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| NAV as of Feb 02, 2026 | Returns since inception | ET Money Rank | AUM (Fund size) |
|---|---|---|---|
| ₹76.6517-0.21% 1 day change | 10.39% p.a. | App exclusive | ₹1,541 Cr |
| Expense ratio | 0.93% as on Feb 02, 2026 |
| Exit load | 1.0% 1% for redemption within 90 days.! |
| AUM (Fund size) | ₹1,541 Cr |
| Lock-in Period | Nil |
| Age | 13 yrs 1 m since Jan 01, 2013 |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Min. investment | SIP: ₹500 & Lumpsum: ₹1000 |
| Risk | Moderately High |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
| Period | This fund | Category average |
|---|---|---|
| 1 Month | -0.86% | -0.89% |
| 3 Months | -0.15% | -0.27% |
| 6 Months | 2.03% | 1.19% |
| 1 Year | 8.79% | 7.16% |
| 2 Years | 9.47% | 8.56% |
| 3 Years | 9.9% | 9.78% |
| 4 Years | 8.95% | 8.38% |
| 5 Years | 9.44% | 8.46% |
| 7 Years | 9.71% | 9.06% |
| 10 Years | 9.96% | 8.94% |

Large Cap 15.55%
Mid Cap 3.07%
Small Cap 2.56%
Other Cap 0%
Financial 7.17%
Healthcare 2.58%
Technology 1.9000000000000001%
Automobile 1.37%
AAA 36.19415495%
SOV 19.35730028%
AA 9.87052584%
AA+ 4.92217084%
Power Grid Corporation Of India Ltd. 5.14%
Cholamandalam Investment and Finance Company Ltd. 3.61%
Small Industries Devp. Bank of India Ltd. 3.27%
Bharti Telecom Ltd. 3.23%
Debenture 37.48142733000001%
GOI Securities 10.996899480000002%
Bonds 8.30341331%
State Development Loan 7.43022679%
Nexus Select Trust 0.55%
Others 0.32%
Embassy Office Parks REIT 0.31%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Sep 2026 Fund Direct-Growth 0.06%

| Fund name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Regular Savings Fund | -0.86% | 2.03% | 8.79% | 9.9% | 9.44% | 9.96% |
| ICICI Prudential Regular Savings Fund | -0.8% | 2.31% | 8.03% | 10.88% | 9.61% | 10.49% |
| SBI Conservative Hybrid Fund | -1.24% | 1.28% | 6.77% | 10.01% | 9.63% | 9.69% |
| HDFC Hybrid Debt Fund | -0.94% | 0.95% | 5.68% | 10.04% | 9.78% | 9.81% |
| Nippon India Conservative Hybrid Fund | -0.26% | 3.91% | 9.85% | 9.89% | 9.07% | 6.83% |
| DSP Regular Savings Fund | -0.77% | 1.64% | 7.47% | 10.38% | 8.9% | 8.56% |
| Fund name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| Aditya Birla Sun Life Regular Savings Fund | 3.02 | 0.75 | 1.18 | 2.13 |
| ICICI Prudential Regular Savings Fund | 2.91 | 0.74 | 1.49 | 2.25 |
| SBI Conservative Hybrid Fund | 3.46 | 0.85 | 1.06 | 1.69 |
| HDFC Hybrid Debt Fund | 3.88 | 0.97 | 0.96 | 1.65 |
| Nippon India Conservative Hybrid Fund | 1.9 | 0.45 | 1.81 | 3.08 |
| DSP Regular Savings Fund | 3.22 | 0.81 | 1.24 | 2.34 |
| Fund name | ETM Rank | AUM | Fund age | Expense ratio |
|---|---|---|---|---|
| Aditya Birla Sun Life Regular Savings Fund | N.A. | 1,541 Cr | 13 yrs 1 m | 0.93% |
| ICICI Prudential Regular Savings Fund | N.A. | 3,359 Cr | 13 yrs 1 m | 1.0% |
| SBI Conservative Hybrid Fund | N.A. | 9,851 Cr | 13 yrs 1 m | 1.05% |
| HDFC Hybrid Debt Fund | N.A. | 3,354 Cr | 13 yrs 1 m | 1.21% |
| Nippon India Conservative Hybrid Fund | N.A. | 933 Cr | 13 yrs 1 m | 1.09% |
| DSP Regular Savings Fund | N.A. | 184 Cr | 13 yrs 1 m | 0.53% |
| Alpha | 1.2 vs. 3.45 Underperformed at beating benchmark |
| Sharpe | 1.18 vs. 3.51 Poor risk-adjusted returns |
| Beta | 0.75 vs. 1.23 Less sensitive to market ups & downs |
| Standard deviation | 3.02 vs. 3.47 More stable returns |
| Fund AUM | 1,541 Cr as on Dec 31, 2025 |
| Scheme document | View Scheme Document |
The scheme primarily seeks to generate regular income through a predominant exposure to debt and money market instruments. It also aims at capital growth through an equity exposure of maximum 25 per cent.
