Axis Equity Savings Fund

Q: What are the returns of this mutual fund scheme?

The Axis Equity Savings Fund is a 10 yrs 2 m old fund and has delivered average annual returns of 8.3% since inception. Axis Equity Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.71% 10.23% 10.49% 8.43% 8.3%

Q: How much does this mutual fund charge as expense ratio?

The Axis Equity Savings Fund has an expense ratio of 2.28% , representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

Previously called: Axis Equity Saver Reg-G

NAV as of Oct 20, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹22.6+0.22% 1 day change	8.3% p.a.	App exclusive #NA View Ranked Funds	₹936 Cr

Historical NAV & returns

NAV: ₹22.6 as on Oct 20, 2025

This fund Category average

Axis Equity Savings Fund overview

AUM (Fund size)	₹936 Cr
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 months.!
Lock-in Period	Nil
Age	10 yrs 2 m since Jul 27, 2015
Benchmark	NIFTY Equity Savings TRI
Min. investment	SIP: ₹1000 & Lumpsum: ₹1
Expense ratio	2.28% as on Sep 30, 2025
Plan type	Regular
Risk	Moderately High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%

Axis Equity Savings Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Oct 25, 2025

Period	This fund	Category average
1 Month	1.57%	1.26%
3 Months	2.22%	2.14%
6 Months	4.3%	4.86%
1 Year	5.71%	6.75%
2 Years	11.6%	11.04%
3 Years	10.23%	10.14%
4 Years	7.26%	7.98%
5 Years	10.49%	10.48%
7 Years	9.61%	9.05%
10 Years	8.43%	8.03%

Asset allocationas on Sep 30, 2025

Large Cap 28.55%

Mid Cap 3.23%

Small Cap 3.87%

Other Cap 0%

Top holdings

HDFC Bank Ltd.9.28%

Reliance Industries Ltd.8.58%

ICICI Bank Ltd.3.63%

Nifty Bank3.09%

Top sectors

Financial 23.75%

Energy 10.48%

Healthcare 6.3100000000000005%

Automobile 4.35%

Cash & Call Money 39.56675128%

SOV 12.77225952%

AA+ 7.03130193%

AAA 3.02552918%

Top Debt Holdings

Others 4.76%

Shriram Finance Ltd 2.7%

Reserve Bank of India 2.67%

Muthoot Finance Ltd. 1.09%

Allocation by Instruments

Net Receivables 34.80284166%

GOI Securities 9.068720380000002%

Debenture 6.48080008%

CBLO 4.76390962%

Other Holdings

Others 34.8%

Indus Infra Trust 0.34%

Detailed portfolio analysis

Peer comparison

Fund name	1M	6M	1Y	3Y	5Y	10Y
Axis Equity Savings Fund	1.57%	4.3%	5.71%	10.23%	10.49%	8.43%
Kotak Equity Savings Fund	0.94%	6.3%	8.15%	11.82%	11.63%	9.4%
UTI Equity Savings Fund	1.72%	3.73%	6.44%	10.88%	11.89%	6.41%
Edelweiss Equity Savings Fund	1.47%	6.12%	9.28%	11.47%	11.03%	9.07%
Tata Equity Savings Fund	1.05%	3.36%	6.57%	10.04%	9.86%	7.58%
ICICI Prudential Equity Savings Fund	1.14%	4.4%	7.47%	9.03%	9.83%	8.2%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Axis Equity Savings Fund	5.1	0.69	0.65	0.93
Kotak Equity Savings Fund	5.05	0.66	1.02	1.29
UTI Equity Savings Fund	4.21	0.56	0.98	1.48
Edelweiss Equity Savings Fund	3.63	0.46	1.25	1.69
Tata Equity Savings Fund	3.57	0.47	0.91	1.51
ICICI Prudential Equity Savings Fund	2.32	0.28	1.0	1.66

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Axis Equity Savings Fund	N.A.	936 Cr	10 yrs 2 m	2.28%
Kotak Equity Savings Fund	N.A.	8,782 Cr	11 yrs 1 m	1.76%
UTI Equity Savings Fund	N.A.	733 Cr	7 yrs 2 m	1.64%
Edelweiss Equity Savings Fund	N.A.	947 Cr	11 yrs 1 m	1.58%
Tata Equity Savings Fund	N.A.	270 Cr	28 yrs 7 m	1.13%
ICICI Prudential Equity Savings Fund	N.A.	16,487 Cr	10 yrs 11 m	0.98%

View all Equity Savings funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.26 vs. 3.22 Underperformed at beating benchmark
Sharpe	0.65 vs. 3.22 Poor risk-adjusted returns
Beta	0.69 vs. 0.73 Less sensitive to market ups & downs
Standard deviation	5.1 vs. 3.8 More volatile performance

Compare Axis Equity Savings Fund in detail with

About this fund

About Axis Equity Savings Fund

Axis Equity Savings Fund is a Equity Savings mutual fund scheme from Axis Mutual Fund. This fund has been in existence for 10 yrs 2 m, having been launched on 27/07/2015. Axis Equity Savings Fund has ₹936 Crores worth of assets under management (AUM) as on 30/09/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Axis Equity Savings Fund as of 20/10/2025 is ₹22.60. The fund has an expense ratio of 2.28%, which is higher than what most other Equity Savings funds charge. Currently, the fund has a 35.66% allocation to equity and 29.21% to Debt.

