Q: What are the returns of Aditya Birla Sun Life Regular Savings Fund?

The Aditya Birla Sun Life Regular Savings Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 10.57% since inception. Aditya Birla Sun Life Regular Savings Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 7.85% 9.88% 11.86% 9.67% 10.57%

Question 1

What is the current NAV of Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

The current Net Asset Value (NAV) of the Aditya Birla Sun Life Regular Savings Fund - Direct Growth plan is approximately ₹75.094 as of Sep 03, 2025.

Question 2

What are the returns of Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

The Aditya Birla Sun Life Regular Savings Fund is a 12 yrs 8 m old fund and has delivered average annual returns of 10.57% since inception.

Aditya Birla Sun Life Regular Savings Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
7.85%	9.88%	11.86%	9.67%	10.57%

Question 3

How much does Aditya Birla Sun Life Regular Savings Fund charge as the expense ratio?

Accepted Answer

The Aditya Birla Sun Life Regular Savings Fund - Direct Growth has an expense ratio of 0.94%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

Question 4

What is the AUM or size of Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

The Aditya Birla Sun Life Regular Savings Fund currently has assets under management (AUM) or fund size valued at approximately ₹1,373 Crs crore as of Jun 30, 2025.

Question 5

What are the top stock holdings of Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

The Aditya Birla Sun Life Regular Savings Fund's equity portion has been invested in the stocks of the following companies

Company	Percentage of Portfolio
HDFC Bank Ltd.	1.99%
ICICI Bank Ltd.	1.8%
Bharti Airtel Ltd.	1.13%
Bajaj Finserv Ltd.	0.96%
Hindalco Industries Ltd.	0.85%
Infosys Ltd.	0.69%
Reliance Industries Ltd.	0.68%
Tech Mahindra Ltd.	0.67%
Fortis Healthcare Ltd.	0.64%
Ultratech Cement Ltd.	0.6%

Question 6

What are the top sectors Aditya Birla Sun Life Regular Savings Fund has invested in?

Accepted Answer

The Aditya Birla Sun Life Regular Savings Fund's equity portion is primarily invested in the following sectors -

Company	Percentage of Portfolio
HDFC Bank Ltd.	1.99%
ICICI Bank Ltd.	1.8%
Bharti Airtel Ltd.	1.13%
Bajaj Finserv Ltd.	0.96%
Hindalco Industries Ltd.	0.85%
Infosys Ltd.	0.69%
Reliance Industries Ltd.	0.68%
Tech Mahindra Ltd.	0.67%
Fortis Healthcare Ltd.	0.64%
Ultratech Cement Ltd.	0.6%

Question 7

To whom does Aditya Birla Sun Life Regular Savings Fund lend to?

Accepted Answer

The top 3 debt holdings of Aditya Birla Sun Life Regular Savings Fund are as follows

Holding Name	Percentage of Portfolio
Cholamandalam Investment and Finance Company Ltd.	3.66%
Indian Railway Finance Corporation Ltd.	3.36%
Power Grid Corporation Of India Ltd.	2.96%

Question 8

What is the quality of borrowers Aditya Birla Sun Life Regular Savings Fund lends to?

Accepted Answer

The credit rating of the instruments in which the fund invests represents the quality of the borrower. The Aditya Birla Sun Life Regular Savings Fund's debt portion's allocation by credit quality is given below

Holding Name	Percentage of Portfolio
Cholamandalam Investment and Finance Company Ltd.	3.66%
Indian Railway Finance Corporation Ltd.	3.36%
Power Grid Corporation Of India Ltd.	2.96%

Question 9

What is the risk level of Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

This is a Conservative Hybrid fund comes with Moderately High risk.

Question 10

Is there any lock-in period in Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

No, this fund does not have any lock-in period.

Question 11

How do I invest in Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for Aditya Birla Sun Life Regular Savings Fund and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in Aditya Birla Sun Life Regular Savings Fund is complete.

Question 12

How can I redeem my investments in Aditya Birla Sun Life Regular Savings Fund?

Accepted Answer

Redeeming your investments in Aditya Birla Sun Life Regular Savings Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Aditya Birla Sun Life Regular Savings Fund from anywhere else, you can go to the fund house website and put a request through it.