| No. of schemes | 88 view all schemes |
| Total AUM | 4,47,038 Cr as on Dec 31, 2025 |
| Address | One World Center, Tower 1, 17th Floor, Jupiter Mill Compound Senapati Bapat Marg, Elphinstone Road Mumbai, 400013 |
| Fund name | ETM Rank | AUM | 1Y | 5Y |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi-Asset Omni FoF | N.A. | 295 Cr | 19.71% | 15.6% |
| Aditya Birla Sun Life Dynamic Asset Allocation Omni FoF | N.A. | 234 Cr | 10.06% | 14.22% |
| Aditya Birla Sun Life Equity Hybrid '95 Fund | N.A. | 7,533 Cr | 8.0% | 12.11% |
| Aditya Birla Sun Life Aggressive Hybrid Omni FoF | N.A. | 40 Cr | 8.41% | 11.93% |
| Aditya Birla Sun Life Balanced Advantage Fund | N.A. | 8,944 Cr | 10.58% | 11.89% |
| Aditya Birla Sun Life Multi - Asset Passive FoF | N.A. | 23 Cr | 16.3% | N.A. |
The current Net Asset Value (NAV) of the Aditya Birla Sun Life Regular Savings Fund - Direct Growth plan is approximately ₹76.6517 as of Feb 02, 2026.
The Aditya Birla Sun Life Regular Savings Fund Direct-Growth is a 13 yrs 1 m old fund and has delivered average annual returns of 10.39% since inception.
| 1-Year | 3-Year | 5-Year | 10-Year | Since Inception |
|---|---|---|---|---|
| 8.79% | 9.9% | 9.44% | 9.96% | 10.39% |
The Aditya Birla Sun Life Regular Savings Fund - Direct Growth has an expense ratio of 0.93%, representing the annual cost of managing and operating the fund. This fee is deducted from the fund's AUM while declaring the daily NAV, reducing investor returns.
The Aditya Birla Sun Life Regular Savings Fund currently has assets under management (AUM) or fund size valued at approximately 1,541 Cr as on Dec 31, 2025.
The Aditya Birla Sun Life Regular Savings Fund's equity portion has been invested in the stocks of the following companies
| Company | Percentage of Portfolio |
|---|---|
| HDFC Bank Ltd. | 1.93% |
| ICICI Bank Ltd. | 1.61% |
| Bharti Airtel Ltd. | 1.23% |
| Hindalco Industries Ltd. | 1.09% |
| Bajaj Finserv Ltd. | 0.99% |
| Reliance Industries Ltd. | 0.76% |
| Tech Mahindra Ltd. | 0.72% |
| Infosys Ltd. | 0.67% |
| Fortis Healthcare Ltd. | 0.65% |
| State Bank of India | 0.64% |
The Aditya Birla Sun Life Regular Savings Fund's equity portion is primarily invested in the following sectors -
| Sector | Percentage of Portfolio |
|---|---|
| Financial | 7.17% |
| Healthcare | 2.58% |
| Technology | 1.9000000000000001% |
| Automobile | 1.37% |
| Communication | 1.23% |
| Metals & Mining | 1.09% |
| Services | 1.03% |
| Capital Goods | 0.95% |
| Energy | 0.92% |
| Consumer Discretionary | 0.8400000000000001% |
The top 3 debt holdings of Aditya Birla Sun Life Regular Savings Fund are as follows
| Holding Name | Percentage of Portfolio |
| Power Grid Corporation Of India Ltd. | 5.14% |
| Cholamandalam Investment and Finance Company Ltd. | 3.61% |
| Small Industries Devp. Bank of India Ltd. | 3.27% |
The credit rating of the instruments in which the fund invests represents the quality of the borrower.
The Aditya Birla Sun Life Regular Savings Fund's debt portion's allocation by credit quality is given below| Credit Quality | Percentage of Portfolio |
| AAA | 36.19415495% |
| SOV | 19.35730028% |
| AA | 9.87052584% |
This is a Conservative Hybrid fund comes with Moderately High risk.
No, this fund does not have any lock-in period.
It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. The whole process takes just a few minutes. Here's how it works:
For the Desktop Version:
For the Mobile Version:
That's it. Your investment in the Aditya Birla Sun Life Regular Savings Fund is complete.
Redeeming your investments in the Aditya Birla Sun Life Regular Savings Fund is simple. If you have invested via ET Money, just log in to the app, go to the holdings section, and submit the redemption request.
If you have invested from anywhere else, you can go to the fund house website and put a request through it.