Axis Equity Savings Fund returns of last 1-year are 4.27%. Since launch, it has delivered 8.33% average annual returns. The fund has doubled the money invested in it every 9 yrs.
Axis Equity Savings Fund scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is below average.
The fund's equity portion is primarily invested in Financial, Energy, Healthcare, Automobile, Construction sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., ICICI Bank Ltd., Nifty Bank, Larsen & Toubro Ltd..

...

Fund AUM	936 Cr as on Sep 30, 2025
Scheme document	View Scheme Document

Fund managers

Hardik Shah

Mr. Shah has done B.E. Information Technology and MBA Finance. Prior to joining Axis Mutual Fund, he has worked with Nippon India Mutual Fund, Quantum Asset Management Company and ICAP India (P) Ltd.

Devang Shah

Mr. Shah is B.Com and ACA. Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.

Mayank Hyanki

Mr. Hyanki has done B.Tech and PGDM, Finance Prior to joining Axis Mutual Fund, he has worked with Reliance, Birla Sun Life Asset Management Company Ltd and ING Investment Management (I) Pvt Ltd

Investment objective

The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments.

Axis Mutual Fund details

No. of schemes	70 view all schemes
Total AUM	3,54,362 Cr as on Sep 30, 2025
Address	23rd Floor, One Lodha Place, S. B. Road, Lower Parel. Mumbai, 400013
Phone	022-24255161

More funds from Axis Mutual Fund

Fund name	ETM Rank	AUM	1Y	5Y
Axis Multi Asset Allocation Fund	N.A.	1,612 Cr	12.03%	14.2%
Axis Conservative Hybrid Fund	N.A.	271 Cr	5.99%	7.71%
Axis Arbitrage Fund	N.A.	7,578 Cr	6.32%	5.62%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of Axis Equity Savings Fund?

The current Net Asset Value (NAV) of the Axis Equity Savings Fund plan is approximately ₹22.6 as of Oct 20, 2025.

What are the returns of this mutual fund scheme?

The Axis Equity Savings Fund is a 10 yrs 2 m old fund and has delivered average annual returns of 8.3% since inception.

Axis Equity Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.71%	10.23%	10.49%	8.43%	8.3%

How much does this mutual fund charge as expense ratio?

The Axis Equity Savings Fund has an expense ratio of 2.28%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.

What is the AUM or fund size of this mutual fund?

The Axis Equity Savings Fund currently has assets under management (AUM) or fund size valued at approximately 936 Cr as on Sep 30, 2025.

What are the top stock holdings of Axis Equity Savings Fund?

The Axis Equity Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	9.28%
Reliance Industries Ltd.	8.58%
ICICI Bank Ltd.	3.63%
Nifty Bank	3.09%
Larsen & Toubro Ltd.	2.79%
Bharti Airtel Ltd.	2.35%
Tata Steel Ltd.	2.23%
Kotak Mahindra Bank Ltd.	2.15%
Mahindra & Mahindra Ltd.	1.93%
Eternal Ltd.	1.86%

What are the top sectors Axis Equity Savings Fund has invested in?

The Axis Equity Savings Fund's equity portion is primarily invested in the following sectors -

Sector	Percentage of Portfolio
Financial	23.75%
Energy	10.48%
Healthcare	6.3100000000000005%
Automobile	4.35%
Communication	3.7%
Construction	3.67%
Technology	3.62%
Metals & Mining	3.1%
Consumer Staples	2.95%
Services	2.9299999999999997%

To whom does Axis Equity Savings Fund lend to?

The top 3 debt holdings of Axis Equity Savings Fund are as follows

Holding Name	Percentage of Portfolio
Others	4.76%
Shriram Finance Ltd	2.7%
Reserve Bank of India	2.67%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Axis Equity Savings Fund's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
Cash & Call Money	39.56675128%
SOV	12.77225952%
AA+	7.03130193%

What is risk level of Axis Equity Savings Fund?

This is a Equity Savings fund comes with Moderately High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How can I redeem my investments in Axis Equity Savings Fund?

Redeeming your investments in the Axis Equity Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.

If you have invested from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Equity Savings

#NA

Return Outperformance: This fund has generated highest return amongst Equity Savings funds in the last 10 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Chance: This fund has generated only 7.97% annual return in 70% of times for investors holding for at least 5 years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 months.