% p.a.	App exclusive #NA View Ranked Funds	₹678 Cr

Historical NAV & returns

NAV: ₹9.546 as on Dec 04, 2025

This fund Category average

Bajaj Finserv Consumption Fund overview

AUM (Fund size)	₹678 Cr
Exit load	1.0% Exit load of 1%, if redeemed within 3 months.!
Lock-in Period	Nil
Age	1 yrs 1 m since Nov 08, 2024
Benchmark	NIFTY India Consumption TRI
Min. investment	SIP: ₹500 & Lumpsum: ₹1000
Expense ratio	2.31% as on Nov 30, 2025
Plan type	Regular
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Bajaj Finserv Consumption Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Dec 01, 2025

Period	This fund	Category average
1 Month	-3.25%	-0.71%
3 Months	-2.31%	-2.43%
6 Months	1.68%	4.02%
1 Year	-4.84%	-0.88%

View returns in detail

Asset allocationas on Oct 31, 2025

Large Cap 43.22%

Mid Cap 20.11%

Small Cap 33.95%

Other Cap 0%

Top holdings

Eternal Ltd.6.03%

Mahindra & Mahindra Ltd.5.6%

Whirlpool Of India Ltd.3.07%

Bharti Airtel Ltd.3.04%

Top sectors

Consumer Staples 31.949999999999996%

Services 20.05%

Automobile 13.49%

Consumer Discretionary 9.45%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.87%

Allocation by Instruments

Mutual Fund 1.03%

CBLO 0.87%

Net Receivables 0.82%

Other Holdings

Bajaj Finserv Money Market Fund Direct-Growth 1.03%

Others 0.82%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bajaj Finserv Consumption Fund	-3.25%	1.68%	-4.84%	N.A.	N.A.	N.A.
Nippon India Consumption Fund	-0.97%	4.03%	1.2%	15.13%	20.73%	13.46%
ICICI Prudential Bharat Consumption Fund	-0.8%	5.41%	2.45%	16.6%	18.36%	9.98%
Tata India Consumer Fund	-1.97%	5.84%	-0.41%	17.53%	18.22%	16.31%
Baroda BNP Paribas India Consumption Fund	-0.39%	5.44%	0.14%	15.91%	17.51%	12.41%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bajaj Finserv Consumption Fund	N.A.	N.A.	N.A.	N.A.
Nippon India Consumption Fund	13.43	0.78	0.67	0.84
ICICI Prudential Bharat Consumption Fund	12.43	0.72	0.8	1.01
Tata India Consumer Fund	14.1	0.81	0.81	1.0
Baroda BNP Paribas India Consumption Fund	13.3	0.79	0.69	0.89

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Bajaj Finserv Consumption Fund	N.A.	678 Cr	1 yrs 1 m	2.31%
Nippon India Consumption Fund	N.A.	2,801 Cr	21 yrs 2 m	1.94%
ICICI Prudential Bharat Consumption Fund	N.A.	3,273 Cr	6 yrs 8 m	1.99%
Tata India Consumer Fund	N.A.	2,660 Cr	10 yrs	1.95%
Baroda BNP Paribas India Consumption Fund	N.A.	1,552 Cr	7 yrs 3 m	2.08%

View all Thematic-consumption funds

Key risk & return ratios Compared to other funds in the category

Risk ratios are based on three-year data. The required data is unavailable for the scheme.

Compare Bajaj Finserv Consumption Fund in detail with

About this fund

About Bajaj Finserv Consumption Fund

Bajaj Finserv Consumption Fund is a Thematic-Consumption mutual fund scheme from Bajaj Finserv Mutual Fund. This fund has been in existence for 1 yrs 1 m, having been launched on 08/11/2024. Bajaj Finserv Consumption Fund has ₹678 Crores worth of assets under management (AUM) as on 31/10/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bajaj Finserv Consumption Fund as of 04/12/2025 is ₹9.55. The fund has an expense ratio of 2.31%, which is higher than what most other Thematic-consumption funds charge.