Expense ratio	0.94% as on Aug 31, 2025
Exit load	1.0% 1% for redemption within 90 days.!
AUM (Fund size)	₹1,373 Cr
Lock-in Period	Nil
Age	12 yrs 8 m since Jan 01, 2013
Benchmark	CRISIL Hybrid 85+15 Conservative Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹500
Risk	Moderately High
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Period	This fund	Category average
1 Month	-0.04%	-0.36%
3 Months	1.32%	0.25%
6 Months	7.25%	6.16%
1 Year	7.85%	5.35%
2 Years	10.56%	10.05%
3 Years	9.88%	9.61%
4 Years	8.97%	8.56%
5 Years	11.86%	10.05%
7 Years	9.04%	8.66%
10 Years	9.67%	8.74%

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Aditya Birla Sun Life Regular Savings Fund	N.A.	1,373 Cr	12 yrs 8 m	0.94%
ICICI Prudential Regular Savings Fund	N.A.	3,188 Cr	12 yrs 8 m	0.98%
SBI Conservative Hybrid Fund	N.A.	9,643 Cr	12 yrs 8 m	1.08%
Canara Robeco Conservative Hybrid Fund	N.A.	953 Cr	12 yrs 8 m	0.68%
Baroda BNP Paribas Conservative Hybrid Fund	N.A.	824 Cr	12 yrs 8 m	0.51%
HDFC Hybrid Debt Fund	N.A.	3,406 Cr	12 yrs 8 m	1.16%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Aditya Birla Sun Life Regular Savings Fund	-0.04%	7.25%	7.85%	9.88%	11.86%	9.67%
ICICI Prudential Regular Savings Fund	0.58%	7.65%	7.23%	10.86%	10.79%	10.39%
SBI Conservative Hybrid Fund	-0.01%	7.08%	5.1%	10.4%	11.59%	9.81%
Canara Robeco Conservative Hybrid Fund	-0.04%	7.19%	6.23%	9.61%	9.76%	9.34%
Baroda BNP Paribas Conservative Hybrid Fund	-0.34%	6.13%	5.55%	9.71%	9.22%	9.24%
HDFC Hybrid Debt Fund	-0.94%	4.96%	3.3%	10.46%	11.45%	9.48%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Aditya Birla Sun Life Regular Savings Fund	3.09	0.75	0.99	1.87
ICICI Prudential Regular Savings Fund	3.0	0.74	1.32	2.13
SBI Conservative Hybrid Fund	3.37	0.79	1.07	1.83
Canara Robeco Conservative Hybrid Fund	3.6	0.89	0.79	1.29
Baroda BNP Paribas Conservative Hybrid Fund	3.42	0.84	0.85	1.18
HDFC Hybrid Debt Fund	4.06	0.98	0.9	1.68

Aditya Birla Sun Life Regular Savings Fund Direct-Growth

Historical NAV & returns

Aditya Birla Sun Life Regular Savings Fund overview

Aditya Birla Sun Life Regular Savings Fund Returns calculator

Trailing returns as on Sep 04, 2025

Asset allocationas on Apr 30, 2025

Peer comparison

Key risk & return ratios Compared to other funds in the category

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About this fund

About Aditya Birla Sun Life Regular Savings Fund

Fund managers

Investment objective

Aditya Birla Sun Life Mutual Fund details

More funds from Aditya Birla Sun Life Mutual Fund

Frequently asked questions

Aditya Birla Sun Life Regular Savings Fund Returns

ET Money rank

Alpha	1.19 vs. 3.4 Underperformed at beating benchmark
Sharpe	0.99 vs. 3.31 Poor risk-adjusted returns
Beta	0.75 vs. 1.08 Less sensitive to market ups & downs
Standard deviation	3.09 vs. 3.57 More stable returns

Fund AUM	1,373 Cr as on Apr 30, 2025
Scheme document	View Scheme Document

No. of schemes	90 view all schemes
Total AUM	4,05,267 Cr as on Jun 30, 2025
Address	One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013

Fund name	ETM Rank	AUM	1Y	5Y
Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF	N.A.	221 Cr	1.53%	18.27%
Aditya Birla Sun Life Equity Hybrid '95 Fund	N.A.	7,193 Cr	0.82%	17.05%
Aditya Birla Sun Life Multi-Asset Omni FoF	N.A.	195 Cr	5.29%	17.04%
Aditya Birla Sun Life Balanced Advantage Fund	N.A.	7,533 Cr	4.97%	15.03%
Aditya Birla Sun Life Aggressive Hybrid Omni FoF	N.A.	37 Cr	3.24%	14.85%
Aditya Birla Sun Life Retirement Fund - The 40s Plan	N.A.	112 Cr	4.51%	14.15%

Sector	Percentage of Portfolio
Financial	6.949999999999999%
Healthcare	2.64%
Technology	1.88%
Capital Goods	1.29%
Communication	1.13%
Automobile	1.12%
Services	1.0499999999999998%
Metals & Mining	0.85%
Energy	0.8400000000000001%
Consumer Staples	0.6799999999999999%

Credit Quality	Percentage of Portfolio
AAA	31.24597952%
SOV	30.36059828%
AA+	7.00600365%