Bajaj Finserv Consumption Fund returns of last 1-year are -5.31%. Since launch, it has delivered -4.48% average annual returns.
The fund has the majority of its money invested in Consumer Staples, Services, Automobile, Consumer Discretionary, Materials sectors. It has taken less exposure in Consumer Staples, Services sectors compared to other funds in the category.
The fund's top 5 holdings are in Eternal Ltd., Mahindra & Mahindra Ltd., Whirlpool Of India Ltd., Bharti Airtel Ltd., Maruti Suzuki India Ltd..

...

Fund AUM	678 Cr as on Oct 31, 2025
Scheme document	View Scheme Document

Fund managers

Nimesh Chandan

Mr. Chandan is an MBA in Finance. He has good years of experience in capital markets. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager and has also worked with Stratcap Securities and Darashaw and Company.

Siddharth Chaudhary

Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets). Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.

Sorbh Gupta

Mr. Gupta is a B.Com, CA and CFA. Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.

Investment objective

The scheme seeks to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies that are likely to benefit directly or indirectly from the domestic consumption led demand.

Bajaj Finserv Mutual Fund details

No. of schemes	19 view all schemes
Total AUM	29,226 Cr as on Sep 30, 2025
Address	S. No - 239/2, 11th Floor, Office No. 1101 A and 1101 B, Sky One Corporate Park, Lohegaon, Pune, Maharashtra Pune , 411032

More funds from Bajaj Finserv Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Bajaj Finserv Flexi Cap Fund	N.A.	6,034 Cr	4.66%	N.A.
Bajaj Finserv Large and Mid Cap Fund	N.A.	2,245 Cr	3.35%	N.A.
Bajaj Finserv ELSS Tax Saver Fund	N.A.	72 Cr	N.A.	N.A.
Bajaj Finserv Multi Cap Fund	N.A.	1,023 Cr	N.A.	N.A.
Bajaj Finserv Nifty Next 50 Index Fund	N.A.	11 Cr	N.A.	N.A.
Bajaj Finserv Nifty 50 Index Fund	N.A.	9 Cr	N.A.	N.A.

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bajaj Finserv Consumption Fund?

The current Net Asset Value (NAV) of the Bajaj Finserv Consumption Fund plan is approximately ₹9.546 as of Dec 04, 2025.

What are the returns of this mutual fund scheme?

The Bajaj Finserv Consumption Fund is a 1 yrs 1 m old fund and has delivered average annual returns of -5.23% since inception.

Bajaj Finserv Consumption Fund Returns

1-Year	Since Inception
-4.84%	-5.23%

How much does this mutual fund charge as expense ratio?

The Bajaj Finserv Consumption Fund has an expense ratio of 2.31%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Bajaj Finserv Consumption Fund currently has assets under management (AUM) or fund size valued at approximately 678 Cr as on Oct 31, 2025.

What are the top stock holdings of Bajaj Finserv Consumption Fund?

The Bajaj Finserv Consumption Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
Eternal Ltd.	6.03%
Mahindra & Mahindra Ltd.	5.6%
Whirlpool Of India Ltd.	3.07%
Bharti Airtel Ltd.	3.04%
Maruti Suzuki India Ltd.	3.01%
Godrej Consumer Products Ltd.	2.96%
Radico Khaitan Ltd.	2.44%
Devyani International Ltd.	2.37%
Zydus Wellness Ltd.	2.37%
Hindustan Unilever Ltd.	2.31%

What are the top sectors Bajaj Finserv Consumption Fund has invested in?

The Bajaj Finserv Consumption Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Consumer Staples	31.949999999999996%
Services	20.05%
Automobile	13.49%
Consumer Discretionary	9.45%
Materials	9.370000000000001%
Construction	5.23%
Communication	3.04%
Healthcare	2.16%
Capital Goods	1.77%
Textiles	0.77%

What is risk level of Bajaj Finserv Consumption Fund?

This is a Thematic-consumption fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Bajaj Finserv Consumption Fund?

Redeeming your investments in the Bajaj Finserv Consumption Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Thematic-Consumption

#NA

Return Outperformance: This fund has generated highest return amongst Thematic-Consumption funds in the last 3 Months .
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 1%, if redeemed within 3 months.